SoFi
Sr Data Scientist- Reporting and Analytics
SoFi, San Francisco, California, United States, 94199
Sr Data Scientist- Reporting and Analytics
Join to apply for the
Sr Data Scientist- Reporting and Analytics
role at
SoFi Sr Data Scientist- Reporting and Analytics
Join to apply for the
Sr Data Scientist- Reporting and Analytics
role at
SoFi This range is provided by SoFi. Your actual pay will be based on your skills and experience talk with your recruiter to learn more. Base pay range
$128,000.00/yr - $240,000.00/yr Employee Applicant Privacy Notice
Who we are:
Shape a brighter financial future with us.
Together with our members, were changing the way people think about and interact with personal finance.
Were a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and were at the forefront. Were proud to come to work every day knowing that what we do has a direct impact on peoples lives, with our core values guiding us every step of the way.
Join us to invest in yourself, your career, and the financial world.
The role
SoFis Credit team manages credit risk activities for our lending products (Student Loan Refinance, Private Student Loan, Personal Loan, Credit Card, and Mortgage) - including credit strategies/policies for new account origination and portfolio management, collections/recovery strategies and operations, and risk and operational data science and analytics. The team designs data-driven strategies to ensure the growth in lending is consistent with the companys risk appetite and helps create the products and experiences that put our members interests first.
The Credit Strategy Manager will work in the Credit team and have responsibilities to analyze and evaluate data to develop and propose value-added credit risk strategies and models for SoFis lending products, including Personal Loan, Student Loan Refinance, Private Student Loan, and Credit Card. The initial focus of the role will be on Personal Loan acquisition but the candidate may get opportunities to work on other lending products in the future.
The candidate will be responsible for independently developing and implementing Personal Loan underwriting strategies that meet our risk appetite, monitoring and analyzing the risk trends within the portfolio to provide insights and recommendations for strategy enhancement opportunities. They will be part of the Credit team with 1LOD responsibilities.
The Credit Strategy Manager will collaborate with cross-functional teams such as Business Units, Operations, Marketing, Finance, Capital Markets, Product, Engineering, Legal and Compliance. Use business knowledge and quantitative and analytical skills to drive revenue, control risk, and provide value to the company and consumers.
The ideal candidate will possess a data-driven analytics background and the strategic acumen to direct a function that draws strategic insights from data using database and statistical analysis tools to inform decisions and support SoFis overarching strategic goals relative to loss prevention and profit optimization. They bring new ways of thinking, data sources, technologies, and capabilities to SoFi.
What youll do:
Innovate Bring your brightest ideas to building risk strategies. This means you will architect credit underwriting, pre-screen targeting, and risk tier assignment. Data Driven Your deep analysis will power the future of lending with an optimal real-time data ecosystem including multi-product internal, bureau, third-party, and alternative data sources and uses. Iterate, learn, innovate We are all responsible for innovation and must embrace data-driven decisions. Collaborate Work collaboratively with business partners such as Business Units, Operations, Marketing, Finance, Legal and Compliance to deliver successful business results. Partner closely with implementation teams to accurately deploy new strategies. Control the Risk and Drive Performance Outcomes Understand credit risk and develop approaches to mitigate loss and responsibly grow revenue. Monitor the performance of strategies and portfolios. Document and communicate results and escalate issues as necessary. Identify gaps/opportunities and drive actions. Grow, Grow, Grow! Be inspired by dynamic leaders and our rapidly growing business. We want YOU to be an inspired leader of tomorrow, so we are recruiting the best, brightest, and passionately quantitative team members.
