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WISE Inc

Senior Software Engineer II - Receive Risk

WISE Inc, New York, New York, us, 10261

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Company Description Wise is a global technology company, building the best way to move and manage the worlds money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere. More about

our mission

and

what we offer . Job Description Join Wise One of Europes Fastest-Growing Companies At Wise, were on a mission: to make money without borders the new normal. With over 16 million customers worldwide and growing fast, were building a better way for people and businesses to move money globally quickly, securely, and affordably. The current banking system? Its outdated. Sending, spending, or receiving money across borders is still too slow, too expensive, and too complicated. So were building something better. From the ground up. We're looking for a

Staff

Backend Engineer

to join our team and help us create a scalable, secure, and reliable global platform. Youll work on high-impact projects that make it easier for people and businesses everywhere to send and receive money, no matter where they are. About the Team: Receive Risk The Receive Risk team is a global product team focused on making it safe and seamless for customers to receive money into their Wise accounts. We build intelligent systems and controls to detect and stop fraudsters and scammers protecting both Wise and our customers. We support all of our receive products (like local and global account details, payment links, and invoicing) and work closely with our Financial Crime teams to ensure these tools are low-friction for good users, and high-friction for the bad ones. Qualifications What Were Looking For A strong product mindset and genuine passion for user experience you prioritize customer value and make data-driven decisions

Clear communication skills you can explain complex technical ideas to non-technical audiences

Self-starter attitude with a collaborative spirit you work well independently and across teams

Ability to break down complex problems into shippable milestones that deliver value fast

Experience in building web applications and distributed systems in a production environment

Clean, efficient, and well-tested code is your standard youre big on performance and maintainability

You follow and promote best practices, including CI/CD and code reviews

Experience with relational and non-relational databases, query optimization, and schema design is a plus

Familiarity with Java, Spring Boot, and messaging systems like Kafka is a plus

Dont tick every box? Thats okay we dont expect you to know everything. What Does Success Look Like Youve found your footing in the team and understand how your work connects to the broader mission

Youre using Wises values to guide your decision-making

You understand the root causes of customer payment issues and actively help solve them

Youre contributing to automation efforts that help us scale efficiently

Youve built empathy for our users and the real-world impact of our product

Youre solving technical challenges and helping us build a world-class global banking product

Additional Information Learn more about how your career can grow at Wise: Engineering Career Map Get a closer look at our tech: 2025 Tech Stack Update Salary Range : 105,000 130,000 For everyone, everywhere. We're people building money without borders without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers. If you want to find out more about what it's like to work at Wise visitWise.Jobs. Keep up to date with life at Wise by following us onLinkedInandInstagram. #J-18808-Ljbffr