Park Community Credit Union
Commercial Relationship Officer- Louisville Area Market
Park Community Credit Union, Louisville, Kentucky, us, 40201
Commercial Relationship Officer - Louisville Area Market
Park Community Credit Union
Pay Range $110,000.00/yr - $114,000.00/yr
Role Overview By emphasizing ONE Park, ONE Mission, One Team, the Commercial Relationship Officer builds and manages member relationships to meet their commercial lending and deposit needs in the designated market while driving credit union growth. The role involves originating, monitoring, and renewing loan and deposit relationships, analyzing financial data, ensuring compliance with policies and regulations, participating in community events, preparing loan proposals, monitoring portfolio performance, and identifying potential credit risks. The officer cross‑sells credit union products, supports member service needs, and collaborates with staff and management to achieve organizational objectives.
Essential Functions & Responsibilities
Collect, review, and analyze financial and related data to determine whether the loan request, member, and/or collateral meet credit union standards; prepare and submit loan request narrative; establish and negotiate loan terms.
Actively grow credit union member business lending presence by developing relationships within the market, professional groups, select employee groups, and credit union staff; participate in community development or education events providing commercial lending expertise.
Monitor the performance of the existing loan portfolio, follow up on past‑due loans, proactively work on maturing loans, recognize potential problem credits, and assist in gathering required documentation for annual reviews.
Maintain up‑to‑date knowledge of regulations, rules, policies, and procedures governing all classes of loans with a focus on Commercial Lending.
Maintain knowledge of credit union products and services and identify cross‑sell opportunities to benefit members’ financial needs.
Perform other duties as assigned.
Performance Measurements
Support Park’s culture by aligning words and actions with core values: Vibrant Connections, Inclusive Excellence, Bold Compassion, Endless Empowerment.
Provide friendly, professional, accurate service and support to members and coworkers.
Originate new commercial loan volume as established by credit union goals.
Prepare loan request narrative within three days of receipt of all documents.
Return all calls within two hours of receipt.
Cross‑sell credit union products and services.
Maintain working knowledge of all business products and rates, both within the credit union and from industry overall.
Follow the credit union’s Bank Secrecy Act and anti‑money laundering policies; run OFAC searches, complete investigative reports, and file currency transaction reports timely and accurately.
Maintain a professional work environment, promote teamwork, build respect among coworkers, and present a businesslike appearance.
Adhere to all security policies and procedures and report discrepancies or suspicious activity to management immediately.
Knowledge and Skills
Experience: Three to five years of similar or related experience.
Education: (1) A two‑year college degree, or (2) completion of a specialized certification or licensing, or (3) completion of specialized vendor training courses, or (4) job‑specific skills acquired through an apprenticeship program.
Interpersonal Skills: Extensive personal contact with others; ability to motivate, influence, and train; foster relationships with external entities and influence sales.
Other Skills: Excellent organizational and communication skills.
Physical Requirements Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential functions. The employee frequently sits, stands, walks short distances, uses hands to count currency, handles documents, uses personal computers, copiers, telephones, and occasionally lifts up to 25 pounds.
Work Environment Typical office environment with interaction with customers and general office responsibilities.
EEO Statement Park Community Credit Union is an Equal Opportunity Employer / Veterans / Disabled.
Seniority Level Mid‑Senior level
Employment Type Full‑time
Job Function Finance and Sales; Banking
Referrals increase your chances of interviewing at Park Community Credit Union by 2x.
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Pay Range $110,000.00/yr - $114,000.00/yr
Role Overview By emphasizing ONE Park, ONE Mission, One Team, the Commercial Relationship Officer builds and manages member relationships to meet their commercial lending and deposit needs in the designated market while driving credit union growth. The role involves originating, monitoring, and renewing loan and deposit relationships, analyzing financial data, ensuring compliance with policies and regulations, participating in community events, preparing loan proposals, monitoring portfolio performance, and identifying potential credit risks. The officer cross‑sells credit union products, supports member service needs, and collaborates with staff and management to achieve organizational objectives.
Essential Functions & Responsibilities
Collect, review, and analyze financial and related data to determine whether the loan request, member, and/or collateral meet credit union standards; prepare and submit loan request narrative; establish and negotiate loan terms.
Actively grow credit union member business lending presence by developing relationships within the market, professional groups, select employee groups, and credit union staff; participate in community development or education events providing commercial lending expertise.
Monitor the performance of the existing loan portfolio, follow up on past‑due loans, proactively work on maturing loans, recognize potential problem credits, and assist in gathering required documentation for annual reviews.
Maintain up‑to‑date knowledge of regulations, rules, policies, and procedures governing all classes of loans with a focus on Commercial Lending.
Maintain knowledge of credit union products and services and identify cross‑sell opportunities to benefit members’ financial needs.
Perform other duties as assigned.
Performance Measurements
Support Park’s culture by aligning words and actions with core values: Vibrant Connections, Inclusive Excellence, Bold Compassion, Endless Empowerment.
Provide friendly, professional, accurate service and support to members and coworkers.
Originate new commercial loan volume as established by credit union goals.
Prepare loan request narrative within three days of receipt of all documents.
Return all calls within two hours of receipt.
Cross‑sell credit union products and services.
Maintain working knowledge of all business products and rates, both within the credit union and from industry overall.
Follow the credit union’s Bank Secrecy Act and anti‑money laundering policies; run OFAC searches, complete investigative reports, and file currency transaction reports timely and accurately.
Maintain a professional work environment, promote teamwork, build respect among coworkers, and present a businesslike appearance.
Adhere to all security policies and procedures and report discrepancies or suspicious activity to management immediately.
Knowledge and Skills
Experience: Three to five years of similar or related experience.
Education: (1) A two‑year college degree, or (2) completion of a specialized certification or licensing, or (3) completion of specialized vendor training courses, or (4) job‑specific skills acquired through an apprenticeship program.
Interpersonal Skills: Extensive personal contact with others; ability to motivate, influence, and train; foster relationships with external entities and influence sales.
Other Skills: Excellent organizational and communication skills.
Physical Requirements Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential functions. The employee frequently sits, stands, walks short distances, uses hands to count currency, handles documents, uses personal computers, copiers, telephones, and occasionally lifts up to 25 pounds.
Work Environment Typical office environment with interaction with customers and general office responsibilities.
EEO Statement Park Community Credit Union is an Equal Opportunity Employer / Veterans / Disabled.
Seniority Level Mid‑Senior level
Employment Type Full‑time
Job Function Finance and Sales; Banking
Referrals increase your chances of interviewing at Park Community Credit Union by 2x.
#J-18808-Ljbffr