SMBC Group
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Credit Planning Associate
role at
SMBC Group .
SMBC Group is a top-tier global financial group headquartered in Tokyo with a 400-year history. It offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide across nearly 40 countries.
The anticipated salary range for this role is between $78,000.00 and $125,000.00, based on qualifications, experience, and market analysis. The role may also be eligible for an annual discretionary incentive award.
Role Description This position supports the Chief Credit Risk Officer and Co-Head(s) of CDAD as a business management and coordination function, reporting to the team head in Credit Planning, CDAD. The team is responsible for developing, recommending, communicating, and implementing credit risk management policies, strategies, and operational guidelines for the organization and its various financial products. The role is responsible for reporting credit risk related reports/documents to senior management, the head office, and regulators.
Role Responsibilities
Drive enhancements in credit risk management processes, including updates to credit-related policies, manuals and systems.
Support cross-functional projects by providing data analysis, visualizations, and presentation materials.
Coordinate with stakeholders in Americas Division and Head Office to facilitate enhancement and transformation of risk management framework.
Provide insights into risk profiles of the portfolio, including reserves, write-offs and other risk metrics for problematic assets and higher risk sub-portfolios.
Identify emerging risks to the portfolio through analysis of economic, financial, and regulatory environments.
Prepare materials and orchestrate communications for management committees, regulatory affairs, and internal/external audits.
Maintain communication with Credit Officers and Front Office leaders to ensure alignment with credit risk policies and guidelines.
Lead training and orientation for new team members, sharing institutional knowledge and best practices.
Undertake additional tasks and projects as assigned, contributing to departmental goals and risk leadership initiatives.
Qualifications and Skills
Solid foundation in finance is essential; prior experience in the financial services industry is preferred.
Strong analytical abilities to handle and visualize data; intellectual motivation to identify key structure through research and analytic work.
Excellent interpersonal, written, and verbal communication skills.
Bachelor’s degree or equivalent required. Master’s degree preferred.
Business fluency in English and Japanese is mandatory.
Strong proficiency in Microsoft Office applications, including Excel, PowerPoint, and Word.
Attention to detail.
Collaborative and team-oriented mindset.
Working Arrangement SMBC’s employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during the interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required.
Accommodations SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at accommodations@smbcgroup.com.
Seniority level Associate
Employment type Full-time
Job function Consulting, Information Technology, and Sales
Industries Banking, Financial Services, and IT Services and IT Consulting
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Credit Planning Associate
role at
SMBC Group .
SMBC Group is a top-tier global financial group headquartered in Tokyo with a 400-year history. It offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide across nearly 40 countries.
The anticipated salary range for this role is between $78,000.00 and $125,000.00, based on qualifications, experience, and market analysis. The role may also be eligible for an annual discretionary incentive award.
Role Description This position supports the Chief Credit Risk Officer and Co-Head(s) of CDAD as a business management and coordination function, reporting to the team head in Credit Planning, CDAD. The team is responsible for developing, recommending, communicating, and implementing credit risk management policies, strategies, and operational guidelines for the organization and its various financial products. The role is responsible for reporting credit risk related reports/documents to senior management, the head office, and regulators.
Role Responsibilities
Drive enhancements in credit risk management processes, including updates to credit-related policies, manuals and systems.
Support cross-functional projects by providing data analysis, visualizations, and presentation materials.
Coordinate with stakeholders in Americas Division and Head Office to facilitate enhancement and transformation of risk management framework.
Provide insights into risk profiles of the portfolio, including reserves, write-offs and other risk metrics for problematic assets and higher risk sub-portfolios.
Identify emerging risks to the portfolio through analysis of economic, financial, and regulatory environments.
Prepare materials and orchestrate communications for management committees, regulatory affairs, and internal/external audits.
Maintain communication with Credit Officers and Front Office leaders to ensure alignment with credit risk policies and guidelines.
Lead training and orientation for new team members, sharing institutional knowledge and best practices.
Undertake additional tasks and projects as assigned, contributing to departmental goals and risk leadership initiatives.
Qualifications and Skills
Solid foundation in finance is essential; prior experience in the financial services industry is preferred.
Strong analytical abilities to handle and visualize data; intellectual motivation to identify key structure through research and analytic work.
Excellent interpersonal, written, and verbal communication skills.
Bachelor’s degree or equivalent required. Master’s degree preferred.
Business fluency in English and Japanese is mandatory.
Strong proficiency in Microsoft Office applications, including Excel, PowerPoint, and Word.
Attention to detail.
Collaborative and team-oriented mindset.
Working Arrangement SMBC’s employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during the interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required.
Accommodations SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at accommodations@smbcgroup.com.
Seniority level Associate
Employment type Full-time
Job function Consulting, Information Technology, and Sales
Industries Banking, Financial Services, and IT Services and IT Consulting
#J-18808-Ljbffr