ORNL Federal Credit Union
AML/Fraud Analyst (Hybrid/Remote)
ORNL Federal Credit Union, Oak Ridge, Tennessee, United States, 37830
AML/Fraud Analyst (Hybrid/Remote)
Job Category: ERM Requisition Number: AMLFR002388 Posted: August 5, 2025 Full-Time Hybrid Oak Ridge, TN 37830, USA Job Details Description
Please note this is a hybrid-remote position and will require the selected candidate to work onsite at our corporate office (221 S. Rutgers Avenue Oak Ridge, TN 37831) 1 day per week. The deadline to apply for this opportunity is August 17, 2025. Role: The Anti-Money Laundering (AML)/Fraud Analyst is responsible for conducting timely reviews and preliminary assessments of potential suspicious activity on member accounts, utilizing the Verafin platform. This role plays a critical part in protecting the financial well-being of members and the institution by identifying suspicious/fraudulent activity, mitigating losses, and ensuring regulatory compliance. Stays abreast of best practices and trending methods used by perpetrators. As an AML/Fraud Analyst you will serve as one of the first lines of defense. You will ensure timely and accurate identification of threats, allowing the organization to respond swiftly, protect members, and reduce risk exposure. Essential Functions & Responsibilities: Reviews alerts triggered by Verafin system to identify transactions or account behavior that may be indicative of suspicious/fraudulent activity. Conducts preliminary investigations by reviewing member account activity, transaction patterns, and alert histories. Assesses the severity of alerts and escalate alerts by assignment as necessary to the Fraud Team, BSA Team or other appropriate channels. Collaborates with internal departmentssuch as Retail, Compliance, Fraud, Wires, and Operationsto gather supporting information to aid in the analysis of the alert. Thoroughly and accurately documents all alert reviews, findings, and actions taken within Verafin. Stays informed on current fraud trends, schemes, and best practices to support proactive fraud detection efforts. Performs other job-related duties as assigned. Experience: Three years or more of financial institution experience required. One or more years of experience with Bank Secrecy Act, Fraud Detection, Anti-Money Laundering, Office of Foreign Asset Control, and USA PATRIOT Act regulatory requirement and reporting required. One or more years of data analysis and direct experience in financial industry compliance highly preferred. Education: An associate's degree in business or related field, or equivalent combination of education, training, work-related experience, or military experience is required. Other skills required: Proficiency in Microsoft products. Excellent organizational and analytical skills. Ability to communicate clearly and professionally with all levels of an organization. Excellent written and verbal communication skills, including business writing ability. Ability to compute rate, ratio, and percentages. Ability to define problems, collect data, establish facts and draw conclusions while dealing with a variety of abstract and concrete variables. Knowledge of Verafin platform. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
Job Category: ERM Requisition Number: AMLFR002388 Posted: August 5, 2025 Full-Time Hybrid Oak Ridge, TN 37830, USA Job Details Description
Please note this is a hybrid-remote position and will require the selected candidate to work onsite at our corporate office (221 S. Rutgers Avenue Oak Ridge, TN 37831) 1 day per week. The deadline to apply for this opportunity is August 17, 2025. Role: The Anti-Money Laundering (AML)/Fraud Analyst is responsible for conducting timely reviews and preliminary assessments of potential suspicious activity on member accounts, utilizing the Verafin platform. This role plays a critical part in protecting the financial well-being of members and the institution by identifying suspicious/fraudulent activity, mitigating losses, and ensuring regulatory compliance. Stays abreast of best practices and trending methods used by perpetrators. As an AML/Fraud Analyst you will serve as one of the first lines of defense. You will ensure timely and accurate identification of threats, allowing the organization to respond swiftly, protect members, and reduce risk exposure. Essential Functions & Responsibilities: Reviews alerts triggered by Verafin system to identify transactions or account behavior that may be indicative of suspicious/fraudulent activity. Conducts preliminary investigations by reviewing member account activity, transaction patterns, and alert histories. Assesses the severity of alerts and escalate alerts by assignment as necessary to the Fraud Team, BSA Team or other appropriate channels. Collaborates with internal departmentssuch as Retail, Compliance, Fraud, Wires, and Operationsto gather supporting information to aid in the analysis of the alert. Thoroughly and accurately documents all alert reviews, findings, and actions taken within Verafin. Stays informed on current fraud trends, schemes, and best practices to support proactive fraud detection efforts. Performs other job-related duties as assigned. Experience: Three years or more of financial institution experience required. One or more years of experience with Bank Secrecy Act, Fraud Detection, Anti-Money Laundering, Office of Foreign Asset Control, and USA PATRIOT Act regulatory requirement and reporting required. One or more years of data analysis and direct experience in financial industry compliance highly preferred. Education: An associate's degree in business or related field, or equivalent combination of education, training, work-related experience, or military experience is required. Other skills required: Proficiency in Microsoft products. Excellent organizational and analytical skills. Ability to communicate clearly and professionally with all levels of an organization. Excellent written and verbal communication skills, including business writing ability. Ability to compute rate, ratio, and percentages. Ability to define problems, collect data, establish facts and draw conclusions while dealing with a variety of abstract and concrete variables. Knowledge of Verafin platform. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.