SBA Commercial Business Development Officer

Title: SBA Commercial Business Development OfficerJob Location: Livermore, CAHiring salary range: $108,700.00 - $130,000.00 annualFremont Bank founded in 1964, is one of the oldest independently owned banks in the Bay Area and is one of the top rated mid-tier banks in the nation. Voted a Top Workplace for 2025 and for the past fifteen consecutive years, Fremont Bank has an immediate opening for a SBA Commercial Business Development Officer in Livermore, CA.Position OverviewThe SBA Commercial Business Development Officer(BDO) is responsible for generating new SBA 7a loans and client relationships.This role focuses on business development activities, including prospecting,client acquisition, external networking, and uncovering sales opportunitiesacross lending, deposit, and treasury management services. The SBA BDO will be themain point of contact for on-going servicing support and account maintenance asneeded. Role and ResponsibilitiesProactively source and develop new SBA 7a loans in the Bank's Northern California footprint and elsewhere in California with SBA Executive approval.Collect complete application from the prospective client, determine SBA eligibility, structure loan, prescreen credit and identify all available collateral.SBA 7a loans are intended for sale and should be structured to maximize premium to the extent possibleDevelop new commercial relationships within Fremont Bank footprint.Consistently meet or exceed commercial lending and depository growth goalsIdentify client needs and provide consultative financial solutions across a wide range of bank products, including Wealth Management, Residential, and Treasury ManagementCollaborate with Relationship Managers to transition new clients into long-term managed relationshipsRepresent Fremont Bank at community and industry events to develop brand presence and lead opportunitiesMaintain accurate records of pipeline activity using CRM tools; coordinate closely with internal partners to ensure smooth client experienceAct as an ambassador for Fremont Bank's values and service model in the marketplaceMake recommendations to the appropriate lending authority based on client needs and credit analysisNegotiate loan terms and conditions to structure mutually beneficial agreementsAttend commercial lending department sales meetings and contribute to team initiativesAssist clients with banking transactions by coordinating with relevant internal departmentsServe as a liaison between clients and internal teams to ensure seamless service deliveryMinimum QualificationsBachelor's degree in business, finance, or a related field5+ years of experience in SBA and/or commercial banking business developmentProven ability to build relationships and generate new businessStrong sales, negotiation, and networking skillsProficient knowledge of SBA Program Requirements and loan structuringWorking knowledge of commercial credit, deposits, and treasury solutionsExcellent communication and presentation skillsProficient in Microsoft Office and CRM systems