Beal
Summary:
The Financial Risk Analyst will play a key role in enhancing the organization’s risk management framework, with responsibilities spanning enterprise risk assessment, model risk governance and advanced analytical modeling. This position bridges enterprise risk management (ERM) and model validation, ensuring robust oversight of financial and operational risks through data‑driven insight, quantitative rigor, and regulatory compliance. This is an on‑site position based at the Plano, TX headquarters.
Essential Duties & Responsibilities (including but not limited to): Quantitative Risk Oversight
Lead the enhancement of quantitative risk measurement frameworks across credit, market, liquidity, and capital risk stripes
Maintain and upgrade analytical tools and dashboards for monitoring Risk Appetite Metrics, Key Risk Indicators (KRIs), Key Performance Indicators (KPIs) and emerging risk trends
Collaborate with business units to quantify exposures, forecast potential losses and assess the effectiveness of risk mitigation programs.
Model Validation & Governance
Perform independent validation of models used for pricing, capital, liquidity and operational risk.
Apply robust statistical and econometric techniques to test model performance, including benchmarking, back‑testing and sensitivity analysis.
Review model documentation for completeness, accuracy and compliance with internal standards and regulatory guidance
Identify model weaknesses, limitations and data quality concerns, proposing remediation actions to stakeholders
Support periodic performance monitoring to ensure models remain fit for purpose and aligned with business needs
ERM Support & Reporting
Support the enhancement of the ERM framework, risk appetite statements and governance processes
Prepare and deliver risk analysis reports for senior management, risk committees and regulatory reviews
Qualifications (Education, Computer Skills, Experience, Certifications, Etc.)
2 to 3 years of experience in financial risk analysis, model validation, or enterprise risk management within the financial services or related industry
Familiarity with regulatory requirements and best practices in model risk management.
Bachelor’s degree in Mathematics, Statistics, Finance, Economics, Engineering or a related quantitative discipline required
Master’s degree (or equivalent) preferred
Strong analytical and quantitative skills with a deep understanding of statistical methods, data analysis and forecasting techniques.
Proficiency in Python, R, SAS, SQL or similar statistical tools for data manipulation and model analysis preferred
Advanced proficiency in Microsoft Excel, Power BI and other reporting tools
Excellent written and verbal communication skills, with the ability to translate technical findings into actionable insights for non‑technical audiences
Strong attention to detail, critical thinking and problem‑solving ability
Ability to manage multiple priorities in a dynamic, fast‑paced environment
Benefits options include:
Medical, dental and vision coverage
401K with company match
11 paid holidays
Accrue up to 17 vacation/sick days per year in your first year on a pro rata basis
Applicant may be eligible for annual discretionary bonus
No relocation assistance provided.
Beal Bank, Beal Bank USA, and their affiliates are Equal Opportunity Employers. Beal Bank, Beal Bank USA, and their affiliates do not discriminate against any candidate or employee on the basis of race, national origin, color, genetics, sex, marital status, sexual orientation, gender identity, age, disability, pregnancy, religion or religious affiliation, veteran or service member status, or any other characteristic protected by federal, state or local laws.
All applicants have rights under federal employment laws. To view your rights and government notices on the Family Medical Leave Act (FMLA), the Equal Employment Opportunity (EEO) and the Employee Polygraph Projection Act (EPPA), please see the following Department of Labor links: FMLA EEO EPPA
Notice to California Residents: Beal Bank, Beal Bank USA, Beal Service Corporation, Beal Nevada Service Corporation, CLMG Corp., and CSG Investments, Inc. may collect personal information about you as part of the job application or employment process. Please see the California Privacy Rights Act Policies at CPRA Policy, CPRA Policy | CLMG Corp, CPRA | CSG Investments CPRA Policy | for details.
If you are looking to be a part of a winning team and meet the above requirements, we look forward to hearing from you.
#J-18808-Ljbffr
Essential Duties & Responsibilities (including but not limited to): Quantitative Risk Oversight
Lead the enhancement of quantitative risk measurement frameworks across credit, market, liquidity, and capital risk stripes
Maintain and upgrade analytical tools and dashboards for monitoring Risk Appetite Metrics, Key Risk Indicators (KRIs), Key Performance Indicators (KPIs) and emerging risk trends
Collaborate with business units to quantify exposures, forecast potential losses and assess the effectiveness of risk mitigation programs.
Model Validation & Governance
Perform independent validation of models used for pricing, capital, liquidity and operational risk.
Apply robust statistical and econometric techniques to test model performance, including benchmarking, back‑testing and sensitivity analysis.
Review model documentation for completeness, accuracy and compliance with internal standards and regulatory guidance
Identify model weaknesses, limitations and data quality concerns, proposing remediation actions to stakeholders
Support periodic performance monitoring to ensure models remain fit for purpose and aligned with business needs
ERM Support & Reporting
Support the enhancement of the ERM framework, risk appetite statements and governance processes
Prepare and deliver risk analysis reports for senior management, risk committees and regulatory reviews
Qualifications (Education, Computer Skills, Experience, Certifications, Etc.)
2 to 3 years of experience in financial risk analysis, model validation, or enterprise risk management within the financial services or related industry
Familiarity with regulatory requirements and best practices in model risk management.
Bachelor’s degree in Mathematics, Statistics, Finance, Economics, Engineering or a related quantitative discipline required
Master’s degree (or equivalent) preferred
Strong analytical and quantitative skills with a deep understanding of statistical methods, data analysis and forecasting techniques.
Proficiency in Python, R, SAS, SQL or similar statistical tools for data manipulation and model analysis preferred
Advanced proficiency in Microsoft Excel, Power BI and other reporting tools
Excellent written and verbal communication skills, with the ability to translate technical findings into actionable insights for non‑technical audiences
Strong attention to detail, critical thinking and problem‑solving ability
Ability to manage multiple priorities in a dynamic, fast‑paced environment
Benefits options include:
Medical, dental and vision coverage
401K with company match
11 paid holidays
Accrue up to 17 vacation/sick days per year in your first year on a pro rata basis
Applicant may be eligible for annual discretionary bonus
No relocation assistance provided.
Beal Bank, Beal Bank USA, and their affiliates are Equal Opportunity Employers. Beal Bank, Beal Bank USA, and their affiliates do not discriminate against any candidate or employee on the basis of race, national origin, color, genetics, sex, marital status, sexual orientation, gender identity, age, disability, pregnancy, religion or religious affiliation, veteran or service member status, or any other characteristic protected by federal, state or local laws.
All applicants have rights under federal employment laws. To view your rights and government notices on the Family Medical Leave Act (FMLA), the Equal Employment Opportunity (EEO) and the Employee Polygraph Projection Act (EPPA), please see the following Department of Labor links: FMLA EEO EPPA
Notice to California Residents: Beal Bank, Beal Bank USA, Beal Service Corporation, Beal Nevada Service Corporation, CLMG Corp., and CSG Investments, Inc. may collect personal information about you as part of the job application or employment process. Please see the California Privacy Rights Act Policies at CPRA Policy, CPRA Policy | CLMG Corp, CPRA | CSG Investments CPRA Policy | for details.
If you are looking to be a part of a winning team and meet the above requirements, we look forward to hearing from you.
#J-18808-Ljbffr