Sunflower Financial Inc.
Commercial Relationship Manager - Middle Market Banking
Sunflower Financial Inc., Dallas, Texas, United States, 75215
Sunflower Bank
is looking for a highly motivated individual to fill the position of a full-time
Commercial (Middle Market) Relationship Manager
in
Dallas, TX . The Commercial Relationship Manager works as part of a commercial lending team, in conjunction with senior management as part of the Commercial Line of Business, to develop, implement and execute a defined business plan and market strategy. Responsibilities
Responsible for expanding, managing and optimizing a loan portfolio of commercial clients with emphasis on growing deposits and fee income. Primarily in DFW with occasional coverage throughout other locations in Texas. Prospect borrowers have revenues of $20mm - $200mm with loan sizes $4mm up to $20mm. Loan types include growth/expansion capital, acquisition capital, and working capital. Participate in the documentation of loan transactions. Coordinate the completion of credit applications and credit administration. Present credit requests to senior management and/or the companys Loan Committee for review and approval. Manage all aspects of client relationships consisting of the portfolio loans and other products. Refer other traditional non-loan banking services to team members specializing in Wealth Management, Residential Mortgages, Treasury Management Services and appropriate banking opportunities to other departments and personnel. Respond to referrals from senior management and others. Actively participate in new business development programs. Interview commercial loan applicants. Structure and analyze new and renewed loan requests and make loans within lending authority. Close loans. Complete file documentation. Monitor compliance with loan policies and appropriate regulations. Assign appropriate risk grades to loans and relationships. Collect past due loans, unless assigned to the centralized collectors. Handle customer service matters and inquiries for lending and non-lending issues. Send financial statements to the credit analysts for spreading and analysis. Monitor and evaluate the performance of direct reports. Provide informal training and guidance for less experienced lenders. Participate in community activities and organizations. Cross sell all company products and services. Education / Experience Required
Bachelors Degree in Business Administration, Economics, Finance, Mathematics or Statistics with a minimum of 12 semester hours of Accounting; Masters Degree or MBA preferred. Minimum 10 years of account relationship management experience. Minimum 10 years of relationship management experience with the majority of the time spent in commercial lending. Formal credit training such as RMA or Regional or State Banking School preferred. Must be proficient in Microsoft Office Suite and Excel and Word specifically. Must possess sales and leadership abilities. Must be able to work flexible hours. Pay is dependent on knowledge, skills, abilities, experience, and location. Benefits
401(k) Plan with 6% Match Health/Dental/Vision Insurance Company-paid Life Insurance Tuition Reimbursement Fitness Reimbursement Paid Time Off Volunteer Leave Paid Holidays Plus many more employee perks & incentives! People choose to bank with us, but for those we serve, were more than a bank. We strive to be the financial backbone of their lives and we know that starts with our team. If you qualify, apply online at . Youve never worked anyplace like Sunflower Bank! EOE/AA: Minorities/Females/Disabled/Vets Open until filled; early application encouraged. #J-18808-Ljbffr
is looking for a highly motivated individual to fill the position of a full-time
Commercial (Middle Market) Relationship Manager
in
Dallas, TX . The Commercial Relationship Manager works as part of a commercial lending team, in conjunction with senior management as part of the Commercial Line of Business, to develop, implement and execute a defined business plan and market strategy. Responsibilities
Responsible for expanding, managing and optimizing a loan portfolio of commercial clients with emphasis on growing deposits and fee income. Primarily in DFW with occasional coverage throughout other locations in Texas. Prospect borrowers have revenues of $20mm - $200mm with loan sizes $4mm up to $20mm. Loan types include growth/expansion capital, acquisition capital, and working capital. Participate in the documentation of loan transactions. Coordinate the completion of credit applications and credit administration. Present credit requests to senior management and/or the companys Loan Committee for review and approval. Manage all aspects of client relationships consisting of the portfolio loans and other products. Refer other traditional non-loan banking services to team members specializing in Wealth Management, Residential Mortgages, Treasury Management Services and appropriate banking opportunities to other departments and personnel. Respond to referrals from senior management and others. Actively participate in new business development programs. Interview commercial loan applicants. Structure and analyze new and renewed loan requests and make loans within lending authority. Close loans. Complete file documentation. Monitor compliance with loan policies and appropriate regulations. Assign appropriate risk grades to loans and relationships. Collect past due loans, unless assigned to the centralized collectors. Handle customer service matters and inquiries for lending and non-lending issues. Send financial statements to the credit analysts for spreading and analysis. Monitor and evaluate the performance of direct reports. Provide informal training and guidance for less experienced lenders. Participate in community activities and organizations. Cross sell all company products and services. Education / Experience Required
Bachelors Degree in Business Administration, Economics, Finance, Mathematics or Statistics with a minimum of 12 semester hours of Accounting; Masters Degree or MBA preferred. Minimum 10 years of account relationship management experience. Minimum 10 years of relationship management experience with the majority of the time spent in commercial lending. Formal credit training such as RMA or Regional or State Banking School preferred. Must be proficient in Microsoft Office Suite and Excel and Word specifically. Must possess sales and leadership abilities. Must be able to work flexible hours. Pay is dependent on knowledge, skills, abilities, experience, and location. Benefits
401(k) Plan with 6% Match Health/Dental/Vision Insurance Company-paid Life Insurance Tuition Reimbursement Fitness Reimbursement Paid Time Off Volunteer Leave Paid Holidays Plus many more employee perks & incentives! People choose to bank with us, but for those we serve, were more than a bank. We strive to be the financial backbone of their lives and we know that starts with our team. If you qualify, apply online at . Youve never worked anyplace like Sunflower Bank! EOE/AA: Minorities/Females/Disabled/Vets Open until filled; early application encouraged. #J-18808-Ljbffr