Ameris Bank
Government Guaranteed Lending Business Development Officer
Ameris Bank, Raleigh, North Carolina, United States
Government Guaranteed Lending Business Development Officer
1 week ago Be among the first 25 applicants
Ameris Bank
is a purpose-driven company, dedicated to bringing financial peace of mind to communities, one person at a time. Whether a customer wants to grow their business, buy a home, or feel confident in their retirement plan, they have a partner in Ameris Bank. We serve customers in our locations across the Southeast, Mid-Atlantic and nationwide through our extensive digital offerings and mobile app.
Delivering financial peace of mind starts with a team that values integrity and rewards ingenuity. At Ameris, you’ll find teammates who are inclusive, collaborative problem-solvers who go the extra mile to support one another and to meet every customer’s needs. When teammates are empowered and bring their diverse perspectives to the table, we create the best possible outcomes for our customers. At Ameris, we know that a growth mindset is key for high performance and fosters an environment that prioritizes continuous improvement. Teammates have access to Employee Resource Groups that serve as advocates and purpose and how you can bring it to life as an Ameris Bank teammate.
The GGL Business Development Officer will be responsible for the prospecting, sourcing and origination of a variety of SBA 7a, SBA 504, and USDA B&I loan opportunities in compliance with the bank’s policies, eligibility standards, and federal regulations. Performs other projects and duties as assigned.
Essential Functions, Duties And Responsibilities
Originate compliant loans and perform the various related activities, including cold calling prospective borrowers, establishing relationships with referral sources, and participating in events.
Responsible for achievement of goals as set by the bank’s leadership.
Demonstrate effective sales strategies and techniques to attract, expand, and retain customer relationships.
Educate prospective borrowers/referral sources regarding the bank’s loan programs.
Evaluate the creditworthiness of potential borrowers.
Responsible for loan structuring, eligibility, financial analysis, and the preparation of the credit package.
Manage client expectations and provide guidance regarding the flow of the GGL loan process.
Serve as the client’s primary point of contact from application to closing.
Assist Underwriting, as needed, in the due diligence process.
Maintain knowledge of banking products, programs, services, and promotions.
Ensure compliance with internal controls, operational procedures, and risk management policies.
Develop partnerships and collaborate with other lines of business to achieve mutual goals and better serve customers.
Practices ethical sales behaviors in accordance with Ameris’ core values of Integrity and Honesty; always acts in the best interest of the customer when offering additional products and services.
Required Knowledge, Skills And Competencies
Ability to identify prospects.
Ability to be consultative in the sales process.
Ability to be flexible and react swiftly to changes and adjusting priorities.
Driven to meet and exceed established annual loan production goals.
Ability to effectively communicate verbally and in writing, using language and grammar in a professional manner.
Solid understanding of financial statements, tax returns, and credit reports.
Ability to establish and organize a professional schedule in order to achieve strategic goals within established time frames.
Ability to manage multiple loan applications simultaneously.
Ability to effectively interact at all levels, building relationships and addressing identified needs.
Proficiency in Microsoft Word, Excel, and software used for spreading financial information.
Working and/or conceptual knowledge of government guaranteed lending products (SBA and USDA) and the SBA SOP.
Thorough knowledge of banking policies, procedures, products, and services.
Proficiency in CRM systems and loan origination software.
Industry And Work Experience
Minimum of 3 years of commercial loan origination and/or Government Guaranteed Lending experience required.
Successful business development, sales, or related experience required.
Academic
Bachelor’s degree in Business, Finance, or related field required.
Benefits Available To Employees Ameris Bank provides a comprehensive employee benefit package to all eligible employees.
Medical, Dental and Vision Insurance
Ameris Bank absorbs a major portion of the cost of healthcare. You become eligible for coverage on the first of the month following 30 days of employment.
Life Insurance provided at no additional cost to employees
Accidental Death & Dismemberment Coverage
Long-Term Disability Coverage
Paid Sick and Vacation Leave
11 Holidays
Volunteer/Service Day
Employee Stock Purchase Plan
401(k) Retirement Plan
Ameris Bank matches 50% of your first 8% of contributions to the plan
Flexible Spending Accounts
Health Savings Account
Health Reimbursement Arrangement
Supplemental Life & Other Insurance Plans
Identity Theft Protection
Pet Insurance
Legal Insurance
Employee Assistance Program
Employee Advocacy Program
Tickets at Work (Entertainment discounts for Ameris Bank Employees)
AT&T Employee Discount
Wellness Discounts for Medical Premiums and Other Rewards
Employee Referral Incentive
Education Assistance
Employee Resource Groups
Banking Advantages For Employees In addition to a wide array of benefits, Ameris Bank employees are also eligible for special bank services.
Free Interest Checking
Free Safe Deposit Box
Free Money Orders, Travelers’ Checks and Cashier Checks
Discount on Mortgage Origination Fee
Free Online Banking and Free Unlimited Online Bill Payment
Employee Banking Perks
Disclaimer The above job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required for the position.