What youll need:
5+ years of related experience Business acumen and work experience in the consumer lending business (loans or credit cards) Direct experience in the credit strategy analytical life cycle, including strategy and decision tree development, P&L, presentation, implementation validation, and post-implementation monitoring Proven analytical skills in conducting sophisticated analysis using customer performance data, bureau attributes, and other 3rd party variables to solve business problems Proficient skills in Excel, SQL and Python A demonstrated ability to synthesize and communicate analysis to business partners and senior management High motivation to drive results, eager to learn, and able to work collaboratively in a fluid environment Knowledge/skills in analytical and modeling techniques such as decision trees, regression, logistic regression, test design Preferred: Experience in developing credit strategies using innovative data sources such as cash flow or alternative data Preferred: Advanced degree (Masters or PhD) with a quantitative major such as Statistics, Mathematics, Engineering, or Computer Science
Compensation And Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidates experience, skills, and location.
To view all of our comprehensive and competitive benefits, visit our
Benefits at SoFi
page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
The Company hires the best qualified candidate for the job, without regard to protected characteristics.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
New York applicants: Notice of Employee Rights
SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.
Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.
Seniority level
Seniority level
Not Applicable Employment type
Employment type
Full-time Job function
Job function
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Join to apply for the
Sr Data Scientist- Reporting and Analytics
role at
SoFi Sr Data Scientist- Reporting and Analytics
Join to apply for the
Sr Data Scientist- Reporting and Analytics
role at
SoFi This range is provided by SoFi. Your actual pay will be based on your skills and experience talk with your recruiter to learn more. Base pay range
$128,000.00/yr - $240,000.00/yr Employee Applicant Privacy Notice
Who we are:
Shape a brighter financial future with us.
Together with our members, were changing the way people think about and interact with personal finance.
Were a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and were at the forefront. Were proud to come to work every day knowing that what we do has a direct impact on peoples lives, with our core values guiding us every step of the way.
Join us to invest in yourself, your career, and the financial world.
The role
SoFis Credit team manages credit risk activities for our lending products (Student Loan Refinance, Private Student Loan, Personal Loan, Credit Card, and Mortgage) - including credit strategies/policies for new account origination and portfolio management, collections/recovery strategies and operations, and risk and operational data science and analytics. The team designs data-driven strategies to ensure the growth in lending is consistent with the companys risk appetite and helps create the products and experiences that put our members interests first.
The Credit Strategy Manager will work in the Credit team and have responsibilities to analyze and evaluate data to develop and propose value-added credit risk strategies and models for SoFis lending products, including Personal Loan, Student Loan Refinance, Private Student Loan, and Credit Card. The initial focus of the role will be on Personal Loan acquisition but the candidate may get opportunities to work on other lending products in the future.
The candidate will be responsible for independently developing and implementing Personal Loan underwriting strategies that meet our risk appetite, monitoring and analyzing the risk trends within the portfolio to provide insights and recommendations for strategy enhancement opportunities. They will be part of the Credit team with 1LOD responsibilities.
The Credit Strategy Manager will collaborate with cross-functional teams such as Business Units, Operations, Marketing, Finance, Capital Markets, Product, Engineering, Legal and Compliance. Use business knowledge and quantitative and analytical skills to drive revenue, control risk, and provide value to the company and consumers.
The ideal candidate will possess a data-driven analytics background and the strategic acumen to direct a function that draws strategic insights from data using database and statistical analysis tools to inform decisions and support SoFis overarching strategic goals relative to loss prevention and profit optimization. They bring new ways of thinking, data sources, technologies, and capabilities to SoFi.
What youll do:
Innovate Bring your brightest ideas to building risk strategies. This means you will architect credit underwriting, pre-screen targeting, and risk tier assignment. Data Driven Your deep analysis will power the future of lending with an optimal real-time data ecosystem including multi-product internal, bureau, third-party, and alternative data sources and uses. Iterate, learn, innovate We are all responsible for innovation and must embrace data-driven decisions. Collaborate Work collaboratively with business partners such as Business Units, Operations, Marketing, Finance, Legal and Compliance to deliver successful business results. Partner closely with implementation teams to accurately deploy new strategies. Control the Risk and Drive Performance Outcomes Understand credit risk and develop approaches to mitigate loss and responsibly grow revenue. Monitor the performance of strategies and portfolios. Document and communicate results and escalate issues as necessary. Identify gaps/opportunities and drive actions. Grow, Grow, Grow! Be inspired by dynamic leaders and our rapidly growing business. We want YOU to be an inspired leader of tomorrow, so we are recruiting the best, brightest, and passionately quantitative team members.
