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NORTH IDAHO TITLE

Senior Title Officer - Minimum 10 Years Experience

NORTH IDAHO TITLE, Sandpoint, Idaho, United States, 83864

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*Overview* We are seeking an experienced Title Officer with a minimum of 10 years of industry expertise to join our dynamic team. This role requires a deep understanding of real estate transactions, title insurance, and compliance regulations. The ideal candidate will possess extensive knowledge of mortgage processes, underwriting, and legal documentation related to property titles. This position offers an opportunity to contribute to a reputable organization committed to excellence in the financial services and real estate sectors.

*Responsibilities*

* Conduct thorough title searches and examinations to verify property ownership and identify any liens, encumbrances, or legal issues * Prepare and review title reports, ensuring accuracy and compliance with industry standards and regulations * Coordinate with underwriters, escrow officers, lenders, and attorneys to facilitate smooth transaction processes * Ensure adherence to FNMA guidelines, Fair Housing regulations, TILA requirements, and other applicable legal standards * Assist in the preparation and review of loan documentation, contracts, and escrow instructions * Analyze credit reports and financial data relevant to property transactions * Support loan origination and processing activities by providing clear title information and resolving discrepancies * Maintain detailed records of all title searches, reports, and correspondence for audit purposes * Stay updated on changes in mortgage servicing laws, banking regulations, and industry best practices

*Skills*

* Extensive experience with FNMA guidelines and underwriting procedures * Strong knowledge of mortgage servicing, loan processing, and credit analysis * Proficiency in TILA regulations, contracts law, escrow procedures, and fair housing laws * Ability to perform basic math calculations accurately; proficiency in 10-key typing for data entry * Familiarity with loan officer functions and the overall loan origination process * Excellent attention to detail with strong organizational skills * Effective communication skills for coordinating with multiple stakeholders in fast-paced environments * Demonstrated ability to interpret complex legal documents related to real estate transactions * Knowledge of banking operations related to mortgage lending and title insurance processes

This position is ideal for a seasoned professional seeking a challenging role within a reputable organization that values expertise in real estate titles and mortgage compliance.

Job Type: Full-time

Pay: $24.42 - $32.56 per hour

Expected hours: 40 per week

Benefits: * 401(k) * Dental insurance * Health insurance * Paid time off * Vision insurance

Work Location: In person