All job requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a direct threat or significant risk to the health and safety of themselves or other employees.
Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
#J-18808-Ljbffr
Ameris Bank
is a purpose-driven company, dedicated to bringing financial peace of mind to communities, one person at a time. Whether a customer wants to grow their business, buy a home, or feel confident in their retirement plan, they have a partner in Ameris Bank. We serve customers in our locations across the Southeast, Mid-Atlantic and nationwide through our extensive digital offerings and mobile app.
Delivering financial peace of mind starts with a team that values integrity and rewards ingenuity. At Ameris, you’ll find teammates who are inclusive, collaborative problem-solvers who go the extra mile to support one another and to meet every customer’s needs. When teammates are empowered and bring their diverse perspectives to the table, we create the best possible outcomes for our customers. At Ameris, we know that a growth mindset is key for high performance and fosters an environment that prioritizes continuous improvement. Teammates have access to Employee Resource Groups that serve as advocates and purpose and how you can bring it to life as an Ameris Bank teammate.
The GGL Business Development Officer will be responsible for the prospecting, sourcing and origination of a variety of SBA 7a, SBA 504, and USDA B&I loan opportunities in compliance with the bank’s policies, eligibility standards, and federal regulations. Performs other projects and duties as assigned.
Essential Functions, Duties And Responsibilities
Originate compliant loans and perform the various related activities, including cold calling prospective borrowers, establishing relationships with referral sources, and participating in events.
Responsible for achievement of goals as set by the bank’s leadership.
Demonstrate effective sales strategies and techniques to attract, expand, and retain customer relationships.
Educate prospective borrowers/referral sources regarding the bank’s loan programs.
Evaluate the creditworthiness of potential borrowers.
Responsible for loan structuring, eligibility, financial analysis, and the preparation of the credit package.
Manage client expectations and provide guidance regarding the flow of the GGL loan process.
Serve as the client’s primary point of contact from application to closing.
Assist Underwriting, as needed, in the due diligence process.
Maintain knowledge of banking products, programs, services, and promotions.
Ensure compliance with internal controls, operational procedures, and risk management policies.
Develop partnerships and collaborate with other lines of business to achieve mutual goals and better serve customers.
Practices ethical sales behaviors in accordance with Ameris’ core values of Integrity and Honesty; always acts in the best interest of the customer when offering additional products and services.
Required Knowledge, Skills And Competencies
Ability to identify prospects.
Ability to be consultative in the sales process.
Ability to be flexible and react swiftly to changes and adjusting priorities.
Driven to meet and exceed established annual loan production goals.
Ability to effectively communicate verbally and in writing, using language and grammar in a professional manner.
Solid understanding of financial statements, tax returns, and credit reports.
Ability to establish and organize a professional schedule in order to achieve strategic goals within established time frames.
Ability to manage multiple loan applications simultaneously.
Ability to effectively interact at all levels, building relationships and addressing identified needs.
Proficiency in Microsoft Word, Excel, and software used for spreading financial information.
Working and/or conceptual knowledge of government guaranteed lending products (SBA and USDA) and the SBA SOP.
Thorough knowledge of banking policies, procedures, products, and services.
Proficiency in CRM systems and loan origination software.
Industry And Work Experience
Minimum of 3 years of commercial loan origination and/or Government Guaranteed Lending experience required.
Successful business development, sales, or related experience required.
Academic
Bachelor’s degree in Business, Finance, or related field required.
Benefits Available To Employees Ameris Bank provides a comprehensive employee benefit package to all eligible employees.
Medical, Dental and Vision Insurance
Ameris Bank absorbs a major portion of the cost of healthcare. You become eligible for coverage on the first of the month following 30 days of employment.
Life Insurance provided at no additional cost to employees
Accidental Death & Dismemberment Coverage
Long-Term Disability Coverage
Paid Sick and Vacation Leave
11 Holidays
Volunteer/Service Day
Employee Stock Purchase Plan
401(k) Retirement Plan
Ameris Bank matches 50% of your first 8% of contributions to the plan
Flexible Spending Accounts
Health Savings Account
Health Reimbursement Arrangement
Supplemental Life & Other Insurance Plans
Identity Theft Protection
Pet Insurance
Legal Insurance
Employee Assistance Program
Employee Advocacy Program
Tickets at Work (Entertainment discounts for Ameris Bank Employees)
AT&T Employee Discount
Wellness Discounts for Medical Premiums and Other Rewards
Employee Referral Incentive
Education Assistance
Employee Resource Groups
Banking Advantages For Employees In addition to a wide array of benefits, Ameris Bank employees are also eligible for special bank services.
Free Interest Checking
Free Safe Deposit Box
Free Money Orders, Travelers’ Checks and Cashier Checks
Discount on Mortgage Origination Fee
Free Online Banking and Free Unlimited Online Bill Payment
Employee Banking Perks
Disclaimer The above job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required for the position.
All job requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a direct threat or significant risk to the health and safety of themselves or other employees.
Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
#J-18808-Ljbffr