MRA Recruiting Services
Credit Analyst
Christian Investors Financial — Mendota Heights, MN
Competitive Salary and Excellent Benefits!
Do you have a passion for making a difference in the world and God’s kingdom?
Join the Christian Investors Financial team to help empower others and assist in providing faith-based financial solutions that serve to advance God’s Kingdom!
Website: christianinvestors.org
Overview As a Credit Analyst, you will perform comprehensive credit analysis, underwriting, and reviews; then provide and present overall assessments and recommendations as to the creditworthiness of both potential and current borrowers, while ensuring the completeness and accuracy of the overall credit risk assessment through the review of both quantitative and qualitative factors. This includes financial analysis of provided financial statements and reports, the identification and assessment of key risk factors and their potential mitigation, and the communication of overall credit assessments and recommendations for the review and approval of CIF’s Loan Committee.
Mission and Values Christian Investors Financial’s Mission is to provide faith-based financial solutions that serve Kingdom expansion and their values are as follows: Stewardship, Communication, Collaboration, Curiosity
Job Requirements
Committed, personal relationship with Jesus Christ
Bachelor’s degree in Finance, Accounting, or related Business concentration preferred
Experience or training in a customer service-oriented setting
Familiarity and experience with reviewing and analyzing organizational financial statements preferred
Previous experience within a banking, credit union, or financial services environment preferred
Sufficient analytical (quantitative and qualitative) and financial/accounting/math knowledge and skills to perform duties and provide evaluations and recommendations
Strong organizational, time management, interpersonal communication (written and verbal), and attention to detail skills to perform duties with completeness, accuracy, and efficiency
Essential Duties and Responsibilities
Perform credit analysis, risk, underwriting, and overall assessment reviews in collaboration with internal team members in support of CIF’s Organizational Vision and Values, including:
Analyze and evaluate the financial condition of both potential and current borrowers; review completed loan applications and supporting required documentation to develop an initial assessment of credit worthiness, including strengths and weaknesses
Interact with potential and current borrowers to obtain information and clarifications as needed
Prepare and present overall credit assessments and recommendations, including detailed financial statement analysis, attendance trends, and analysis of collateral and repayment sources
Interact with Business Development and Loan Committee members; communicate and answer questions regarding prior approved credits and those outstanding
Draft and process preliminary and formal loan commitments, and related loan agreements, amendments, and modifications
Monitor and review post-closing credits and related collateral; analyze changes in borrower circumstances and their impact on prior assessments
Perform other duties as needed, including support for CIF strategic initiatives to enhance operational effectiveness and customer experience
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Competitive Salary and Excellent Benefits!
Do you have a passion for making a difference in the world and God’s kingdom?
Join the Christian Investors Financial team to help empower others and assist in providing faith-based financial solutions that serve to advance God’s Kingdom!
Website: christianinvestors.org
Overview As a Credit Analyst, you will perform comprehensive credit analysis, underwriting, and reviews; then provide and present overall assessments and recommendations as to the creditworthiness of both potential and current borrowers, while ensuring the completeness and accuracy of the overall credit risk assessment through the review of both quantitative and qualitative factors. This includes financial analysis of provided financial statements and reports, the identification and assessment of key risk factors and their potential mitigation, and the communication of overall credit assessments and recommendations for the review and approval of CIF’s Loan Committee.
Mission and Values Christian Investors Financial’s Mission is to provide faith-based financial solutions that serve Kingdom expansion and their values are as follows: Stewardship, Communication, Collaboration, Curiosity
Job Requirements
Committed, personal relationship with Jesus Christ
Bachelor’s degree in Finance, Accounting, or related Business concentration preferred
Experience or training in a customer service-oriented setting
Familiarity and experience with reviewing and analyzing organizational financial statements preferred
Previous experience within a banking, credit union, or financial services environment preferred
Sufficient analytical (quantitative and qualitative) and financial/accounting/math knowledge and skills to perform duties and provide evaluations and recommendations
Strong organizational, time management, interpersonal communication (written and verbal), and attention to detail skills to perform duties with completeness, accuracy, and efficiency
Essential Duties and Responsibilities
Perform credit analysis, risk, underwriting, and overall assessment reviews in collaboration with internal team members in support of CIF’s Organizational Vision and Values, including:
Analyze and evaluate the financial condition of both potential and current borrowers; review completed loan applications and supporting required documentation to develop an initial assessment of credit worthiness, including strengths and weaknesses
Interact with potential and current borrowers to obtain information and clarifications as needed
Prepare and present overall credit assessments and recommendations, including detailed financial statement analysis, attendance trends, and analysis of collateral and repayment sources
Interact with Business Development and Loan Committee members; communicate and answer questions regarding prior approved credits and those outstanding
Draft and process preliminary and formal loan commitments, and related loan agreements, amendments, and modifications
Monitor and review post-closing credits and related collateral; analyze changes in borrower circumstances and their impact on prior assessments
Perform other duties as needed, including support for CIF strategic initiatives to enhance operational effectiveness and customer experience
#J-18808-Ljbffr