Michael Page International (Belgium)
Credit Risk Officer
Michael Page International (Belgium), Sauk Trail Beach, Wisconsin, United States
Strategic credit role with regulatory and portfolio-level impact
High visibility across risk, business, audit, and regulators
About Our Client Our client is a Luxembourg-based banking institution operating within a large international banking group, serving corporate and institutional clients. The organisation is characterised by a strong risk culture, robust governance standards, and close alignment with EU regulatory frameworks.
Job Description
Manage and monitor the bank's credit portfolio across industries and geographies
Define and oversee credit appetite, limits, and portfolio concentration risks
Review, implement, and maintain credit policies and procedures in line with group and EU requirements
Identify, measure, monitor, and report credit risk across head office and branches
Produce regular and ad-hoc credit risk reports for internal committees and regulators
Coordinate internal and external audit requests related to credit risk topics
Perform on-site and off-site credit reviews and portfolio inspections
Develop and maintain credit risk early-warning indicators (e.g. SICR, UTP)
Oversee IFRS 9 classification standards and quarterly ECL production with analytical insight
Monitor regulatory developments and lead implementation of credit-related guidelines
Maintain watchlists and conduct industry and counterparty risk screenings
Design and execute credit stress testing at portfolio, sector, and geographic levels
The Successful Applicant
Degree in Finance, Economics, Risk Management, or related discipline
Solid experience in credit risk, portfolio management, or risk control within banking
Strong understanding of EU credit regulations and IFRS 9 frameworks
Proven analytical skills with the ability to interpret complex credit data
Comfortable interacting with regulators, auditors, and senior stakeholders
Methodical, structured, and detail‑oriented mindset
Ability to manage multiple priorities in a regulated environment
Advanced Excel skills; VBA or quantitative tools are a strong asset
Fluent in English; additional languages are an advantage
What's on Offer
Competitive remuneration aligned with experience and seniority
Exposure to complex international credit portfolios
High level of autonomy and influence within the risk function
Structured working environment with strong governance standards
Long‑term career development within an international banking group
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About Our Client Our client is a Luxembourg-based banking institution operating within a large international banking group, serving corporate and institutional clients. The organisation is characterised by a strong risk culture, robust governance standards, and close alignment with EU regulatory frameworks.
Job Description
Manage and monitor the bank's credit portfolio across industries and geographies
Define and oversee credit appetite, limits, and portfolio concentration risks
Review, implement, and maintain credit policies and procedures in line with group and EU requirements
Identify, measure, monitor, and report credit risk across head office and branches
Produce regular and ad-hoc credit risk reports for internal committees and regulators
Coordinate internal and external audit requests related to credit risk topics
Perform on-site and off-site credit reviews and portfolio inspections
Develop and maintain credit risk early-warning indicators (e.g. SICR, UTP)
Oversee IFRS 9 classification standards and quarterly ECL production with analytical insight
Monitor regulatory developments and lead implementation of credit-related guidelines
Maintain watchlists and conduct industry and counterparty risk screenings
Design and execute credit stress testing at portfolio, sector, and geographic levels
The Successful Applicant
Degree in Finance, Economics, Risk Management, or related discipline
Solid experience in credit risk, portfolio management, or risk control within banking
Strong understanding of EU credit regulations and IFRS 9 frameworks
Proven analytical skills with the ability to interpret complex credit data
Comfortable interacting with regulators, auditors, and senior stakeholders
Methodical, structured, and detail‑oriented mindset
Ability to manage multiple priorities in a regulated environment
Advanced Excel skills; VBA or quantitative tools are a strong asset
Fluent in English; additional languages are an advantage
What's on Offer
Competitive remuneration aligned with experience and seniority
Exposure to complex international credit portfolios
High level of autonomy and influence within the risk function
Structured working environment with strong governance standards
Long‑term career development within an international banking group
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