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Quad/Graphics

Senior Credit Analyst

Quad/Graphics, Sussex, Wisconsin, United States, 53089

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Senior Credit Analyst

Senior Credit Analyst is responsible for administering and enforcing company credit and collection policies and procedures, contributing to the assessment of credit worthiness and recommending credit limits. Management of portfolio to include collections and ongoing monitoring and financial analysis of existing and new customers for changes to exposure and risk tolerance. Additional responsibilities to be assigned either on a project basis or continuous improvement initiative. Key responsibilities include: Contributing to the assessment of customer credit worthiness and the establishment of customer credit limits based on basic underwriting along with company and industry research within approved levels while recommending authorization for limits above their approval level. Monitoring changes in economic, industry, and customer conditions and maintaining communication with various business units to evaluate potential changes to customers' credit worthiness (risk tolerance) and credit limits. Management of client portfolio for collection, deduction management and proactive risk analysis. Elevating visibility of customers with significantly increased exposure and/or risk through management reporting and utilization of credit dashboard and exception process. Maintaining appropriate documentation and transparency to support basis and rationale for customer credit decisions and limits. Recommending best practices and process improvement where appropriate. Additional projects to be assigned short or long-term dependent on need. Strong customer service skills, both internal and external This position is responsible for managing a client portfolio with all corresponding responsibilities, with key focus on customer service, risk management and optimization of cash-flow. In addition, this position will have additional responsibilities beyond day-to-day management of a client portfolio. Job requirements include: Education: BS degree in Accounting/Finance or business field preferred but not required. Minimum of 5 years of experience in a commercial B2B credit and collections environment Certificates, Licenses, Registrations: CBA,CBF

NACM Credit Business Associate (preferred but not required) CCRA

NAM Certified Credit Risk Analyst (preferred but not required) Knowledge, Skills & Abilities: Proficient in Microsoft Office and other productivity software tools Strong verbal and written communication skills Excellent research and financial analysis capabilities Solid negotiation skills Must be adaptable to a changing environment Solid collections skills Business Acumen (Economics, Accounting) Employees can be expected to be paid an annualized salary range of $51,000-$75,000 based on variations in knowledge, skills, experience and market conditions. This position is onsite in Sussex, WI.