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Together We Talent

Senior Insurance Accountant (STAT & GAAP – Accident & Health)

Together We Talent, Clearwater, Florida, United States, 34623

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Senior Insurance Accountant (STAT & GAAP – Accident & Health) Clearwater, FL (Onsite) | Full-Time | Mid-Senior Level | 1 Opening

Relocation Assistance Available | No Visa Sponsorship

An established insurance organization is seeking a

Senior Insurance Accountant

with strong

STAT and GAAP accounting experience

within the

Accident & Health (A&H) insurance

space. This role supports statutory and GAAP financial reporting in a highly regulated environment governed by NAIC requirements.

The ideal candidate brings deep technical insurance accounting expertise, strong analytical skills, and experience managing quarterly, annual, and month-end close activities.

Position Overview The Senior Insurance Accountant applies

Statutory Accounting Principles (SAP)

and

Generally Accepted Accounting Principles (GAAP)

to prepare financial statements, regulatory filings, and management reports. This role is critical in ensuring accurate financial reporting, regulatory compliance, and process improvement within the accounting function.

Key Responsibilities

Compile and analyze financial data to prepare journal entries and maintain general ledger accuracy

Apply in-depth knowledge of earned, assumed, and ceded premiums and their proper financial statement treatment

Prepare

NAIC quarterly and annual statutory filings

Prepare reinsurance settlement statements

Calculate and file quarterly

premium tax filings

across multiple states

Perform cash, intercompany loan, and bank reconciliations; manage ACH setup for expenditures

Conduct variance and ratio analysis; present findings and insights to senior leadership

Prepare balance sheets, income statements, and other financial reports to summarize financial performance and projections

Audit contracts, orders, and vouchers to substantiate transactions prior to settlement

Ensure compliance with

GAAP, SAP, and internal accounting policies

Identify, investigate, and resolve accounting discrepancies and reporting inconsistencies

Install, modify, and improve accounting systems and internal controls

Drive process improvements and automation initiatives within the accounting function

Develop and maintain pro formas for pricing, profitability, and contract analysis

Make recommendations related to reserves, assets, expenditures, and accounting treatments

Prepare federal, state, and local tax filings and regulatory reports

Maintain confidentiality of company, employee, and client information

Perform additional duties as assigned

Requirements Required Qualifications

STAT and GAAP accounting experience (required)

Minimum

4+ years of accounting experience

Minimum

2+ years of insurance industry experience

Minimum

2+ years of statutory accounting experience

Minimum

4+ years of GAAP accounting experience

Strong experience in

Accident & Health (A&H) insurance accounting

Bachelor’s degree in Accounting (required)

Preferred Qualifications

Insurance industry designations (e.g., LOMA or similar)

Experience with NAIC regulatory reporting

Advanced Excel proficiency

Experience with QuickBooks preferred

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