What youll need:
5+ years of related experience Business acumen and work experience in the consumer lending business (loans or credit cards) Direct experience in the credit strategy analytical life cycle, including strategy and decision tree development, P&L, presentation, implementation validation, and post-implementation monitoring Proven analytical skills in conducting sophisticated analysis using customer performance data, bureau attributes, and other 3rd party variables to solve business problems Proficient skills in Excel, SQL and Python A demonstrated ability to synthesize and communicate analysis to business partners and senior management High motivation to drive results, eager to learn, and able to work collaboratively in a fluid environment Knowledge/skills in analytical and modeling techniques such as decision trees, regression, logistic regression, test design Preferred: Experience in developing credit strategies using innovative data sources such as cash flow or alternative data Preferred: Advanced degree (Masters or PhD) with a quantitative major such as Statistics, Mathematics, Engineering, or Computer Science
Compensation And Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidates experience, skills, and location.
To view all of our comprehensive and competitive benefits, visit our
Benefits at SoFi
page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
The Company hires the best qualified candidate for the job, without regard to protected characteristics.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
New York applicants: Notice of Employee Rights
SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.
Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.
Seniority level
Seniority level
Not Applicable Employment type
Employment type
Full-time Job function
Job function
Engineering and Information Technology Referrals increase your chances of interviewing at SoFi by 2x Sign in to set job alerts for Senior Data Scientist roles.
San Francisco, CA $226,085.00-$283,250.00 2 weeks ago San Francisco, CA $253,000.00-$314,000.00 2 days ago San Francisco, CA $125,000.00-$215,000.00 5 months ago Machine Learning Scientist (Staff / Sr Staff) - Power Markets
San Francisco, CA $244,000.00-$280,000.00 2 weeks ago Data Science Manager, Demand Planning and Forecasting
Data Science Manager, Ads Horizontal Lead
Data Science Manager Marketing & Strategy
Alameda, CA $116,000.00-$145,000.00 2 weeks ago Geospatial Data Scientist (Research Fellow or Part-time Consultant)
San Francisco, CA $210,000.00-$245,000.00 1 day ago Alameda, CA $136,000.00-$170,000.00 1 week ago Oakland, CA $193,000.00-$329,000.00 1 week ago Staff Machine Learning and Bioinformatics Scientist
Director, Data Science/AI Product Owner (Gen AI/ Agentic AI)
Director, Data Science/AI Product Owner (Predictive AI/ Agentic AI)
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Director, Data Science / AI Product Owner (Analytical Workbench)
Principal Scientist PBPK and Pharmacometrics, Modeling and Simulation, Clinical Pharmacology
Manager, Data Science & Analytics - Dasher Earnings
Senior/Lead Data Analyst, Paid Media Marketing
Senior Product Manager SSP, AI and Data Science
San Francisco, CA $160,000.00-$210,000.00 1 day ago San Francisco, CA $102,600.00-$148,050.00 6 hours ago SAP - Analytics - Senior - Consulting - Location OPEN
San Francisco, CA $102,500.00-$187,900.00 4 days ago SAP - Analytics - Senior - Consulting - Location OPEN
San Mateo, CA $102,500.00-$187,900.00 4 days ago San Bruno, CA $117,000.00-$234,000.00 2 weeks ago San Francisco, CA $140,000.00-$235,000.00 1 day ago San Francisco, CA $140,000.00-$170,000.00 2 weeks ago Senior Data Scientist, Research, Operations Data Science
San Francisco, CA $166,000.00-$244,000.00 2 days ago Were unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI. #J-18808-Ljbffr