Raymond James Financial
Vice President, Anti-Money Laundering (AML) Officer Raymond James Bank & Trust
Raymond James Financial, Saint Petersburg, Florida, United States, 33701
VP, AML Officer
As the VP, AML Officer for the Raymond James Bank and Trust businesses, you will oversee and execute an anti-money laundering framework aligned to the enterprise strategy and designed to protect client trust, financial integrity, and regulatory compliance. Additionally, this role oversees AML governance and operations functions for Bank & Trust. This role demands strategic leadership, regulatory expertise, and a hands-on approach to risk identification and mitigation, especially tailored to banking and fiduciary service operations. You will serve as a trusted advisor to senior leadership, acting as both guardian and guide in a high-stakes financial environment. Key Responsibilities Lead development and execution of the AML compliance program for Raymond James Bank & Trust in alignment to enterprise standards Ensure adherence to BSA/AML laws, FinCEN guidelines, and FFIEC examination requirements Collaborate with Risk, Legal, and other business partners to embed AML controls across the business unit Manage AML audits and examinations from federal and state regulators (e.g., OCC, FDIC, state banking authorities) Serve as the escalation point for complex cases involving trust structures, high-net-worth individuals, and cross-border transactions Implement training programs for trust officers, bankers, and onboarding teams on AML risks and mitigation Contribute to enterprise-wide AML risk assessments, particularly with insights specific to fiduciary relationships and bank products Foster a high-performing team culture by promoting employee morale, encouraging professional development, recognizing achievements, and ensuring staff feel supported and empowered in their roles Other responsibilities as assigned Knowledge, Skills & Abilities (KSAs) Knowledge In-depth knowledge of AML/CFT regulations including CIP, CDD/EDD, and FinCen Rule 504 Specialized understanding of trust structures, private client services, and fiduciary risks Strong operational knowledge of onboarding workflows, KYC systems, and CIU performance metrics Skills Ability to lead cross-functional operational teams Excellent C-suite and Board communication and presentation skills Excellent communication and stakeholder engagement skills Competency in regulatory response preparation and governance reporting Abilities Strong strategic thinking paired with execution discipline Adept at managing regulatory change in onboarding and customer due diligence frameworks Ability to foster a culture of ownership, control effectiveness, and high performance Capable of leading teams through transformation initiatives and technology adoption Capable of prioritizing multiple priorities and ensuring effective and timely resolution/execution of each Education Bachelor's, Bachelor's: Business Administration, Bachelor's: Finance Work Experience Manager Experience - 10 to 15 years Certifications Certified Anti-Money Laundering Specialist (CAMS) - Association of Certified Anti-Money Laundering Specialists (ACAMS) Travel Less than 25% Workstyle Hybrid At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view. We expect our associates at all levels to:
Grow professionally and inspire others to do the same
Work with and through others to achieve desired outcomes
Make prompt, pragmatic choices and act with the client in mind
Take ownership and hold themselves and others accountable for delivering results that matter
Contribute to the continuous evolution of the firm At Raymond James
as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.
As the VP, AML Officer for the Raymond James Bank and Trust businesses, you will oversee and execute an anti-money laundering framework aligned to the enterprise strategy and designed to protect client trust, financial integrity, and regulatory compliance. Additionally, this role oversees AML governance and operations functions for Bank & Trust. This role demands strategic leadership, regulatory expertise, and a hands-on approach to risk identification and mitigation, especially tailored to banking and fiduciary service operations. You will serve as a trusted advisor to senior leadership, acting as both guardian and guide in a high-stakes financial environment. Key Responsibilities Lead development and execution of the AML compliance program for Raymond James Bank & Trust in alignment to enterprise standards Ensure adherence to BSA/AML laws, FinCEN guidelines, and FFIEC examination requirements Collaborate with Risk, Legal, and other business partners to embed AML controls across the business unit Manage AML audits and examinations from federal and state regulators (e.g., OCC, FDIC, state banking authorities) Serve as the escalation point for complex cases involving trust structures, high-net-worth individuals, and cross-border transactions Implement training programs for trust officers, bankers, and onboarding teams on AML risks and mitigation Contribute to enterprise-wide AML risk assessments, particularly with insights specific to fiduciary relationships and bank products Foster a high-performing team culture by promoting employee morale, encouraging professional development, recognizing achievements, and ensuring staff feel supported and empowered in their roles Other responsibilities as assigned Knowledge, Skills & Abilities (KSAs) Knowledge In-depth knowledge of AML/CFT regulations including CIP, CDD/EDD, and FinCen Rule 504 Specialized understanding of trust structures, private client services, and fiduciary risks Strong operational knowledge of onboarding workflows, KYC systems, and CIU performance metrics Skills Ability to lead cross-functional operational teams Excellent C-suite and Board communication and presentation skills Excellent communication and stakeholder engagement skills Competency in regulatory response preparation and governance reporting Abilities Strong strategic thinking paired with execution discipline Adept at managing regulatory change in onboarding and customer due diligence frameworks Ability to foster a culture of ownership, control effectiveness, and high performance Capable of leading teams through transformation initiatives and technology adoption Capable of prioritizing multiple priorities and ensuring effective and timely resolution/execution of each Education Bachelor's, Bachelor's: Business Administration, Bachelor's: Finance Work Experience Manager Experience - 10 to 15 years Certifications Certified Anti-Money Laundering Specialist (CAMS) - Association of Certified Anti-Money Laundering Specialists (ACAMS) Travel Less than 25% Workstyle Hybrid At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view. We expect our associates at all levels to:
Grow professionally and inspire others to do the same
Work with and through others to achieve desired outcomes
Make prompt, pragmatic choices and act with the client in mind
Take ownership and hold themselves and others accountable for delivering results that matter
Contribute to the continuous evolution of the firm At Raymond James
as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.