S&P Global
Job Opportunity at S&P Global Ratings
The US Life Insurance Ratings team is seeking a highly motivated Associate Director with excellent organizational, communication, and credit analysis skills to manage a portfolio of credits. You will be managing the entire life cycle of a credit rating, as well as a variety of key relationships both internally and externally. This is an exciting opportunity to work in a role using both your quantitative and qualitative skills, while getting exposure to our Global Insurance Criteria and Framework. As an Associate Director, you will be working as part of a sector team in the North American Financial Services Ratings (US Life Insurance) group in S&P Global Ratings. With the guidance of senior analysts and support from junior analysts, a qualified Associate Director typically covers 10-12 insurance credits and is responsible for ongoing surveillance of a portfolio of rated insurance issuers and performs advanced fundamental credit analysis, forecasting, and industry analysis. A high performing Associate Director is also responsible for assisting in the ongoing development of the team's junior analysts. A high performing Associate Director is likely to be considered for providing advanced analysis on more complex industry topics, risk management systems, ESG assessments and complex quantitative modeling, and transactions, as well as providing input to written analysis used for sector commentaries, market evaluations, investor outreach and ratings methodologies. When you join S&P Global Ratings and the North American Financial Services Ratings group, you join one of the world's leading providers of independent credit risk research and benchmarks in corporate finance. You are part of a team that produces high quality fundamental research based on established criteria in a fast-paced environment. The Impact: At S&P Global Ratings, your analytical opinion truly matters and each person who works here has an essential role in S&P Global Ratings reputation of integrity, transparency, and ratings excellence. S&P Global Ratings plays a vital role in bringing transparency and comparability to the financial markets, enabling investors and other decision makers to measure and manage credit risk. By supporting capital markets, S&P Global Ratings helps people to start and grow businesses, cities and states to build highways and hospitals, and manufacturers to build factories and create jobs. With offices in 26 countries, rating $47.5 trillion in debt, and with nearly 1,400 credit analysts, S&P Global Ratings is an important part of the world's financial infrastructure and has played a leading role for more than 150 years in providing investors and financers the information they need to more easily, quickly and efficiently provide capital to businesses and governments. Responsibilities: Lead in all aspects of the Credit Ratings process, from quantitative analytics, engaging with the issuer, presenting in committees, to publishing an issuer's Rating. Assisting in the ongoing development of the team's junior analysts. Conduct detailed and high-level advanced analysis on complex industry topics, such as risk management systems, ESG assessments and complex quantitative modeling leading to credit insights, market evaluations and industry commentaries. Remain organized to successfully manage competing priorities and deadlines, while effectively handling multiple tasks amongst clients, investors, analysts, colleagues, and editors. Compensation/Benefits Information: S&P Global states that the anticipated base salary range for this position is $120,500 to $175,000. Final base salary for this role will be based on the individual's geographic location, as well as experience level, skill set, training, licenses and certifications. What We're Looking For: A Bachelor's is required, preferably in finance, risk, economics, accounting or business. An advanced degree or CFA is strongly preferred. An S&P Global employee typically has 6+ years of experience of applicable experience in related fields such as Credit, Insurance, Investment Banking, Risk Management, or Underwriting. Strong analytical skills with a good understanding of financial statement analysis and accounting concepts are required. Must have a solid understanding of fixed income/debt capital markets. Insurance industry experience is preferred. Strong relationship management and communication skills are required. Must have the ability to quickly absorb, analyze, and act upon information, while demonstrating strong proficiency with data sets, and the ability to be detail oriented and maintain accuracy while meeting deadlines. Strong Excel/Word/PowerPoint and database application skills are required, and coding experience is a plus. Must be highly organized with the ability to work under pressure while multitasking and handling multiple assignments. Right to Work Requirements: This role is limited to persons with indefinite right to work in the United States. About S&P Global Ratings: At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. Our Purpose: Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technologythe right combination can unlock possibility and change the world. Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence, pinpointing risks and opening possibilities. We Accelerate Progress. Our People: We're more than 35,000 strong worldwideso we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We're committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We're constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference. Our Values: Integrity, Discovery, Partnership At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits: We take care of you, so you can take care of business. We care about our people. That's why we provide everything youand your careerneed to thrive at S&P Global. Our benefits include: Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It's not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awardssmall perks can make a big difference. Global Hiring and Opportunity at S&P Global: At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy ("the Policy") that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy's requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. Recruitment Fraud Alert: If you receive an
