Border Bank
AML/CFT Fraud Analyst at Border Bank
We are hiring an AML/CFT Fraud Analyst to work at one of our current Border Bank locations in Fargo, ND; Badger, Baudette, Clearbrook, Coon Rapids, Greenbush, International Falls, Middle River, Roseau; or Thief River Falls, MN. This role plays a critical part in detecting, investigating, and preventing fraudulent activity across all banking channels while ensuring compliance with the Bank Secrecy Act, Anti‑Money Laundering regulations, and related laws.
Responsibilities
Monitor & investigate transaction activity across deposit, loan and digital banking platforms for signs of fraud or AML/CFT violations and elevate.
Investigate suspicious account behavior, unauthorized transaction and elevate suspicious activity.
Collaborate with Compliance, IT, and Customer Service teams to resolve fraud cases and mitigate risk.
Analyze fraud trends and contribute to the development of detection rules and prevention strategies.
Prepare and file Suspicious Activity Reports (SARs) and Currency Transaction Reports (CTRs) within regulatory timelines.
Conduct Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) reviews, including periodic risk assessments.
Assist in the implementation of BSA/AML software and tools.
Assist in maintaining and updating Fraud & AML/CFT policies, procedures, and risk models.
Educate staff and customers on fraud prevention best practices.
Stay current on changes to all regulatory and industry best practices.
Education and Experience
Bachelor's degree in Finance, Criminal Justice, Business, or related field, or equivalent experience.
2+ years of experience in Fraud & AML/CFT compliance or financial crimes investigation.
Prefer experience with BSA/AML software (e.g., Verafin, BAM+, FIS, or similar).
Proficiency in Excel, SQL, or data visualization tools for analytic reporting.
Benefits
Paid Time Off & Paid Holidays
Childbirth Recovery Leave & Parental Leave
Flexible Spending Account HSA + Employer Contribution
401(k) + Employer Match
Bank‑paid Life Insurance & Long‑Term Disability
Globe Life – Accidental Injury Insurance, Heart and Stroke Insurance, Cancer
Intensive Care Insurance
Hospital Indemnity Insurance, Critical Illness Insurance, Cancer
Accident Insurance, Life Insurance, Disability Insurance
Employee Assistance Program (EAP)
Wellness Dollars
Education Assistance and more!
Join our team!
#J-18808-Ljbffr
Responsibilities
Monitor & investigate transaction activity across deposit, loan and digital banking platforms for signs of fraud or AML/CFT violations and elevate.
Investigate suspicious account behavior, unauthorized transaction and elevate suspicious activity.
Collaborate with Compliance, IT, and Customer Service teams to resolve fraud cases and mitigate risk.
Analyze fraud trends and contribute to the development of detection rules and prevention strategies.
Prepare and file Suspicious Activity Reports (SARs) and Currency Transaction Reports (CTRs) within regulatory timelines.
Conduct Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) reviews, including periodic risk assessments.
Assist in the implementation of BSA/AML software and tools.
Assist in maintaining and updating Fraud & AML/CFT policies, procedures, and risk models.
Educate staff and customers on fraud prevention best practices.
Stay current on changes to all regulatory and industry best practices.
Education and Experience
Bachelor's degree in Finance, Criminal Justice, Business, or related field, or equivalent experience.
2+ years of experience in Fraud & AML/CFT compliance or financial crimes investigation.
Prefer experience with BSA/AML software (e.g., Verafin, BAM+, FIS, or similar).
Proficiency in Excel, SQL, or data visualization tools for analytic reporting.
Benefits
Paid Time Off & Paid Holidays
Childbirth Recovery Leave & Parental Leave
Flexible Spending Account HSA + Employer Contribution
401(k) + Employer Match
Bank‑paid Life Insurance & Long‑Term Disability
Globe Life – Accidental Injury Insurance, Heart and Stroke Insurance, Cancer
Intensive Care Insurance
Hospital Indemnity Insurance, Critical Illness Insurance, Cancer
Accident Insurance, Life Insurance, Disability Insurance
Employee Assistance Program (EAP)
Wellness Dollars
Education Assistance and more!
Join our team!
#J-18808-Ljbffr