Elevations Credit Union
Mortgage Post Closing Correspondent SpecialistBroomfield, Colorado, United State
Elevations Credit Union, Broomfield, Colorado, United States, 80021
Mortgage Post Closing Correspondent Specialist
When joining Elevations, you can expect to work for a company with: A leadership team that strives to make this the best place you've ever worked! A focus on supporting our employees' mental, physical, and financial well-being A commitment to diversity, equity, and inclusion recognized by the Denver Business Journal and Colorado Association of Realtors A highly engaged workforce devoted to innovation, continuous improvement, and collaboration A reputation for excellence, as evidenced by being a two-time recipient of the Malcolm Baldrige National Quality Award A passion for consistently providing amazing experiences and creating raving fans If you join our team, here are some of the perks you can expect: A competitive total rewards package with 4 weeks paid time off for full-time employees, work anniversary paid time off, paid volunteer time off, and 12 paid holidays Comprehensive medical, dental, and vision plans with employer contributions to supercharge your Health Savings Account Up to a 4% match on 401(k) contributions Up to twelve weeks of fully paid parental leave An extensive Employee Assistance Program that provides personalized care options for your whole household Ample opportunity to learn, develop and grow with access to LinkedIn Learning, career and leadership development programs, job shadowing, a mentor program, and tuition reimbursement up to $5,250/year Location
Hybrid: Employees who are able to perform the essential functions of their jobs away from an Elevations location may do so with the expectation that they are onsite at least fifty percent of the time over a two-week pay period. Summary/Objective
Reviews all executed funding packages for accuracy, completes boarding process, files loan files and final documents. Essential Functions
Acts as primary contact for all post-closing/boarding questions on Mortgage loans Returns all phone calls in two hours or less Completes boarding within 48 hours maximum of receipt of executed closing documents from title Prepares loan file stacking list for sub-servicer Updates boarding worksheets for sub-servicer and accounting, must be completed same day as loans are boarded Verifies daily that loans sent to sub-servicer are boarded properly into Core system Scans all mortgage documents into Synergy Follows up with members and/or title for any missing documentation as required Completes all required data fields in IHM system for tracking purposes Manage all Correspondent loan files to clear any outstanding funding conditions Manages all Correspondent loan files to ensure packages delivered within required timelines for loans to be sold Manage timely delivery of FHA/VA fees to FHA and VA Manage FHA/VA insuring Manage any FHA/VA post close document deficiencies Adheres to all applicable Federal and State laws and regulations governing the Credit Union, including the Bank Secrecy Act (BSA). Reports To
VP Mortgage Operations Manages
This role does not have supervisory responsibility. Required Skills, Education and Experience
High school diploma or equivalent Minimum two years 1st mortgage closing experience in conventional, FHA and VA Ability to interact with others in a positive manner, either in person or by phone Ability to accurately and efficiently enter data and update member records via computer terminal Preferred Skills, Education and Experience
Some college preferred Work Environment
Elevations uses multi-factor authentication to keep our data safe. As such, a personal smartphone is a requirement for employment with us. This job operates in an office setting and routinely uses standard office equipment. Physical Requirements
All other positions: Sitting frequently, walking occasionally, use of hands frequently, hearing constantly, talking frequently, exerting up to 10 lbs of force occasionally to lift, carry, push, pull, or move objects Position Type/Expected Hours of Work
Full time / 40 hours per week Compensation Information
The person hired into this position will likely earn between $22.07 and $27.58 per hour. Actual compensation offered may vary from the posted hiring range based on factors such as relevant experience, time in role, base salary of internal peers, prior performance, business sector, licensure requirements and/or skill level, and will be finalized at the time of offer. Anticipated Application Window
This role is anticipated to close within 25 days from the date of posting. However, if the position has not been filled, Elevations may keep the application period open longer. Other Duties
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. About Us: Elevations Credit Union is a member-owned not-for-profit financial institution serving Colorado's Front Range. Founded in 1952, we've grown from 12 members and less than $100 in assets to an institution with 15 branches and more than 170,000 members that manages over $3 billion in assets and is the No. 1 credit union mortgage lender in Colorado. At Elevations, we've made a commitment to move away from a product-centered business model and focus instead on creating consumer solutions. Our objective is to provide our members, as well as the entire community, with unbiased consumer information. EEO Statement: The Credit Union is dedicated to the principles of equal employment opportunity. We prohibit unlawful discrimination against applicants or employees on the basis of age 40 and over, race (including traits historically associated with race, such as hair texture and length, protective hairstyles), sex, sexual orientation, gender identity, gender expression, color, religion, creed, national origin, ancestry, disability, military status, genetic information, marital status, or any other status protected by applicable state or local law.
