Umpqua Bank
Commercial Loan Portfolio Manager
Umpqua Bank - Seattle, Washington, us, 98127
Work at Umpqua Bank
Overview
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Overview
Commercial Loan Portfolio Manager
Commercial Banking
Tacoma,Washington
Bellevue,Washington
Seattle,Washington
Description
About Us:
At Umpqua, we create a great place to work by offering a unique brand of relationship banking and fostering a culture where associates thrive. We are dedicated to supporting our customers and communities, and we can only achieve this through the dedication of our associates.
We value Trust, Ownership, Growth, Empathy, Teamwork, Heart, Enjoyment, and Relationships, and we are eager to meet candidates who embody these core values. We are always on the lookout for results-focused individuals who can think independently, work collaboratively, and support our broader purpose.
Think of us as financial partners, because at Umpqua, we believe the best way forward is together. Together for people. Together for business. Together for better.
About the Role:
Responsible for underwriting, credit monitoring, and managing a complex portfolio of Commercial Banking relationships.Manages strategic objectives, production goals, and client needs.
Manage and monitor a large commercial loan portfolio and commercial relationships by analyzing financial data to determine the merits of specific loan requests and make formal recommendations and presentations to Commercial Relationship Manager and Credit Administration
Partner with the Public Finance Market Manager as the point of a contact for the client; acting as a liaison to the Credit Quality Administration, and the Commercial support staff and other internal business partners
Ensure the portfolio administration and risk management of each client relationship is in compliance with established credit policy, procedure and business strategy as well as commercial and regulatory guidelines
Attends meetings with customers; expands existing relationships by assessing customer needs and proactively promotes and cross markets bank products and services, and keeps client informed of special promotions.
Works on complex problems requiring in-depth evaluation of client information.
Ensure the loan portfolio is properly risk rated. Makes decisions on loans and terms within established lending limits, or refers these issues to next appropriate level of authority. Analyzes credit to determine the ability of customers and prospective customers to qualify for ensuing borrowing requirements.
Conducts due diligence/analysis with new client relationships as appropriate.
Monitor loan repayment activities and financial condition of borrowing clients and take necessary action to collect past due accounts and ongoing repayment ability of all other accounts.
Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities – knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes.
Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training.
Maintain a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable to this job description.
May be asked to coach, mentor, or train others and teach coursework as subject matter expert.
Actively learns, demonstrates, and fosters the Umpqua corporate culture in all actions and words. Takes personal initiative and is a positive example for others to emulate.
Embraces our vision to become “Business Bank of Choice”
May perform other duties as assigned.
About
You: Bachelor’s degree in business, Finance, Accounting, or equivalent work experience (Required)
4-7 yearsof relevant commercial lending experience and/or prior experience as a Commercial Credit Underwriter or Commercial Relationship Manager. (Required)
Strong knowledge of commercial underwriting, credit monitoring and portfolio management.
Strong relationship management and business development abilities, analytical and problem solving skills, strong sales skills and credit and credit quality skills.
Advanced understanding of credit policy and procedures and can accurately risk-rate loans/credits, evaluates both cash-flow and collateral-based loans/credits.
Advanced knowledge of commercial bank products and services that result in successfully capitalizing on all opportunities to cross-sell the bank’s products.
Excellent verbal, written, interpersonal and presentation skills
Strong analytical and problem solving skills and ability to exercise sound business judgment.
Ability to work effectively with individuals and groups across the company to manage customer relationships. Ability to partner effectively with team (i.e. Commercial Relationship Manager, Underwriter) and Credit Administration.
Advanced knowledge of commercial lending policies, procedures, practices and documentation.
Advanced proficiency with personal computers and related software packages such as MS Excel, Word, and PowerPoint.
Job Location(s):
Ability to work fully onsite at posted location(s). 2228 78thStreet, TacomaWA 98409 Travel Type: Frequent Our
Benefits: We offer a competitive total rewards package including base wages and comprehensive benefits. The pay range for this role is $102,361.20 - $185.000.00 and the pay rate forthe selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation and those details will be provided during the recruitment process. We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly. Our Commitment to
Diversity: Umpqua Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email:
[email protected]
.
#J-18808-Ljbffr
Partner with the Public Finance Market Manager as the point of a contact for the client; acting as a liaison to the Credit Quality Administration, and the Commercial support staff and other internal business partners
Ensure the portfolio administration and risk management of each client relationship is in compliance with established credit policy, procedure and business strategy as well as commercial and regulatory guidelines
Attends meetings with customers; expands existing relationships by assessing customer needs and proactively promotes and cross markets bank products and services, and keeps client informed of special promotions.
Works on complex problems requiring in-depth evaluation of client information.
Ensure the loan portfolio is properly risk rated. Makes decisions on loans and terms within established lending limits, or refers these issues to next appropriate level of authority. Analyzes credit to determine the ability of customers and prospective customers to qualify for ensuing borrowing requirements.
Conducts due diligence/analysis with new client relationships as appropriate.
Monitor loan repayment activities and financial condition of borrowing clients and take necessary action to collect past due accounts and ongoing repayment ability of all other accounts.
Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities – knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes.
Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training.
Maintain a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable to this job description.
May be asked to coach, mentor, or train others and teach coursework as subject matter expert.
Actively learns, demonstrates, and fosters the Umpqua corporate culture in all actions and words. Takes personal initiative and is a positive example for others to emulate.
Embraces our vision to become “Business Bank of Choice”
May perform other duties as assigned.
About
You: Bachelor’s degree in business, Finance, Accounting, or equivalent work experience (Required)
4-7 yearsof relevant commercial lending experience and/or prior experience as a Commercial Credit Underwriter or Commercial Relationship Manager. (Required)
Strong knowledge of commercial underwriting, credit monitoring and portfolio management.
Strong relationship management and business development abilities, analytical and problem solving skills, strong sales skills and credit and credit quality skills.
Advanced understanding of credit policy and procedures and can accurately risk-rate loans/credits, evaluates both cash-flow and collateral-based loans/credits.
Advanced knowledge of commercial bank products and services that result in successfully capitalizing on all opportunities to cross-sell the bank’s products.
Excellent verbal, written, interpersonal and presentation skills
Strong analytical and problem solving skills and ability to exercise sound business judgment.
Ability to work effectively with individuals and groups across the company to manage customer relationships. Ability to partner effectively with team (i.e. Commercial Relationship Manager, Underwriter) and Credit Administration.
Advanced knowledge of commercial lending policies, procedures, practices and documentation.
Advanced proficiency with personal computers and related software packages such as MS Excel, Word, and PowerPoint.
Job Location(s):
Ability to work fully onsite at posted location(s). 2228 78thStreet, TacomaWA 98409 Travel Type: Frequent Our
Benefits: We offer a competitive total rewards package including base wages and comprehensive benefits. The pay range for this role is $102,361.20 - $185.000.00 and the pay rate forthe selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation and those details will be provided during the recruitment process. We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly. Our Commitment to
Diversity: Umpqua Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email:
[email protected]
.
#J-18808-Ljbffr