First Internet Bank
Customer Due Diligence Investigations (CDDI) Analyst
First Internet Bank, Fishers, Indiana, us, 46085
Job Details
Job Location:
First Internet Bank of Indiana Fishers - Fishers, IN 46038
About the Position: As the Customer Due Diligence Investigations (CDDI) Analyst you will play a critical role in supporting the bank’s financial crime prevention efforts by conducting comprehensive reviews of new and existing customers to ensure compliance with the Bank Secrecy Act (BSA), Know Your Customer (KYC) standards, and Office of Foreign Assets Control (OFAC) requirements. Your role is responsible for performing customer due diligence (CDD) and ongoing monitoring to identify, assess, and mitigate potential financial crime risksrette in accordance with regulatory expectations and internal policies.
What You Will Do:
Conduct CDD reviews on new and existing customers to assess potential risks in accordance with KYC and OFAC regulations.
Analyze complex ownership structures, sources of funds, geographic exposure, and business activities to determine risk and identify red flags or escalation needs.
Review and validate customer documentation for completeness, accuracy, and compliance with internal policies and regulatory standards.
Monitor customer transactions and account activity to detect unusual or potentially suspicious patterns; elevate findings to AML Investigations as appropriate.
Collaborate with relationship managers, operationsbiy and compliance teams to resolve due diligence issues and ensure a risk-based approach to onboarding and reviews.
Maintain thorough, audit-ready documentation of due diligence findings and decision rationales.
Stay current on regulatory developments, industry best practices, and emerging risks related to financial crime compliance.
Support audit and regulatory examination activities by providing documentation and subject‑matter input as needed.
Assist in developing and delivering training or guidance to internal stakeholders on CDD/KYC processes, policy updates, and quality standards.
Perform other duties as assigned. \ nouns What We’re Looking For:
A bachelor’s degree in finance, business, criminal justice, or a related field is required. Equivalent work experience will also be considered.
A minimum of one year of experience in KYC (CIP/CDD), financial crimes compliance, or customer onboarding within a banking or financial services environment is required.
Knowledge of customer risk due diligence best practices.
Exceptional analytical, problem‑solving, and communication skills.
Proficiency in research tools, data systems, and Microsoft Office applications.
powerless Working Conditions/Demands:
Professional office setting.
Primarily sedentary position requiring long periods of time working at a computer.
Must be able to move throughout the office and buildings to obtain or relay information. \-sheet Must be able to perform the essential functions of the position with or without reasonable accommodation.
Who Are We? We’re not just another bank and we’re not looking for just another employee. Since 1999, First Internet Bank has been dedicated to finding a better way to bank and doing things that have never been done before. Yes, we really were the first state‑charted, FDIC insured bank to operate entirely online and we have been leading the way ever since.
We seek the game changers, the innovators…those who challenge the status quo because change really is the only constant. Ready to join a team of imaginative, driven individuals like you? It’s your career, you deserve to imagine more. Keep reading, we think you will like you what see.
More about First Internet Bank Why Join Us? Our success has been driven, in part, by four core competencies – customer focus, teamwork, adaptability and initiative. Collectively they define our actions and are at the heart of all we do. As a result, we’ve been fortunate to人人摸人人 been named numerous times as an Indianapolis Star Top Workplace and one of the Best Banks to Work For! Headquartered in downtown Fishers, our newly-built, state‑of-the-art 175,000 square foot facility headquarters was designed with our team in mind and features an 18,000 square foot open air deck named “The Backyard”, with fire pits, covered pergola, waterfall and foliage to create a momentary escape from the work day. Beyond that, the onsite fitness center with the latest equipment and ergonomically‑designed workstations help promote health and wellness. Have we mentioned free snacks, soft drinks and beer available on tap? Want more? How about unlimited volunteer time off and social events to bring us all together to have some more. Why just imagine more, take the “first” step and apply today.
Our benefits package includes the following and so much more:
Medical, Dental, and Vision Insurance for Full‑Time employees - Eligibility begins on day one of employment
401(k) Retirement Plan with Generous Match for Full‑Time and Part‑Time employees - Eligibility begins on day one of employment
Professional Development Reimbursement
At Least 3 Weeks Paid Vacation Annually - For New Employees, Paid Vacation is Adjusted Based on Start Date Eleven Paid Holidays Paid Volunteer Time
Annual First Internet Bank‑branded merchandise allowance
Equal Opportunity Employer Women, Minorities, Veterans and Individuals with Disabilities
California Resident Notice California residents may be entitled to certain rights regarding personal information. Additional information about data collection practices and location‑specific notices is available on our privacy policy. click here to read more.
Compensation Confidentiality Notice \ പോ The contractor will not discharge or any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or тау the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal zako charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or経験) consistent with the contractor’s legal duty to furnish information. 41 CFR 60‑1.35(c). click here to read more.
