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PRI Technology

Credit Risk Manager

PRI Technology, New York, New York, us, 10261

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Base pay range $150,000.00/yr - $175,000.00/yr

NYC - Full Time

Onsite (4 days a week)

Summary

Provide an assessment of business and financial risks for individual borrowers in assigned relationships in order to establish borrower risk ratings as well as evaluate the proposed strategy for the relationship and provide comprehensive transactional analysis and approval recommendations within an overall portfolio management process ensuring an appropriate balance between risk and return.

Responsibilities

At an early stage, work closely with the business on the risk aspects of new transactions under consideration and provide direction and guidance as required to ensure the eventual deal structure adequately mitigates key risk concerns.

Review Single Name Strategies and Credit Requests within agreed timelines, evaluate the risks and highlights exceptions to applicable policies and guidelines and recommend appropriate course of action to GRM executives.

Review borrower risk assessments in a timely manner to identify and evaluate the major risks and adjudicate the appropriate Risk Rating to meet regulatory and business requirements.

Prepare peer group comparisons from both a business and a financial perspective in support of the risk rating recommendation.

Develop complex financial models (including income, balance sheet and cash flow statements, breakeven analysis and multivariable sensitivity testing).

Actively follow business and financial performance through continuous monitoring of financial and industry information, regulatory events, external rating agency movements and other early warning signals.

Ensure timeliness and accuracy of the Classification/Watch Report.

Support senior staff as required, mentoring junior staff if applicable.

Ensure a continuous improvement culture with particular focus on reducing non‑value added processes.

Qualifications

Undergraduate degree, MBA or CFA or CA/CMA is highly preferable.

Minimum of 5 years of related work experience including experience working in risk or corporate banking function of a major financial institution.

Background in Leveraged/Non‑Investment Grade lending preferred. An understanding of credit agreements would be beneficial.

Demonstrated financial modelling and analytical skills.

Strong interpersonal and teamwork skills.

Proven ability to write clearly and concisely.

Computer literate with high comfort level in use of word processing (Word), spreadsheet (Excel), and database software (various) and in using electronic tools for online research.

Knowledge of Technology, subsectors of CME (Communication, Media and Entertainment) – data centers, towers, Business Services, sectors a plus.

Seniority level Mid‑Senior level

Employment type Full‑time

Job function Finance

Industries: Financial Services and Banking

Benefits

Medical insurance

Vision insurance

401(k)

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