SoFi
Staff Software Engineer, Money Movement
SoFi, San Francisco, California, United States, 94199
Employee Applicant Privacy Notice
Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way.
Join us to invest in yourself, your career, and the financial world. The Role
Do you dream of building secure and scalable systems that empower users to move money instantly across the globe? Are you passionate about creating elegant solutions for complex challenges in the global payments and money movement space? If so, we want you on our team! SoFi is looking for a
Staff Software Engineer
on a brand-new
international remittance product
that will empower members to send instant, low-cost payments across borders using blockchain and next-generation financial technologies. You’ll play a critical role in bringing this vision to life—from concept to scale—designing secure, performant, and compliant systems that redefine the cross-border money movement experience. You will architect and deliver the core infrastructure and user-facing capabilities behind a modern, global payments product. Your work will drive convenience, transparency, and affordability while ensuring alignment with compliance and security standards. This product is a key pillar of SoFi’s long-term goal of becoming a one-stop-shop for members’ financial needs. You will work closely with product managers, designers, researchers, legal and compliance teams, and other engineers across orgs. You’ll be expected to make high-impact architectural decisions, mentor other engineers, and represent engineering in strategic planning discussions. What You’ll Do: Architect & Build : Drive and contribute to the design and implementation of scalable, secure and efficient global money movement product for SoFi and related platforms Own your systems : Operate with a high degree of independence and autonomy to solve ambiguous problems, as well as take ownership of your work, from design to deployment, and be a champion for operational excellence Collaborate Effectively : Partner with project leads, product managers as well as other software developers to translate business requirements into technical solutions Mentor & Lead : Participate in shaping the long-term architecture and vision for the team. Support the professional development of other team members. Wear Multiple Hats : Participate in the entire product lifecycle, implement new functionality, architect new systems, squash bugs, maintain the health and documentation of the code; and continuously grow as an engineer What You’ll Need: 6+ years of experience of working on highly scalable and available systems, as well as delivering quality software and architecture Proficiency with Java or Kotlin or any other object oriented programming language Strong proficiency in SQL, Spring & Kubernetes Experience scaling highly available, mission critical systems Experience leading and mentoring teams, and working on multi-quarter projects Knowledge of REST API, design patterns, and scalable containerized systems and microservices. Proven track record of working on scaling highly available, mission-critical systems with a SOA architecture Growth mindset and a deep passion to improve customer experience Nice to Have: Experience with designing, implementing, and maintaining P2P and/or Cross borden money movement capabilities or payment platforms Experience with Temporal, Snowflake, Datadog as well as infrastructure as code tools (e.g., Terraform, Ansible) Experience with GraphQL, FE web and mobile applications development What we offer: Work in the heart of the FinTech revolution, making a real difference in the financial lives of millions. The opportunity to be a founding member of a new squad working on impactful projects that will shape the future of SoFi. A collaborative and supportive work environment where you can learn and grow from talented engineers. Competitive salary and benefits package. Be part of a company that values innovation and empowers its employees. If you are excited about building tier-0 products and services from scratch, we encourage you to apply! Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.
To view all of our comprehensiveand competitivebenefits, visit our
Benefits at SoFi
page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
New York applicants: Notice of Employee Rights
SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email
accommodations@sofi.com.
Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles. #J-18808-Ljbffr
Join us to invest in yourself, your career, and the financial world. The Role
Do you dream of building secure and scalable systems that empower users to move money instantly across the globe? Are you passionate about creating elegant solutions for complex challenges in the global payments and money movement space? If so, we want you on our team! SoFi is looking for a
Staff Software Engineer
on a brand-new
international remittance product
that will empower members to send instant, low-cost payments across borders using blockchain and next-generation financial technologies. You’ll play a critical role in bringing this vision to life—from concept to scale—designing secure, performant, and compliant systems that redefine the cross-border money movement experience. You will architect and deliver the core infrastructure and user-facing capabilities behind a modern, global payments product. Your work will drive convenience, transparency, and affordability while ensuring alignment with compliance and security standards. This product is a key pillar of SoFi’s long-term goal of becoming a one-stop-shop for members’ financial needs. You will work closely with product managers, designers, researchers, legal and compliance teams, and other engineers across orgs. You’ll be expected to make high-impact architectural decisions, mentor other engineers, and represent engineering in strategic planning discussions. What You’ll Do: Architect & Build : Drive and contribute to the design and implementation of scalable, secure and efficient global money movement product for SoFi and related platforms Own your systems : Operate with a high degree of independence and autonomy to solve ambiguous problems, as well as take ownership of your work, from design to deployment, and be a champion for operational excellence Collaborate Effectively : Partner with project leads, product managers as well as other software developers to translate business requirements into technical solutions Mentor & Lead : Participate in shaping the long-term architecture and vision for the team. Support the professional development of other team members. Wear Multiple Hats : Participate in the entire product lifecycle, implement new functionality, architect new systems, squash bugs, maintain the health and documentation of the code; and continuously grow as an engineer What You’ll Need: 6+ years of experience of working on highly scalable and available systems, as well as delivering quality software and architecture Proficiency with Java or Kotlin or any other object oriented programming language Strong proficiency in SQL, Spring & Kubernetes Experience scaling highly available, mission critical systems Experience leading and mentoring teams, and working on multi-quarter projects Knowledge of REST API, design patterns, and scalable containerized systems and microservices. Proven track record of working on scaling highly available, mission-critical systems with a SOA architecture Growth mindset and a deep passion to improve customer experience Nice to Have: Experience with designing, implementing, and maintaining P2P and/or Cross borden money movement capabilities or payment platforms Experience with Temporal, Snowflake, Datadog as well as infrastructure as code tools (e.g., Terraform, Ansible) Experience with GraphQL, FE web and mobile applications development What we offer: Work in the heart of the FinTech revolution, making a real difference in the financial lives of millions. The opportunity to be a founding member of a new squad working on impactful projects that will shape the future of SoFi. A collaborative and supportive work environment where you can learn and grow from talented engineers. Competitive salary and benefits package. Be part of a company that values innovation and empowers its employees. If you are excited about building tier-0 products and services from scratch, we encourage you to apply! Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.
To view all of our comprehensiveand competitivebenefits, visit our
Benefits at SoFi
page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
New York applicants: Notice of Employee Rights
SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email
accommodations@sofi.com.
Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles. #J-18808-Ljbffr