gpac
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Senior Credit Officer
role at
gpac .
This range is provided by gpac. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.
Base pay range $125,000.00/yr - $150,000.00/yr
Position Overview A well‑capitalized, relationship‑driven community bank is seeking a Senior Credit Officer to provide hands‑on leadership over credit risk management, underwriting standards, and portfolio quality. This executive will partner closely with the Chief Credit Officer, Chief Lending Officer, and senior management to ensure strong credit culture, regulatory compliance, and sustainable loan growth. The ideal candidate brings deep experience in commercial credit underwriting, portfolio management, and regulatory interaction within a community or regional banking environment.
Key Responsibilities
Provide senior‑level oversight of commercial credit underwriting across C&I, CRE, owner‑occupied, and specialized lending portfolios
Review, approve, and structure complex and higher‑risk credit relationships
Serve as a trusted advisor to lenders on deal structure, risk mitigation, and policy interpretation
Ensure compliance with internal credit policy, regulatory guidance, and safety‑and‑soundness standards
Lead or support loan review, asset management, and credit administration functions
Participate in ALLL/CECL methodology, stress testing, and portfolio analytics
Partner with lending leadership to balance growth objectives with disciplined risk management
Prepare and present credit‑related reporting to senior management, loan committee, and the Board
Support regulatory exams and act as a key point of contact with auditors and examiners
Mentor and develop credit analysts and junior credit staff, reinforcing strong underwriting discipline
Qualifications
10+ years of progressive commercial credit experience within a community or regional bank
Strong background in C&I and CRE underwriting, including complex credit structures
Prior experience in a Senior Credit Officer, Credit Manager, or Deputy CCO role preferred
Deep understanding of regulatory expectations (FDIC, OCC, Federal Reserve, or state regulators)
Proven ability to identify, measure, and mitigate credit risk across diverse loan portfolios
Strong communication skills with the ability to influence lenders, executives, and the Board
Bachelor's degree in Finance, Accounting, Economics, or related field (MBA or CPA a plus)
Why This Opportunity
Key leadership role with direct influence on the bank's credit culture and long‑term stability
Well‑capitalized community bank with a relationship‑driven lending model
High visibility with executive leadership and the Board
Opportunity to help shape credit policy, underwriting standards, and portfolio strategy
Competitive compensation, bonus potential, and comprehensive benefits
For further information please contact david.boldon@gogpac.com or 346‑291‑2820.
All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.
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Senior Credit Officer
role at
gpac .
This range is provided by gpac. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.
Base pay range $125,000.00/yr - $150,000.00/yr
Position Overview A well‑capitalized, relationship‑driven community bank is seeking a Senior Credit Officer to provide hands‑on leadership over credit risk management, underwriting standards, and portfolio quality. This executive will partner closely with the Chief Credit Officer, Chief Lending Officer, and senior management to ensure strong credit culture, regulatory compliance, and sustainable loan growth. The ideal candidate brings deep experience in commercial credit underwriting, portfolio management, and regulatory interaction within a community or regional banking environment.
Key Responsibilities
Provide senior‑level oversight of commercial credit underwriting across C&I, CRE, owner‑occupied, and specialized lending portfolios
Review, approve, and structure complex and higher‑risk credit relationships
Serve as a trusted advisor to lenders on deal structure, risk mitigation, and policy interpretation
Ensure compliance with internal credit policy, regulatory guidance, and safety‑and‑soundness standards
Lead or support loan review, asset management, and credit administration functions
Participate in ALLL/CECL methodology, stress testing, and portfolio analytics
Partner with lending leadership to balance growth objectives with disciplined risk management
Prepare and present credit‑related reporting to senior management, loan committee, and the Board
Support regulatory exams and act as a key point of contact with auditors and examiners
Mentor and develop credit analysts and junior credit staff, reinforcing strong underwriting discipline
Qualifications
10+ years of progressive commercial credit experience within a community or regional bank
Strong background in C&I and CRE underwriting, including complex credit structures
Prior experience in a Senior Credit Officer, Credit Manager, or Deputy CCO role preferred
Deep understanding of regulatory expectations (FDIC, OCC, Federal Reserve, or state regulators)
Proven ability to identify, measure, and mitigate credit risk across diverse loan portfolios
Strong communication skills with the ability to influence lenders, executives, and the Board
Bachelor's degree in Finance, Accounting, Economics, or related field (MBA or CPA a plus)
Why This Opportunity
Key leadership role with direct influence on the bank's credit culture and long‑term stability
Well‑capitalized community bank with a relationship‑driven lending model
High visibility with executive leadership and the Board
Opportunity to help shape credit policy, underwriting standards, and portfolio strategy
Competitive compensation, bonus potential, and comprehensive benefits
For further information please contact david.boldon@gogpac.com or 346‑291‑2820.
All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.
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