Dime Community Bank
Private Banking Commercial Lending Officer
Dime Community Bank, West Islip, New York, United States
Summary : Dime Community Bank (Dime) is currently hiring for a Private Banking Relationship Officer (PBRO) at its Headquarters in Hauppauge, Long Island. The PBRO is responsible for maintaining and monitoring their assigned commercial loan portfolio and working closely with the Private Banking teams to qualify and originate new business opportunities. The goal is to support and execute against the segment strategy and contribute to net deposit growth and loan production while providing an excellent customer experience. The PBRO will also collaborate with bank partners within their assigned markets, in delivering an excellent client experience, looking for future growth opportunities in both loans and deposits.
Salary commensurate with experience, ranging from $120,000 to $160,000 annually. The exact compensation may vary based on relevant experience, skills, education, training, licensure and certifications, and location.
All applicants must attach a recent resume. This is not a remote role. This is a hybrid role (4 days in office/1 day remote).
Responsibilities :
Contribute to growth by supporting Private Banking Teams/Officers.
Negotiate terms, structure and pricing of loan products based on risk evaluation as well as compliance of Dime’s credit policy.
Work closely with Private Bankers, Underwriting and Relationship Support Specialists to deliver high level of client experience and value to clients we serve.
Support peers and colleagues to skillfully listen to client needs and identify business banking growth opportunities.
Help with loan structures and sizing deals.
Source opportunities and present effective new deal memos and credit memos for consideration.
Work with credit officers and Director of Business Banking to negotiate quality loans within our established policy and guidelines.
Maintain client records and workflows in Sageworks.
Effectively identify and cross sell value added Treasury Management (TM) solutions to clients.
Ensure and uphold operational integrity amongst team by complying with all regulations, policies, and procedures.
Qualifications :
Minimum 5+ years’ specific Business Banking Relationship Management sales experience, developing and managing business relationships.
Commercial lending experience, with ability to analyze, package, and present prospective financing opportunities to senior leadership and credit for small business customers with needs up to $5 million.
Proven track record of business development success, commercial loan origination, and Relationship Management skills.
Advanced degrees (Associates, Bachelor’s, and/or Master’s) preferred. High School diploma or GED required. Some combination of coursework and experience, or extensive related professional experience, is eligible for consideration.
Strong knowledge of business banking, bank profitability, commercial lending, and TM products; possess a general understanding of operations (audit, compliance, fraud, loss, risk).
Sound business development skills and business management orientation.
Proficiency in Microsoft Office (Excel, Outlook, Word, and PowerPoint).
Strong time management, task prioritization, multi-tasking, and attention to detail.
Good interpersonal skills working with loan officers, credit officers, clients, and legal counsel.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
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Know Your Rights
notice from the Department of Labor.
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