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Who is Recruiting from Scratch :

Recruiting from Scratch is a premier talent firm that focuses on placing the best product managers, software, and hardware talent at innovative companies. Our team is 100% remote and we work with teams across the United States to help them hire.

About the client:

Title of Role: Full-Stack Software Engineer (AI-Fintech)
Location: San Francisco, CA
Company Stage of Funding: Seed (Backed by Y Combinator, Peterson Ventures, and others)
Office Type: Onsite (5 Days a Week)
Salary: $150,000 – $250,000 + Equity

Company Description

We are working with an innovative, AI-native fintech startup that’s redefining how banks serve small businesses. Founded by Stanford alumni with deep expertise in banking and machine learning, this company is tackling the $150B+ business lending space by replacing legacy systems with cutting-edge AI infrastructure. Their AI platform helps banks offer funding to small businesses more efficiently — with 90% less manual effort and dramatically higher conversion rates.

Backed by top-tier investors including Y Combinator, Peterson Ventures, and Clocktower Technology Ventures, this company is on a mission to unlock affordable funding for the 30M+ small businesses across the U.S. The team operates with intense velocity and ownership, directly partnering with financial institutions to drive real impact.

What You Will Do

• Build end-to-end features in a full-stack capacity, with an emphasis on frontend excellence using React, TypeScript, and Next.js

• Work directly with users, including bank executives and loan officers, to iterate quickly on high-impact features

• Develop internal and customer-facing AI workflows, integrating NLP, prompt engineering, and document processing

• Collaborate cross-functionally with the founding team to shape product direction and company strategy

• Deliver scalable, production-quality code with speed and precision in a fast-paced startup environment

Ideal Candidate Background

• 0–15 years of experience in full-stack or frontend-leaning software engineering

• Demonstrated success building complete products or systems — whether through startup experience, open-source contributions, or impactful side projects

• Previous experience at early-stage startups (e.g., YC companies, founding engineer roles) or as a technical founder

• Strong frontend skills (React, TypeScript, Next.js) with solid backend experience (Python, Postgres, AWS)

• Built systems related to workflow automation, document processing, or fintech platforms

• Experience working closely with real users to build solutions that solve real problems

Preferred

• Exposure to AI/ML tools and techniques, especially prompt engineering or conversational AI

• Entrepreneurial mindset: side projects, startup ventures, or hackathon wins

• Education from top CS programs (e.g., Stanford, MIT, Georgia Tech) is a plus for junior candidates

• Deep empathy for users and excitement about customer-facing product development

• Competitive spirit with a proven track record of excellence in any domain

Compensation and Benefits

• Competitive salary: $150K–$250K based on experience

• Significant early-stage equity in a high-growth company

• Onsite role in a vibrant San Francisco office, working closely with a top-tier founding team

• Mission-driven work that directly impacts millions of small business owners

• Opportunity to shape the product and culture at one of the most exciting startups in AI fintech