Community Financial System, Inc.
Loan Operations - Flood & Hazard Insurance Representative
Community Financial System, Inc., Olean, New York, United States
Loan Operations - Flood & Hazard Insurance Representative
2 days ago Be among the first 25 applicants
Overview At Community Financial System, Inc. (CFSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer commercial banking, wealth management, investment management, insurance and risk management, and benefit plan administration. Just as our employees are committed to helping our customers manage their finances, we're committed to our employees. After all, they make it happen for our customers every day. To ensure our people can enjoy long and successful careers here at CFSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal‑opportunity workplace and affirmative‑action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities.
Responsibilities
Requires daily contact with customers, attorneys, bank officers, and insurance agents by phone and/or letters.
Order flood determinations for new commercial loans in process.
Reviews all commercial and mortgage new loans for proper hazard/flood insurance coverage/documentation.
Tracks flood insurance policies for lapses in coverage.
Prepares and sends required regulatory letters to customers to obtain the proper flood insurance coverage.
Review all flood insurance policies to ensure we are in line with regulations and bank policies.
Work monthly vendor reports in relation to flood and hazard insurance monitoring and force placement.
Review all new mortgage loan files to ensure our lien is properly placed on UCC and Titles for mobile homes.
Process flood determination disputes from branches and customers.
Process flood zone discrepancies with insurance agents and companies.
Process flood/hazard insurance cancellations and refund requests.
Cooperates with employees within the department and other departments to provide quality service, solve problems and achieve goals across the bank.
Performs other related duties as assigned.
Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to policies, procedures, and internal controls, and meet all training requirements in a timely manner.
Qualifications
Experience: Prefer at least two (2) years’ experience in banking with emphasis in Loan Operations or equivalent office experience.
All applicants must be 18 years of age.
Education, Training and Requirements: Associate’s degree in a business‑related field or equivalent work experience.
Overtime required.
Skills:
Strong attention to detail as well as proven organizational and analytical skills.
Ability to prioritize and work effectively under time constraints.
Strong PC skills, including creation, use and manipulation of Excel spreadsheets and MS Word.
Mathematical aptitude.
Other Job Information
Hours: 40 hours/week.
Compensation: Commensurate with experience plus potential for annual merit increase. In addition to your competitive salary, you will be rewarded benefits including 11 paid holidays, paid vacation, Medical, Vision & Dental insurance, 401K with generous match, Pension, Tuition Reimbursement, Banking discounts and more.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee may be required to stand, walk or sit. Use hands and fingers, handle or feel, reach with hands or arms, and speak and hear. The employee may occasionally be required to lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, and the ability to focus.
The Company is an affirmative action, equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, sexual orientation and gender identity), national origin, citizenship status, age, disability, genetic information, veteran status, or any other characteristic protected by applicable federal, state or local law.
The Company will make reasonable accommodations for qualified individuals with a disability. If you have a physical or mental impairment and would like to request an accommodation with respect to the application process, please contact the Human Resources Department.
Minimum: USD $18.25/h.
Maximum: USD $24.71/h.
Seniority level Entry level
Employment type Part-time
Job function Sales and Business Development
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Overview At Community Financial System, Inc. (CFSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer commercial banking, wealth management, investment management, insurance and risk management, and benefit plan administration. Just as our employees are committed to helping our customers manage their finances, we're committed to our employees. After all, they make it happen for our customers every day. To ensure our people can enjoy long and successful careers here at CFSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal‑opportunity workplace and affirmative‑action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities.
Responsibilities
Requires daily contact with customers, attorneys, bank officers, and insurance agents by phone and/or letters.
Order flood determinations for new commercial loans in process.
Reviews all commercial and mortgage new loans for proper hazard/flood insurance coverage/documentation.
Tracks flood insurance policies for lapses in coverage.
Prepares and sends required regulatory letters to customers to obtain the proper flood insurance coverage.
Review all flood insurance policies to ensure we are in line with regulations and bank policies.
Work monthly vendor reports in relation to flood and hazard insurance monitoring and force placement.
Review all new mortgage loan files to ensure our lien is properly placed on UCC and Titles for mobile homes.
Process flood determination disputes from branches and customers.
Process flood zone discrepancies with insurance agents and companies.
Process flood/hazard insurance cancellations and refund requests.
Cooperates with employees within the department and other departments to provide quality service, solve problems and achieve goals across the bank.
Performs other related duties as assigned.
Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to policies, procedures, and internal controls, and meet all training requirements in a timely manner.
Qualifications
Experience: Prefer at least two (2) years’ experience in banking with emphasis in Loan Operations or equivalent office experience.
All applicants must be 18 years of age.
Education, Training and Requirements: Associate’s degree in a business‑related field or equivalent work experience.
Overtime required.
Skills:
Strong attention to detail as well as proven organizational and analytical skills.
Ability to prioritize and work effectively under time constraints.
Strong PC skills, including creation, use and manipulation of Excel spreadsheets and MS Word.
Mathematical aptitude.
Other Job Information
Hours: 40 hours/week.
Compensation: Commensurate with experience plus potential for annual merit increase. In addition to your competitive salary, you will be rewarded benefits including 11 paid holidays, paid vacation, Medical, Vision & Dental insurance, 401K with generous match, Pension, Tuition Reimbursement, Banking discounts and more.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee may be required to stand, walk or sit. Use hands and fingers, handle or feel, reach with hands or arms, and speak and hear. The employee may occasionally be required to lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, and the ability to focus.
The Company is an affirmative action, equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, sexual orientation and gender identity), national origin, citizenship status, age, disability, genetic information, veteran status, or any other characteristic protected by applicable federal, state or local law.
The Company will make reasonable accommodations for qualified individuals with a disability. If you have a physical or mental impairment and would like to request an accommodation with respect to the application process, please contact the Human Resources Department.
Minimum: USD $18.25/h.
Maximum: USD $24.71/h.
Seniority level Entry level
Employment type Part-time
Job function Sales and Business Development
Referrals increase your chances of interviewing at Community Financial System, Inc. by 2x
Get notified about new Insurance Agent jobs in
Olean, NY .
We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.
#J-18808-Ljbffr