SCE Federal Credit Union
Commercial Credit Analyst
Make an impact where it counts. At Rize Credit Union, we believe in doing business differently-by helping people thrive. We're growing our Business Services team and looking for a Commercial Credit Analyst who's ready to dive into meaningful work and help local businesses succeed.
Remote Work Available:
This is a hybrid remote position and can be based in California or Nevada . The posted salary range reflects compensation for candidates located in California . A salary range for Nevada-based candidates is available upon request.
What You'll Do:
As a Commercial Credit Analyst, you'll play a vital role in supporting our commercial lending efforts by evaluating the creditworthiness of business borrowers and helping structure loans that meet their needs-while protecting the credit union's portfolio. You'll work side-by-side with our Commercial Loan Officers and cross-functional teams to deliver strong financial insights and excellent service.
In This Role, You Will:
- Analyze borrower financials, conduct interviews, and assess collateral to determine creditworthiness
- Underwrite a variety of commercial loans, including real estate, C&I, equipment loans, and lines of credit
- Prepare comprehensive credit memos with clear, thoughtful risk assessments and recommendations
- Manage loan renewals, gather updated financial data, and support portfolio risk management
- Review complex documentation like financial statements, appraisals, and environmental reports
- Collaborate with internal teams, borrowers, and third parties to move loans forward efficiently
- Stay informed of lending regulations, policies, and industry best practices
- 2+ years of commercial lending or banking experience (underwriting experience preferred)
- Experience with commercial real estate, lines of credit, SBA programs, or asset-based lending is a plus
- Strong analytical skills, attention to detail, and the ability to manage multiple priorities
- Excellent communication skills and a commitment to professional, responsive service
- Bachelor's degree preferred
- Proficiency with Microsoft 365 and comfort learning new systems
We're not your typical financial institution. We're a passionate, member-first team committed to creating better lives for our community-and a workplace where every team member is valued, supported, and inspired to grow.
Here's what you'll love about working here:
- A values-driven culture with a genuine commitment to people over profits
- Opportunities for personal and professional development
- Competitive compensation and generous benefits package
- A chance to be part of something meaningful
Ready to Rize?
If you're looking to put your credit expertise to work in a mission-driven environment where your ideas and impact matter, we'd love to meet you.