NYC Staffing
Manager, U.S. Consumer Services Team Operational Risk
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. The Global Risk & Compliance Organization is an independent risk management function, led by the Chief Risk Officer, with the objective of ensuring that American Express operates in a safe, sound, and fully compliant manner with all applicable regulatory expectations. Global Risk & Compliance creates and maintains the overall risk management framework, performs independent risk management assessments, and monitors applicable risks. Colleagues at Global Risk & Compliance are passionate about our commitment to drive the Company's goals of growth and progress by creating a culture of risk awareness and proactivity around regulatory matters. The Operational Risk Management (ORM) team facilitates and monitors the implementation of effective operational risk management programs throughout the company, and oversees risk ownership throughout business units, products, and processes. The objective of the ORM Governance team is to develop, oversee and strengthen the organization's ORM framework to ensure that governance structures, policies, and procedures are robust, effective, and align with regulatory requirements and best practices. The ORM Governance Organization is looking for a Manager, U.S. Consumer Services Team Operational Risk to join a diverse team of high-performing individuals focused on the effective oversight of risk identification, assessment, and mitigation across the Business Unit, while maintaining alignment with the organization's enterprise risk management framework. The U.S. Consumer Services Team is responsible for our suite of consumer products, services, and experiences in the U.S., including our premium, cobrand, cash back, and lending portfolios, Membership Rewards, Global Travel & Lifestyle Services, the Centurion Lounge network, our Global Dining and Resy businesses, and best-in-class marketing programs across customer, prospect, and partner channels. The USCS team is focused on making membership an indisputable competitive advantage and helping each other become better leaders every day. Reporting directly to the Director, U.S. Consumer Services Operational Risk, this role plays a critical part in assessing, monitoring, and challenging the first line's risk management practices. The ideal candidate will partner closely with first-line stakeholders and enterprise risk functions to provide independent oversight and challenge, ensuring that risks are managed effectively and in compliance with regulatory expectations. The Manager, U.S. Consumer Services will: Assess and challenge first-line risk identification, assessment, and mitigation efforts (i.e., Risk & Control Self-Assessment) within U.S. Consumer Services to ensure alignment with enterprise risk standard Analyze business processes and activities to identify potential risks, control gaps, and emerging risks Assist in applying the enterprise risk management framework across U.S. Consumer Services Support U.S. Consumer Services in embedding risk management practices into daily operations and decision-making Track and analyze key risk indicators (KRIs), providing insights into risk trends and areas requiring attention Contribute to risk reporting efforts, preparing materials for senior management, risk committees, and regulatory engagements Participate in risk governance forums, working groups, and committee meetings, providing input on risk topics Qualifications: 3-7 years of experience in operational risk management in a financial services firm, e.g. process governance, issues management, creating and/or maintaining risk & control self-assessment frameworks; including policies, guidelines, procedures and/or related functional responsibilities (Compliance, Audit, etc.) Excellent communication and stakeholder management skills Strong critical thinking mindset with a proactive approach to problem-solving Detail-oriented and proactive, with strong prioritization skills Understanding of operational and regulatory risks High ethical standards and a commitment to integrity and accountability Preferred Qualifications: Bachelor's degree in finance, Business, Risk Management, or a related field; advanced degrees (e.g., MBA, MSc) or certifications are advantageous. Knowledge of first line business operations, products, and regulatory requirements pertaining to operations and offerings of cards, payments services, lending, and deposits across consumer customer segments. Proficiency in risk management tools, data analysis, and reporting systems. Experience in at least one of the following: Identification of operational risks throughout business processes and systems or independently reviewing identification of risk. Facilitating risk assessments or independently reviewing assessments and testing program outcomes to ensure regulatory and internal standards are met. Leading or independently reviewing control monitoring, including identification of control improvements. Identifying areas of heightened risk for intervention. Annual Range: $80,000.00 to $165,000.00 annually bonus benefits
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. The Global Risk & Compliance Organization is an independent risk management function, led by the Chief Risk Officer, with the objective of ensuring that American Express operates in a safe, sound, and fully compliant manner with all applicable regulatory expectations. Global Risk & Compliance creates and maintains the overall risk management framework, performs independent risk management assessments, and monitors applicable risks. Colleagues at Global Risk & Compliance are passionate about our commitment to drive the Company's goals of growth and progress by creating a culture of risk awareness and proactivity around regulatory matters. The Operational Risk Management (ORM) team facilitates and monitors the implementation of effective operational risk management programs throughout the company, and oversees risk ownership throughout business units, products, and processes. The objective of the ORM Governance team is to develop, oversee and strengthen the organization's ORM framework to ensure that governance structures, policies, and procedures are robust, effective, and align with regulatory requirements and best practices. The ORM Governance Organization is looking for a Manager, U.S. Consumer Services Team Operational Risk to join a diverse team of high-performing individuals focused on the effective oversight of risk identification, assessment, and mitigation across the Business Unit, while maintaining alignment with the organization's enterprise risk management framework. The U.S. Consumer Services Team is responsible for our suite of consumer products, services, and experiences in the U.S., including our premium, cobrand, cash back, and lending portfolios, Membership Rewards, Global Travel & Lifestyle Services, the Centurion Lounge network, our Global Dining and Resy businesses, and best-in-class marketing programs across customer, prospect, and partner channels. The USCS team is focused on making membership an indisputable competitive advantage and helping each other become better leaders every day. Reporting directly to the Director, U.S. Consumer Services Operational Risk, this role plays a critical part in assessing, monitoring, and challenging the first line's risk management practices. The ideal candidate will partner closely with first-line stakeholders and enterprise risk functions to provide independent oversight and challenge, ensuring that risks are managed effectively and in compliance with regulatory expectations. The Manager, U.S. Consumer Services will: Assess and challenge first-line risk identification, assessment, and mitigation efforts (i.e., Risk & Control Self-Assessment) within U.S. Consumer Services to ensure alignment with enterprise risk standard Analyze business processes and activities to identify potential risks, control gaps, and emerging risks Assist in applying the enterprise risk management framework across U.S. Consumer Services Support U.S. Consumer Services in embedding risk management practices into daily operations and decision-making Track and analyze key risk indicators (KRIs), providing insights into risk trends and areas requiring attention Contribute to risk reporting efforts, preparing materials for senior management, risk committees, and regulatory engagements Participate in risk governance forums, working groups, and committee meetings, providing input on risk topics Qualifications: 3-7 years of experience in operational risk management in a financial services firm, e.g. process governance, issues management, creating and/or maintaining risk & control self-assessment frameworks; including policies, guidelines, procedures and/or related functional responsibilities (Compliance, Audit, etc.) Excellent communication and stakeholder management skills Strong critical thinking mindset with a proactive approach to problem-solving Detail-oriented and proactive, with strong prioritization skills Understanding of operational and regulatory risks High ethical standards and a commitment to integrity and accountability Preferred Qualifications: Bachelor's degree in finance, Business, Risk Management, or a related field; advanced degrees (e.g., MBA, MSc) or certifications are advantageous. Knowledge of first line business operations, products, and regulatory requirements pertaining to operations and offerings of cards, payments services, lending, and deposits across consumer customer segments. Proficiency in risk management tools, data analysis, and reporting systems. Experience in at least one of the following: Identification of operational risks throughout business processes and systems or independently reviewing identification of risk. Facilitating risk assessments or independently reviewing assessments and testing program outcomes to ensure regulatory and internal standards are met. Leading or independently reviewing control monitoring, including identification of control improvements. Identifying areas of heightened risk for intervention. Annual Range: $80,000.00 to $165,000.00 annually bonus benefits