MRISpokane
Commercial Loan Underwriter
Location:
Spokane, WA (preferred) |
Work type:
Hybrid/Remote within Washington considered Reports to:
Senior Leadership / Commercial Lending (working closely with lender team)
Role Summary We’re seeking an experienced
Commercial Loan Underwriter
to support and strengthen our commercial real estate lending operation. The priority is
strong underwriting / credit —we can
train the right underwriter on document preparation
using standardized templates (LaserPro). This role will be central to keeping deals moving and scaling a growing community bank platform based in Spokane.
What You’ll Do Underwriting / Credit (Primary)
Underwrite and recommend approval/decline for
commercial real estate loans , including
construction
and “quick in-and-out” projects (often
9–12 month
durations).
Analyze borrower/guarantor financials, global cash flow, rent rolls, appraisals, budgets, draws, and collateral.
Prepare clear, defensible credit write-ups and support loan committee / leadership decisioning.
Review and structure participation deals (often shared with multiple participant banks); coordinate documentation review process as needed.
Loan Doc Prep Oversight (Secondary; trainable)
Prepare and/or coordinate loan documentation using
LaserPro
templates (generally “vanilla”/standard docs).
Ensure documentation package accuracy, completeness, and alignment with approvals/terms.
Coordinate internally to move files from approval to close efficiently (no attorney-prepared docs as standard practice; counsel may review complex participations when needed).
Workflow & Partnership
Partner closely with lenders and leadership to keep underwriting standards tight and throughput consistent.
Help build durable lending infrastructure in Spokane as the team evolves over the next 1–2 years.
Deal/Volume Snapshot (for context)
Annual volume: approximately
$28–$30MM
(new + renewals), with about
$10MM
new volume targeted on the higher end in the current year.
Typical flow: roughly
15 deals/year
(sometimes up to ~20).
Lending limits: roughly
$1.5MM , expected to increase over time.
What We’re Looking For Required
3+ years (or equivalent) commercial credit/underwriting experience, ideally with
CRE
and
construction
exposure.
Strong credit fundamentals: collateral evaluation, repayment analysis, borrower strength, guarantor analysis, and risk identification.
Ability to produce high-quality written credit narratives and communicate risk clearly to leadership.
Comfortable operating in a lean environment—hands-on, practical, “get it done” mindset.
Preferred
Experience with
participation loans
and multi-bank deal coordination.
Familiarity with
LaserPro
(or similar loan doc generation systems).
Background in community bank or regional bank credit culture.
Ability and interest to grow into a broader credit leadership role over time.
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Location:
Spokane, WA (preferred) |
Work type:
Hybrid/Remote within Washington considered Reports to:
Senior Leadership / Commercial Lending (working closely with lender team)
Role Summary We’re seeking an experienced
Commercial Loan Underwriter
to support and strengthen our commercial real estate lending operation. The priority is
strong underwriting / credit —we can
train the right underwriter on document preparation
using standardized templates (LaserPro). This role will be central to keeping deals moving and scaling a growing community bank platform based in Spokane.
What You’ll Do Underwriting / Credit (Primary)
Underwrite and recommend approval/decline for
commercial real estate loans , including
construction
and “quick in-and-out” projects (often
9–12 month
durations).
Analyze borrower/guarantor financials, global cash flow, rent rolls, appraisals, budgets, draws, and collateral.
Prepare clear, defensible credit write-ups and support loan committee / leadership decisioning.
Review and structure participation deals (often shared with multiple participant banks); coordinate documentation review process as needed.
Loan Doc Prep Oversight (Secondary; trainable)
Prepare and/or coordinate loan documentation using
LaserPro
templates (generally “vanilla”/standard docs).
Ensure documentation package accuracy, completeness, and alignment with approvals/terms.
Coordinate internally to move files from approval to close efficiently (no attorney-prepared docs as standard practice; counsel may review complex participations when needed).
Workflow & Partnership
Partner closely with lenders and leadership to keep underwriting standards tight and throughput consistent.
Help build durable lending infrastructure in Spokane as the team evolves over the next 1–2 years.
Deal/Volume Snapshot (for context)
Annual volume: approximately
$28–$30MM
(new + renewals), with about
$10MM
new volume targeted on the higher end in the current year.
Typical flow: roughly
15 deals/year
(sometimes up to ~20).
Lending limits: roughly
$1.5MM , expected to increase over time.
What We’re Looking For Required
3+ years (or equivalent) commercial credit/underwriting experience, ideally with
CRE
and
construction
exposure.
Strong credit fundamentals: collateral evaluation, repayment analysis, borrower strength, guarantor analysis, and risk identification.
Ability to produce high-quality written credit narratives and communicate risk clearly to leadership.
Comfortable operating in a lean environment—hands-on, practical, “get it done” mindset.
Preferred
Experience with
participation loans
and multi-bank deal coordination.
Familiarity with
LaserPro
(or similar loan doc generation systems).
Background in community bank or regional bank credit culture.
Ability and interest to grow into a broader credit leadership role over time.
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