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HealthCare Associates Credit Union

Consumer Loan Processor (Previous Financial Experience Not Required)

HealthCare Associates Credit Union, Lisle, Illinois, United States, 60532

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Are you someone who thrives on helping others, solving problems, and creating positive experiences? At HealthCare Associates Credit Union, we're not just another financial institution— we're a mission-driven team dedicated to helping our members "Bank Healthy" by providing exceptional service and personalized financial solutions.

Consumer Loan Processor - Immediate Opening - 35 Hour Work Week

Salary Range: $23.21-$27.85/hr

(Actual compensation will be determined using factors such as experience, skills & knowledge)

35-hour work week

4 weeks of paid time off

Federal holidays off

No working nights or weekends

Opportunity for quarterly incentives

Full benefits package

401K (Employer Matching up to 4.5% of eligible pay PLUS Employer Contribution of 4% of eligible pay)

If you are committed to customer service and a desire to learn, we will train you (financial institution experience preferred, but not required).

We take care of you so you can take care of our members!

This role focuses on identifying each member's financial needs and recommending appropriate solutions. It includes handling initial loan application steps, processing and funding approved loans, and tracking some post-loan activities. Strong customer service and attention to detail are essential.

About the Organization: We are a full-service, credit union serving members of various Health Care organizations.

About the Position: This position is responsible for helping our members achieve their financial goals by providing initial member contact, preparation of consumer loan applications for decision, funding the loan, disbursing the proceeds, and after-booking tracking.

Key Responsibilities: Loan Application Screening

Confirm membership eligibility

Ensure application details are complete and accurate

Match loan type to purpose and collateral

Pull credit reports and assess applicant qualifications

Gather required documents (e.g., paystubs, insurance, purchase orders)

Loan Processing and Disbursement

Review loan conditions and verify accuracy in system (Symitar)

Prepare and send loan documents for signature

Disburse funds and confirm repayment methods

Assemble and deliver loan packages to members

Scan and track required documentation

Member & Staff Service

Provide professional support via phone, email, and in person

Assist members with the loan process

Cross-sell credit union products and services

Explain loan decisions and procedures

Help resolve basic account issues and process transfers

Loan Auditing

Review loan setup for accuracy (term, payment, method)

Proofread loan documents and organize scan packages

Post-Booking Tracking

Manage vehicle title documentation and lien placement

Release titles and update accounts for paid-off loans

Scan and maintain loan documents

Track insurance coverage and follow up as needed

General Support

Handle departmental mail and internal emails

File documents, process billing notices

Assist with various administrative tasks

Core Competencies

Quality & Accuracy: Pays close attention to detail, meets deadlines, and maintains data integrity.

Decision Making: Uses relevant information to make informed, objective decisions.

Transaction Processing: Handles tasks accurately and in a timely manner.

Productivity: Maintains consistent output while following policies and procedures.

Knowledge, Skills and Abilities

Friendly, professional, and organized

Excellent communication and problem-solving skills

Comfortable with Microsoft Word and Excel

Able to work under pressure with accuracy

Performs basic math with precision

Maintains confidentiality and professionalism

Qualifications

High school diploma or equivalent

Financial institution experience preferred

Typing speed of at least 30 wpm

NMLS certification required or ability to obtain within 60 days

HACU is an Equal Opportunity Employer

This is an onsite position

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