Vice President, Credit and Underwriting

VP/Sr. VP, Credit and Underwriting- Real Estate Lending Location: Irvine, CA Compensation: $175,000 – $225,000 + discretionary bonus + outstanding benefits We’re hiring a senior-level credit leader to manage and oversee underwriting functions for a growing real estate finance firm. This individual will be directly involved in evaluating and structuring loans tied to residential investment properties, including short-term bridge financing, long-term rentals, and new construction. What You’ll Do: Lead the credit evaluation process across multiple loan products, ensuring thorough analysis and well-supported decisions. Work closely with internal teams to assess deals, weigh risks, and determine loan viability. Present deals and credit recommendations to executive leadership and credit committees. Review borrower profiles, collateral values, and market data to guide underwriting decisions. Stay ahead of market shifts and regulatory updates to help refine internal credit standards. Partner with originations, legal, and asset management teams to ensure sound deal structuring. Provide coaching and oversight to underwriting staff, helping them develop sound credit judgment. What You Bring: Bachelor’s degree in Finance, Business, or similar. Advanced degree is a plus. A strong background in real estate credit and underwriting — ideally 7+ years in the space. Excellent leadership overseeing team, mentoring, developing, and coaching. Familiarity with loans for fix-and-flip projects, rentals, and construction. Ability to evaluate complex financial scenarios with precision and clarity. Solid understanding of credit policy, loan compliance, and risk controls. Comfortable operating in a fast-paced, high-volume lending environment. Strong communicator with an ability to present and defend credit decisions to stakeholders. Seniority level

Seniority level Executive Employment type

Employment type Full-time Job function

Job function Finance and Sales Industries Staffing and Recruiting Referrals increase your chances of interviewing at Savage Search Associates by 2x Get notified about new Vice President of Credit jobs in

Santa Ana, CA . Costa Mesa, CA $135,000.00-$230,000.00 4 hours ago Costa Mesa, CA $135,000.00-$230,000.00 4 hours ago Senior Vice President - Investor Relations

Risk Management - Lead Credit Officer - Vice President

AVP, Consumer Lending Compliance Audit Supervisor

El Monte, CA $200,000.00-$250,000.00 2 weeks ago Vice President Information Security & Data Privacy

Structured Credit Services - CLO Specialist

Santa Ana, CA $60,000.00-$141,275.00 2 weeks ago Santa Ana, CA $100,000.00-$150,000.00 6 days ago Sr. Relationship Manager - Middle Market

Long Beach, CA $113,275.00-$239,775.00 2 weeks ago Construction Accounts Payable and Receivable

We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.

#J-18808-Ljbffr