Kaizen Lab Inc.
Forest Area FCU is seeking an experienced
Mortgage Underwriter
to play a critical role in the strength and success of our mortgage lending portfolio. This position is ideal for a confident, detail-driven professional who brings strong credit judgment, regulatory expertise, and leadership experience to the table.
As Mortgage Underwriter, you will evaluate and approve real estate loans, oversee mortgage operations, supervise processing and servicing staff, and ensure compliance with all credit union policies and federal and state regulations. You will also serve as a key resource to lending staff, balancing sound risk management with competitive, member-focused lending decisions.
What You’ll Do
Underwrite and decision residential mortgage loan applications by analyzing credit, income, assets, collateral, and risk trends
Structure and price mortgage loans to remain competitive while ensuring compliance
Review loan files for quality, accuracy, and regulatory adherence
Provide clear communication to lending staff regarding approvals, denials, and conditions
Supervise mortgage loan processing and servicing staff to ensure accuracy and compliance
Oversee the mortgage lending portfolio, including vendor relationships and core systems
Sell mortgage loans on the secondary market to approved investors
Review closing documentation and issue “clear to close” approvals
Collaborate with auditors, compliance, and legal teams to meet NCUA and regulatory standards
Assist with policy development, procedure updates, and staff training
Monitor loan performance and review non-performing loans for continuous improvement
What We’re Looking For
Strong working knowledge of mortgage underwriting, credit analysis, and risk evaluation
Ability to interpret credit reports, identify trends, and verify supporting documentation
In-depth understanding of mortgage regulations (CFPB, RESPA, Fair Lending, NCUA, etc.)
Experience supervising or leading mortgage processing or servicing staff
Ability to balance policy adherence with sound judgment for appropriate exceptions
High level of accuracy, organization, and ability to manage multiple priorities
Strong communication skills and a collaborative leadership style
Why Forest Area FCU
Member-focused mission and strong core values
Opportunity to lead and influence mortgage lending strategy
Stable, community-based credit union environment
Meaningful role in protecting portfolio integrity while supporting member homeownership
If you’re a mortgage professional who values integrity, sound judgment, and leadership—and you’re ready to make an impact we’d love to hear from you.
Apply today to join Forest Area FCU.
#J-18808-Ljbffr
Mortgage Underwriter
to play a critical role in the strength and success of our mortgage lending portfolio. This position is ideal for a confident, detail-driven professional who brings strong credit judgment, regulatory expertise, and leadership experience to the table.
As Mortgage Underwriter, you will evaluate and approve real estate loans, oversee mortgage operations, supervise processing and servicing staff, and ensure compliance with all credit union policies and federal and state regulations. You will also serve as a key resource to lending staff, balancing sound risk management with competitive, member-focused lending decisions.
What You’ll Do
Underwrite and decision residential mortgage loan applications by analyzing credit, income, assets, collateral, and risk trends
Structure and price mortgage loans to remain competitive while ensuring compliance
Review loan files for quality, accuracy, and regulatory adherence
Provide clear communication to lending staff regarding approvals, denials, and conditions
Supervise mortgage loan processing and servicing staff to ensure accuracy and compliance
Oversee the mortgage lending portfolio, including vendor relationships and core systems
Sell mortgage loans on the secondary market to approved investors
Review closing documentation and issue “clear to close” approvals
Collaborate with auditors, compliance, and legal teams to meet NCUA and regulatory standards
Assist with policy development, procedure updates, and staff training
Monitor loan performance and review non-performing loans for continuous improvement
What We’re Looking For
Strong working knowledge of mortgage underwriting, credit analysis, and risk evaluation
Ability to interpret credit reports, identify trends, and verify supporting documentation
In-depth understanding of mortgage regulations (CFPB, RESPA, Fair Lending, NCUA, etc.)
Experience supervising or leading mortgage processing or servicing staff
Ability to balance policy adherence with sound judgment for appropriate exceptions
High level of accuracy, organization, and ability to manage multiple priorities
Strong communication skills and a collaborative leadership style
Why Forest Area FCU
Member-focused mission and strong core values
Opportunity to lead and influence mortgage lending strategy
Stable, community-based credit union environment
Meaningful role in protecting portfolio integrity while supporting member homeownership
If you’re a mortgage professional who values integrity, sound judgment, and leadership—and you’re ready to make an impact we’d love to hear from you.
Apply today to join Forest Area FCU.
#J-18808-Ljbffr