When joining Elevations, you can expect to work for a company with: A leadership team that strives to make this the best place you've ever worked! A focus on supporting our employees' mental, physical, and financial well-being A commitment to diversity, equity, and inclusion recognized by the Denver Business Journal and Colorado Association of Realtors A highly engaged workforce devoted to innovation, continuous improvement, and collaboration A reputation for excellence, as evidenced by being a two-time recipient of the Malcolm Baldrige National Quality Award A passion for consistently providing amazing experiences and creating raving fans If you join our team, here are some of the perks you can expect: A competitive total rewards package with 4 weeks paid time off for full-time employees, work anniversary paid time off, paid volunteer time off, and 12 paid holidays Comprehensive medical, dental, and vision plans with employer contributions to supercharge your Health Savings Account Up to a 4% match on 401(k) contributions Up to twelve weeks of fully paid parental leave An extensive Employee Assistance Program that provides personalized care options for your whole household Ample opportunity to learn, develop and grow with access to LinkedIn Learning, career and leadership development programs, job shadowing, a mentor program, and tuition reimbursement up to $5,250/year Location
Hybrid: Employees who are able to perform the essential functions of their jobs away from an Elevations location may do so with the expectation that they are onsite at least fifty percent of the time over a two-week pay period. Summary/Objective
Reviews all executed funding packages for accuracy, completes boarding process, files loan files and final documents. Essential Functions
Acts as primary contact for all post-closing/boarding questions on Mortgage loans Returns all phone calls in two hours or less Completes boarding within 48 hours maximum of receipt of executed closing documents from title Prepares loan file stacking list for sub-servicer Updates boarding worksheets for sub-servicer and accounting, must be completed same day as loans are boarded Verifies daily that loans sent to sub-servicer are boarded properly into Core system Scans all mortgage documents into Synergy Follows up with members and/or title for any missing documentation as required Completes all required data fields in IHM system for tracking purposes Manage all Correspondent loan files to clear any outstanding funding conditions Manages all Correspondent loan files to ensure packages delivered within required timelines for loans to be sold Manage timely delivery of FHA/VA fees to FHA and VA Manage FHA/VA insuring Manage any FHA/VA post close document deficiencies Adheres to all applicable Federal and State laws and regulations governing the Credit Union, including the Bank Secrecy Act (BSA). Reports To
VP Mortgage Operations Manages
This role does not have supervisory responsibility. Required Skills, Education and Experience
High school diploma or equivalent Minimum two years 1st mortgage closing experience in conventional, FHA and VA Ability to interact with others in a positive manner, either in person or by phone Ability to accurately and efficiently enter data and update member records via computer terminal Preferred Skills, Education and Experience
Some college preferred Work Environment
Elevations uses multi-factor authentication to keep our data safe. As such, a personal smartphone is a requirement for employment with us. This job operates in an office setting and routinely uses standard office equipment. Physical Requirements
All other positions: Sitting frequently, walking occasionally, use of hands frequently, hearing constantly, talking frequently, exerting up to 10 lbs of force occasionally to lift, carry, push, pull, or move objects Position Type/Expected Hours of Work
Full time / 40 hours per week Compensation Information
The person hired into this position will likely earn between $22.07 and $27.58 per hour. Actual compensation offered may vary from the posted hiring range based on factors such as relevant experience, time in role, base salary of internal peers, prior performance, business sector, licensure requirements and/or skill level, and will be finalized at the time of offer. Anticipated Application Window
This role is anticipated to close within 25 days from the date of posting. However, if the position has not been filled, Elevations may keep the application period open longer. Other Duties
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. About Us: Elevations Credit Union is a member-owned not-for-profit financial institution serving Colorado's Front Range. Founded in 1952, we've grown from 12 members and less than $100 in assets to an institution with 15 branches and more than 170,000 members that manages over $3 billion in assets and is the No. 1 credit union mortgage lender in Colorado. At Elevations, we've made a commitment to move away from a product-centered business model and focus instead on creating consumer solutions. Our objective is to provide our members, as well as the entire community, with unbiased consumer information. EEO Statement: The Credit Union is dedicated to the principles of equal employment opportunity. We prohibit unlawful discrimination against applicants or employees on the basis of age 40 and over, race (including traits historically associated with race, such as hair texture and length, protective hairstyles), sex, sexual orientation, gender identity, gender expression, color, religion, creed, national origin, ancestry, disability, military status, genetic information, marital status, or any other status protected by applicable state or local law.