Underwriter - Commercial Real Estate Banking

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for performing commercial real estate credit analysis, preparing supporting deal justification, and closing credit facilities. Key responsibilities include underwriting aspects of real estate credit transaction (e.g., construction loan, term loan, revolving credit facility) for all product types, due diligence processes, performing material modifications to existing facilities, and advising the portfolio/coverage teams on any post-closing credit actions as needed. Job expectations may include driving operational excellence and influencing leaders, peers, and clients. Responsibilities: Leads the loan underwriting for Real Estate Commercial Banking clients, including term debt, lines of credit, construction and bridge loan opportunities. Performs the requisite due diligence once a credit opportunity is mandated, preparing the approval request documents, receiving final loan approval on a timely basis, and participating in the loan closing process. Collaborates with the client, relationship coverage team, and product partners, as applicable, to facilitate timely, client-centric loan closings. Occasional travel for client meetings and project tours also required. Leads the end-to-end process for loan modifications and extensions on existing loans including structuring, due diligence, approval, and closing. Completes Scheduled Exposure Reviews (SERs) and Risk Rating Scorecards for adversely risk rated loans. Underwriter then presents SER at quarterly SER meetings. Proactive management of many parties involved in a closing Required Qualifications: 3+ years of Commercial Real Estate Credit experience. Experience analyzing and interpreting commercial real estate financial statements. Must have financial modeling experience. Desired Qualifications: Bachelor’s degree in fi nance, accounting or related major 5+ years of Commercial Real Estate industry and Enterprise Credit experience Skills: Credit and Risk Assessment Analytical Thinking Attention to Detail Customer and Client Focus Oral Communications Interpret Relevant Laws, Rules, and Regulations Age requirement: Must at least be 18 years of age. Bank of America is committed to ensuring that our online application process provides an equal employment opportunity to all job seekers, including individuals with disabilities. If you believe you need a reasonable accommodation in order to search for a job opening or to submit an application, please contact us by calling

1.877.760.2076 . This is a dedicated line designed exclusively to assist job seekers whose disability prevents them from being able to apply online. Only messages left for this purpose will be considered. A response to your request may take up to two business days. Please note : Messages left for other purposes such as following up on an application or non-disability related technical issues, will not receive a response.

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