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Get AI-powered advice on this job and more exclusive features. Title: Java Enterprise Architect (Full Time only) Exp: 15+ years Location: USA- Chicago, IL (Onsite) Qualification : Bachelors or Masters in Computer Science/ IT or Computer Applications Job Duties and Responsibilities Analyzes current systems and architectures to identify strengths, weaknesses, and areas for improvement. Collaborates with business, product, operations and other technical stakeholders to identify and scope the opportunities, quantify costs, outline potential value and ROI, identify risks, benefits and constraints. Recommends technology solutions for the overall ecosystem, an application programming and integration solution through research on alternative options. Acts as a trusted advisor on strategies and approaches for overall integration of technology components. Investigates emerging technologies and trends, proposing strategic updates and advancements. Finds the right balance between innovation, technical feasibility and long-term sustainability. Develops, presents and explains the value and vision of proposed architectures and solutions to a wide range of audience. Evaluates and selects appropriate technologies and platforms for the solution. Designs high-level solutions, integrating modern and emerging fintech technologies with traditional banking systems for robust, seamless payment operations. Articulates technology solutions as well as explains the competitive advantages of various technology alternatives. Each team member is expected to be aware of risk within their functional area. This includes observing all policies, procedures, laws, regulations and risk limits specific to their role. Additionally, they should raise and report known or suspected violations to the appropriate Company authority in a timely fashion. Performs other related duties as required. Preferred Knowledge, Skills, & Abilities: Payment integration, card payment processing and authorizations / authentication experience in the payments and financial services industry, preferably in banking Experience with integration of the payment hubs with core banking systems, fraud and risk systems, sanctions screening, and money movement rails Experience with Microservice based architecture, designing enterprise services or integration capabilities using REST APIs and event-driven technology as well as leveraging native Cloud services (Azure & AWS) Experience in Cloud, Data, DevOps, Domain Driven Design, DevSecOps, Architecture Frameworks (TOGAF), and Agile Experience with Risk, Regulatory, and Compliance associated with payment processing and security across layers (OAuth2/3, encryption, SSL) Strong expertise within Payments in the Banking space including ACH, Wires, PEP+, RTP, FedNow, Zelle, Card Networks, Payment Gateway, Payment Orchestration layers and working with payment vendor solutions Payments domain expert with thorough knowledge of Payment Transactions including Issuing, Acquiring, and Processing, SO20022, ISO8583, PCI DSS, ISO20022 standards Strong hands-on working experience on Processor platforms/Certifications, Payment Hub and Card networks, and ACH Originators. Thorough knowledge of POS, Payment terminals, Card Present & Card Not Present, Mobile Deposits, Digital payments, mobile deposits, BNPL, Wallets and other payment channels & financial transactions. 12 years of IT work experience in multiple IT areas in a multi-tier environment working as a SME to link technology with business values whilst guiding stakeholders through the right technology choices suitable to their core short- and long-term needs. Opus Consulting Solutions focuses on shaping the future of payments technology. With experience building highly innovative solutions and products, we combine our deep technology proficiency with unmatched domain expertise in Payments and Fintech, enabling us to deliver unparalleled quality and value in everything we do. For the last 26 years, our team works with a diverse global customer base, ranging from start-ups to Fortune 500 financial leaders, all focused on digital transformation and driving innovation in payments. We’re headquartered in Alpharetta, Georgia, USA. Seniority level Seniority level Mid-Senior level Employment type Employment type Full-time Job function Job function Information Technology Industries IT Services and IT Consulting and Financial Services Referrals increase your chances of interviewing at Opus Technologies by 2x Inferred from the description for this job Medical insurance Vision insurance 401(k) Get notified about new Enterprise Architect jobs in Chicago, IL . 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