The US Life Insurance Ratings team is seeking a highly motivated Associate Director with excellent organizational, communication, and credit analysis skills to manage a portfolio of credits. You will be managing the entire life cycle of a credit rating, as well as a variety of key relationships both internally and externally. This is an exciting opportunity to work in a role using both your quantitative and qualitative skills, while getting exposure to our Global Insurance Criteria and Framework. As an Associate Director, you will be working as part of a sector team in the North American Financial Services Ratings (US Life Insurance) group in S&P Global Ratings. With the guidance of senior analysts and support from junior analysts, a qualified Associate Director typically covers 10-12 insurance credits and is responsible for ongoing surveillance of a portfolio of rated insurance issuers and performs advanced fundamental credit analysis, forecasting, and industry analysis. A high performing Associate Director is also responsible for assisting in the ongoing development of the team's junior analysts. A high performing Associate Director is likely to be considered for providing advanced analysis on more complex industry topics, risk management systems, ESG assessments and complex quantitative modeling, and transactions, as well as providing input to written analysis used for sector commentaries, market evaluations, investor outreach and ratings methodologies. When you join S&P Global Ratings and the North American Financial Services Ratings group, you join one of the world's leading providers of independent credit risk research and benchmarks in corporate finance. You are part of a team that produces high quality fundamental research based on established criteria in a fast-paced environment. The Impact: At S&P Global Ratings, your analytical opinion truly matters and each person who works here has an essential role in S&P Global Ratings reputation of integrity, transparency, and ratings excellence. S&P Global Ratings plays a vital role in bringing transparency and comparability to the financial markets, enabling investors and other decision makers to measure and manage credit risk. By supporting capital markets, S&P Global Ratings helps people to start and grow businesses, cities and states to build highways and hospitals, and manufacturers to build factories and create jobs. With offices in 26 countries, rating $47.5 trillion in debt, and with nearly 1,400 credit analysts, S&P Global Ratings is an important part of the world's financial infrastructure and has played a leading role for more than 150 years in providing investors and financers the information they need to more easily, quickly and efficiently provide capital to businesses and governments. Responsibilities: Lead in all aspects of the Credit Ratings process, from quantitative analytics, engaging with the issuer, presenting in committees, to publishing an issuer's Rating. Assisting in the ongoing development of the team's junior analysts. Conduct detailed and high-level advanced analysis on complex industry topics, such as risk management systems, ESG assessments and complex quantitative modeling leading to credit insights, market evaluations and industry commentaries. Remain organized to successfully manage competing priorities and deadlines, while effectively handling multiple tasks amongst clients, investors, analysts, colleagues, and editors. Compensation/Benefits Information: S&P Global states that the anticipated base salary range for this position is $120,500 to $175,000. Final base salary for this role will be based on the individual's geographic location, as well as experience level, skill set, training, licenses and certifications. What We're Looking For: A Bachelor's is required, preferably in finance, risk, economics, accounting or business. An advanced degree or CFA is strongly preferred. An S&P Global employee typically has 6+ years of experience of applicable experience in related fields such as Credit, Insurance, Investment Banking, Risk Management, or Underwriting. Strong analytical skills with a good understanding of financial statement analysis and accounting concepts are required. Must have a solid understanding of fixed income/debt capital markets. Insurance industry experience is preferred. Strong relationship management and communication skills are required. Must have the ability to quickly absorb, analyze, and act upon information, while demonstrating strong proficiency with data sets, and the ability to be detail oriented and maintain accuracy while meeting deadlines. Strong Excel/Word/PowerPoint and database application skills are required, and coding experience is a plus. Must be highly organized with the ability to work under pressure while multitasking and handling multiple assignments. Right to Work Requirements: This role is limited to persons with indefinite right to work in the United States. About S&P Global Ratings: At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions. Our Purpose: Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technologythe right combination can unlock possibility and change the world. Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence, pinpointing risks and opening possibilities. We Accelerate Progress. Our People: We're more than 35,000 strong worldwideso we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We're committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We're constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference. Our Values: Integrity, Discovery, Partnership At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals. Benefits: We take care of you, so you can take care of business. We care about our people. That's why we provide everything youand your careerneed to thrive at S&P Global. Our benefits include: Health & Wellness: Health care coverage designed for the mind and body. Flexible Downtime: Generous time off helps keep you energized for your time on. Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills. Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs. Family Friendly Perks: It's not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families. Beyond the Basics: From retail discounts to referral incentive awardssmall perks can make a big difference. Global Hiring and Opportunity at S&P Global: At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets. S&P Global has a Securities Disclosure and Trading Policy ("the Policy") that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy's requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy. Recruitment Fraud Alert: If you receive an