MMG Insurance
Underwriter, Personal Lines
As a Personal Lines Underwriter, you will approve, modify or deny renewal policies and endorsement underwriting within underwriting guidelines and philosophy. You will work closely with our territory managers, marketing representatives, and agency personnel to build strong relationships and understand the landscape of your territory. This role will report to the Senior Underwriter in our Lancaster office. This role follows a hybrid work model that includes three days in our Lancaster office and two days from home. What You'll Do: Approves, modifies or denies Personal Lines endorsement processing that may include reinstatement of direct notice of cancellation for non-pay or underwriting reasons Underwrites renewal business utilizing critical thinking and decision-making regarding loss recommendations, pricing/deductible modification, and non-renewals Performs the above-described job duties by examining such Personal Lines documents as inspection reports, claims files, application forms, and medical reports to determine degree of risk from such factors as applicant financial standing, age, occupation, accident experience, and value and condition of property. Recommends risk improvements, as necessary Effectively applies Personal Lines product knowledge including, but not limited to, Company Personal Lines underwriting guidelines and policy forms, Insurance Services Offices manuals and forms, as well as knowledge of rating processes for all Company Personal Lines product offerings Responds to basic Claims Reports to Underwriting (CRU), and makes recommendations for any actions, if needed Communicates with territory managers, marketing representatives, and agency personnel, to obtain further information, quote rates, or to explain company underwriting policies Provides training and support to Associate Underwriters Collaborate with team members on Personal Lines projects as defined and directed by Management, Technical Specialists, or Senior Underwriters Develops and maintains positive Company/Agency relations which will include agency travel and may include attendance at various conventions/meetings or educational requirements (May include overnight stays) What You Bring: 2-3 years of experience in underwriting or related field Strong analytical and problem-solving skills Good understanding of risk assessment and management principles Strong decision making abilities Excellent communication and interpersonal skills Ability to work independently and as part of a team Travel as required by business needs (estimated 10-20%) Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
As a Personal Lines Underwriter, you will approve, modify or deny renewal policies and endorsement underwriting within underwriting guidelines and philosophy. You will work closely with our territory managers, marketing representatives, and agency personnel to build strong relationships and understand the landscape of your territory. This role will report to the Senior Underwriter in our Lancaster office. This role follows a hybrid work model that includes three days in our Lancaster office and two days from home. What You'll Do: Approves, modifies or denies Personal Lines endorsement processing that may include reinstatement of direct notice of cancellation for non-pay or underwriting reasons Underwrites renewal business utilizing critical thinking and decision-making regarding loss recommendations, pricing/deductible modification, and non-renewals Performs the above-described job duties by examining such Personal Lines documents as inspection reports, claims files, application forms, and medical reports to determine degree of risk from such factors as applicant financial standing, age, occupation, accident experience, and value and condition of property. Recommends risk improvements, as necessary Effectively applies Personal Lines product knowledge including, but not limited to, Company Personal Lines underwriting guidelines and policy forms, Insurance Services Offices manuals and forms, as well as knowledge of rating processes for all Company Personal Lines product offerings Responds to basic Claims Reports to Underwriting (CRU), and makes recommendations for any actions, if needed Communicates with territory managers, marketing representatives, and agency personnel, to obtain further information, quote rates, or to explain company underwriting policies Provides training and support to Associate Underwriters Collaborate with team members on Personal Lines projects as defined and directed by Management, Technical Specialists, or Senior Underwriters Develops and maintains positive Company/Agency relations which will include agency travel and may include attendance at various conventions/meetings or educational requirements (May include overnight stays) What You Bring: 2-3 years of experience in underwriting or related field Strong analytical and problem-solving skills Good understanding of risk assessment and management principles Strong decision making abilities Excellent communication and interpersonal skills Ability to work independently and as part of a team Travel as required by business needs (estimated 10-20%) Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.