Peoples Savings Bank (Indianola, IA)
The Mortgage Underwriter is responsible for evaluating residential mortgage loan applications to ensure they meet company guidelines, investor requirements, and regulatory standards. This role involves analyzing borrower creditworthiness, income, assets, and property documentation to determine loan approval, denial, or conditional approval.
Education and/or Experience
High school diploma or equivalent required; bachelor's degree in finance, business, or related field preferred
Minimum of 7 years' experience in mortgage underwriting.
Qualifications
Strong knowledge of conventional, FHA, VA, and USDA loan programs
Proficiency with loan origination systems (LOS) and underwriting tools
Solid understanding of credit analysis, income calculation, and risk assessment
Excellent attention to detail and analytical skills
Strong written and verbal communication skills
Must have FHA DE
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Education and/or Experience
High school diploma or equivalent required; bachelor's degree in finance, business, or related field preferred
Minimum of 7 years' experience in mortgage underwriting.
Qualifications
Strong knowledge of conventional, FHA, VA, and USDA loan programs
Proficiency with loan origination systems (LOS) and underwriting tools
Solid understanding of credit analysis, income calculation, and risk assessment
Excellent attention to detail and analytical skills
Strong written and verbal communication skills
Must have FHA DE
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