GreatAmerica
Join to apply for the
Credit Analyst (Early Talent)
role at
GreatAmerica .
GreatAmerica Financial Services is a highly successful entrepreneurial company providing equipment financing to businesses across the United States. Our exemplary customer service, principle-centered business philosophy, and team‑based operating approach are key to our growth.
About This Position We are looking to add an early talent or experienced Credit Analyst to our team. The Credit Analyst role is responsible for underwriting commercial credit applications supporting our vendor partners selling equipment and other solutions into numerous markets. The individual will assess creditworthiness through research utilizing business and personal credit sources, publicly available information, general industry analysis, and financial statements to make independent decisions and extend credit based on evaluation. A typical credit analyst will process multiple credit applications each day, providing a broad foundation for risk management and supporting career advancement.
Essential Responsibilities
Perform direct and thorough investigation to formulate credit decisions, providing written analysis and justification.
Review and analyze financial statements as applicable.
Monitor changing economic or industry conditions and adjust underwriting appropriately.
Communicate decisions or request additional information directly to vendors or applicants.
Evaluate and approve new vendor and manufacturer partners and programs, monitor ongoing performance, and interface with sales regarding operational statistics.
Qualifications
A Bachelor’s degree in Finance, Accounting, Economics, or related field.
Demonstrated interpersonal skills are a must as GreatAmerica prides itself on excellent customer experience.
Excellent analytical ability, enjoy making independent decisions, and can process information quickly.
Understanding of financial statements is a plus.
2–5 years of experience in commercial lending preferred (experienced professional).
Financial Benefits
Competitive compensation
Monthly bonuses for eligible employees
401(k) and company match
Annual profit sharing
Paid time off
Health, Wellbeing, and Family Planning Benefits
Paid vacation – starting at 80 hours annually for employees in their first year of service.
Paid sick days – ten per year with a conversion option for unused time.
Ten paid holidays per year.
Gym reimbursement.
Health, dental, and vision insurance.
Short‑term and long‑term disability.
Company‑paid life insurance.
Flexible Spending Accounts and Health Savings Accounts.
Employee assistance program.
Parental leave.
Education and Career Planning Benefits
Tuition assistance.
Networking opportunities.
Leadership development opportunities.
Perks
Paid parking.
Service awards.
Hybrid work arrangements.
Business casual environment.
A strong organizational culture focused on our greatest asset: you!
Seniority level:
Entry level
Employment type:
Full‑time
Job function:
Finance and Sales
Location:
Cedar Rapids, IA
If your experience aligns closely, please apply. We value diverse backgrounds and aim to add new perspectives. Apply at www.greatamerica.com/careers.
Please note, applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa.
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Credit Analyst (Early Talent)
role at
GreatAmerica .
GreatAmerica Financial Services is a highly successful entrepreneurial company providing equipment financing to businesses across the United States. Our exemplary customer service, principle-centered business philosophy, and team‑based operating approach are key to our growth.
About This Position We are looking to add an early talent or experienced Credit Analyst to our team. The Credit Analyst role is responsible for underwriting commercial credit applications supporting our vendor partners selling equipment and other solutions into numerous markets. The individual will assess creditworthiness through research utilizing business and personal credit sources, publicly available information, general industry analysis, and financial statements to make independent decisions and extend credit based on evaluation. A typical credit analyst will process multiple credit applications each day, providing a broad foundation for risk management and supporting career advancement.
Essential Responsibilities
Perform direct and thorough investigation to formulate credit decisions, providing written analysis and justification.
Review and analyze financial statements as applicable.
Monitor changing economic or industry conditions and adjust underwriting appropriately.
Communicate decisions or request additional information directly to vendors or applicants.
Evaluate and approve new vendor and manufacturer partners and programs, monitor ongoing performance, and interface with sales regarding operational statistics.
Qualifications
A Bachelor’s degree in Finance, Accounting, Economics, or related field.
Demonstrated interpersonal skills are a must as GreatAmerica prides itself on excellent customer experience.
Excellent analytical ability, enjoy making independent decisions, and can process information quickly.
Understanding of financial statements is a plus.
2–5 years of experience in commercial lending preferred (experienced professional).
Financial Benefits
Competitive compensation
Monthly bonuses for eligible employees
401(k) and company match
Annual profit sharing
Paid time off
Health, Wellbeing, and Family Planning Benefits
Paid vacation – starting at 80 hours annually for employees in their first year of service.
Paid sick days – ten per year with a conversion option for unused time.
Ten paid holidays per year.
Gym reimbursement.
Health, dental, and vision insurance.
Short‑term and long‑term disability.
Company‑paid life insurance.
Flexible Spending Accounts and Health Savings Accounts.
Employee assistance program.
Parental leave.
Education and Career Planning Benefits
Tuition assistance.
Networking opportunities.
Leadership development opportunities.
Perks
Paid parking.
Service awards.
Hybrid work arrangements.
Business casual environment.
A strong organizational culture focused on our greatest asset: you!
Seniority level:
Entry level
Employment type:
Full‑time
Job function:
Finance and Sales
Location:
Cedar Rapids, IA
If your experience aligns closely, please apply. We value diverse backgrounds and aim to add new perspectives. Apply at www.greatamerica.com/careers.
Please note, applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa.
#J-18808-Ljbffr