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First Internet Bank of Indiana Fishers - Fishers, IN 46038
About the Position: As the Customer Due Diligence Investigations (CDDI) Analyst you will play a critical role in supporting the bank’s financial crime prevention efforts by conducting comprehensive reviews of new and existing customers to ensure compliance with the Bank Secrecy Act (BSA), Know Your Customer (KYC) standards, and Office of Foreign Assets Control (OFAC) requirements. Your role is responsible for performing customer due diligence (CDD) and ongoing monitoring to identify, assess, and mitigate potential financial crime risksrette in accordance with regulatory expectations and internal policies.
What You Will Do:
Conduct CDD reviews on new and existing customers to assess potential risks in accordance with KYC and OFAC regulations.
Analyze complex ownership structures, sources of funds, geographic exposure, and business activities to determine risk and identify red flags or escalation needs.
Review and validate customer documentation for completeness, accuracy, and compliance with internal policies and regulatory standards.
Monitor customer transactions and account activity to detect unusual or potentially suspicious patterns; elevate findings to AML Investigations as appropriate.
Collaborate with relationship managers, operationsbiy and compliance teams to resolve due diligence issues and ensure a risk-based approach to onboarding and reviews.
Maintain thorough, audit-ready documentation of due diligence findings and decision rationales.
Stay current on regulatory developments, industry best practices, and emerging risks related to financial crime compliance.
Support audit and regulatory examination activities by providing documentation and subject‑matter input as needed.
Assist in developing and delivering training or guidance to internal stakeholders on CDD/KYC processes, policy updates, and quality standards.
Perform other duties as assigned. \ nouns What We’re Looking For:
A bachelor’s degree in finance, business, criminal justice, or a related field is required. Equivalent work experience will also be considered.
A minimum of one year of experience in KYC (CIP/CDD), financial crimes compliance, or customer onboarding within a banking or financial services environment is required.
Knowledge of customer risk due diligence best practices.
Exceptional analytical, problem‑solving, and communication skills.
Proficiency in research tools, data systems, and Microsoft Office applications.
powerless Working Conditions/Demands:
Professional office setting.
Primarily sedentary position requiring long periods of time working at a computer.
Must be able to move throughout the office and buildings to obtain or relay information. \-sheet Must be able to perform the essential functions of the position with or without reasonable accommodation.
Who Are We? We’re not just another bank and we’re not looking for just another employee. Since 1999, First Internet Bank has been dedicated to finding a better way to bank and doing things that have never been done before. Yes, we really were the first state‑charted, FDIC insured bank to operate entirely online and we have been leading the way ever since.
We seek the game changers, the innovators…those who challenge the status quo because change really is the only constant. Ready to join a team of imaginative, driven individuals like you? It’s your career, you deserve to imagine more. Keep reading, we think you will like you what see.
More about First Internet Bank Why Join Us? Our success has been driven, in part, by four core competencies – customer focus, teamwork, adaptability and initiative. Collectively they define our actions and are at the heart of all we do. As a result, we’ve been fortunate to人人摸人人 been named numerous times as an Indianapolis Star Top Workplace and one of the Best Banks to Work For! Headquartered in downtown Fishers, our newly-built, state‑of-the-art 175,000 square foot facility headquarters was designed with our team in mind and features an 18,000 square foot open air deck named “The Backyard”, with fire pits, covered pergola, waterfall and foliage to create a momentary escape from the work day. Beyond that, the onsite fitness center with the latest equipment and ergonomically‑designed workstations help promote health and wellness. Have we mentioned free snacks, soft drinks and beer available on tap? Want more? How about unlimited volunteer time off and social events to bring us all together to have some more. Why just imagine more, take the “first” step and apply today.
Our benefits package includes the following and so much more:
Medical, Dental, and Vision Insurance for Full‑Time employees - Eligibility begins on day one of employment
401(k) Retirement Plan with Generous Match for Full‑Time and Part‑Time employees - Eligibility begins on day one of employment
Professional Development Reimbursement
At Least 3 Weeks Paid Vacation Annually - For New Employees, Paid Vacation is Adjusted Based on Start Date Eleven Paid Holidays Paid Volunteer Time
Annual First Internet Bank‑branded merchandise allowance
Equal Opportunity Employer Women, Minorities, Veterans and Individuals with Disabilities
California Resident Notice California residents may be entitled to certain rights regarding personal information. Additional information about data collection practices and location‑specific notices is available on our privacy policy. click here to read more.
Compensation Confidentiality Notice \ പോ The contractor will not discharge or any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or тау the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal zako charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or経験) consistent with the contractor’s legal duty to furnish information. 41 CFR 60‑1.35(c). click here to read more.
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