Sr. Small Business Banking Underwriter-Hybrid
The Sr. Small Business Banking Underwriter will analyze and make credit decisions for small business banking clients in accordance with UMB policies and Federal regulations. They will complete cash flow, capital and collateral analysis for credit requests and properly structured approved loans.
Duties & Responsibilities:
- Analyze financial statements
- Utilize bank systems for loan processing and completion of loan proposal
- Complete underwriting and communicate credit decisions within SLA benchmarks
- Work closely with bank associates to facilitate loan closings
- Manage pipeline of credits and prioritize incoming credit requests and tasks
- Maintain working knowledge and stay current on lending and other bank policies
Qualifications:
- Bachelor's Degree in (or emphasis in) business, marketing or finance preferred
- 5+ years of experience in commercial lending or related banking
- Proficiency on MS Office products (Word, PowerPoint, and Excel)
- Excellent communication skills (written & verbal)
- Good interpersonal & relationship building skills
- Strong understanding & knowledge of accounting principles, financial statements, & marketing practices
- Knowledge of SBSS Scoring Model preferred
- Ability to analyze and review loan applications to provide profitable results in the underwriting of small business loans and related credit products
Application Deadline: August 31, 2025
Compensation Range: $57,760.00 - $124,170.00
UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.
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