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East West Bank

Credit Analyst

East West Bank, Santa Clara

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Introduction
Since 1973, East West Bank has served as a pathway to success. With over 110 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific, exploring new markets and creating opportunities. Our expertise spans industries like real estate, entertainment and media, private equity and venture capital, and high-tech, helping build sustainable businesses and career growth.

Headquartered in California, East West Bank (Nasdaq: EWBC) is a top-performing commercial bank committed to integrity. We empower people to reach further.

Overview

We are seeking a Credit Analyst to evaluate the financial condition of businesses applying for credit.

Responsibilities
  • Demonstrate skills in financial statement spreading and projection evaluation.
  • Support Relationship/Portfolio Managers in assessing, recommending, and managing bank loans and credits.
  • Understand bank credit policies and procedures.
  • Stay informed of current underwriting practices.
  • Assist in risk-rating loans/credits accurately.
  • Evaluate cash-flow and collateral-based loans/credits.
  • Perform cash flow modeling and Quarterly Credit Monitoring Reports (QMR).
  • Develop solutions for problem loans.
  • Support portfolio sizes between $50-250MM.
  • Assist in portfolio management, loan monitoring, and updating ONTRACK reports per C&I compliance.
  • Participate in other projects as assigned.
Qualifications
  • Proven skills in financial statement analysis and projection evaluation.
  • Experience supporting relationship/portfolio managers with credit assessments.
  • Knowledge of credit policies and underwriting practices.
  • Ability to perform risk-rating and evaluate different types of loans.
  • Skills in cash flow modeling and credit monitoring.
  • Experience supporting large portfolios ($50-250MM).
  • Ability to contribute to portfolio management and reporting.
Compensation

The hourly pay range is USD $20.00 - $32.00, based on experience, skills, and location.

Additional Details
  • Seniority level: Entry level
  • Employment type: Full-time
  • Job function: Finance and Sales
  • Industry: Banking

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