Gusto
Overview Senior Product Manager, Business Money – Gusto
Read all the information about this opportunity carefully, then use the application button below to send your CV and application. Join to apply for the Senior Product Manager, Business Money role at Gusto. About Gusto Gusto is a modern, online people platform that helps small businesses take care of their teams. On top of full-service payroll, Gusto offers health insurance, 401(k)s, expert HR, and team management tools. Today, Gusto offices in Denver, San Francisco, and New York serve more than 400,000 businesses nationwide. Our mission is to create a world where work empowers a better life, and it starts here at Gusto. We are committed to a collaborative and inclusive workplace, both physically and virtually. By The Numbers: named #1 best software for small business of 2024 by G2; 2,700+ employees; over $500M in annual revenue; a large and growing SMB market with opportunities to impact SMBs. About the Team Gusto’s Business Money team is building the financial operating system for small businesses. We help owners manage money flows — from paying bills and running payroll on time to accessing capital and controlling expenses. We’re expanding beyond payroll into a comprehensive small business platform, and this role sits at the heart of that transformation. You’ll help build financial tools that give business owners more confidence and control over cash flow, enabling them to focus on building their business. What You’ll Do Day-to-Day
Own roadmap initiatives for Gusto’s business money products, focusing on expense management, cash flow, and related financial services features. Lead from the front to deliver financial solutions that support core operational needs, including issuing cards, scanning receipts, categorizing expenses, tracking mileage, and offering capital when needed. Collaborate with cross-functional teams (Product, Engineering, Design, Data, Risk, Compliance, Legal, Ops) to ship resilient, compliant, and delightful products. Partner with external vendors (issuing banks, card processors, loan platforms, accounting infrastructure) to deliver a reliable, integrated experience. Understand customers, particularly how financial stress affects small business owners, and craft effective product narratives. Define KPIs, build dashboards, and use data to drive prioritization, learning, and iteration. Own the business outcomes of your workstream as a growth-focused product owner. What We're Looking For
Bias toward action, comfort with ambiguity, and strong ownership. 5+ years of product management experience in fintech or adjacent industries. Hands-on experience in expense management, card issuing, or small business lending; bonus for ledgering, ACH/wire/RTP payments, or third-party vendor integrations. Ability to work in scrappy, 0→1 and 1→10 environments and drive impact with limited resources. Understanding of regulatory and operational complexity of financial products; ability to partner with Risk, Legal, and Compliance teams. If you don’t meet all criteria but are interested, please apply. We’re looking for someone excited to join the team. Compensation: Target cash compensation for this role is $152,000 to $190,000/yr in Denver and most major metro locations, and $184,000 to $230,000/yr for San Francisco, New York, and Seattle. Final offers are determined by location, experience, and expertise. Work Location and Accessibility Gusto has offices in Denver, San Francisco, and New York with remote team members across the US and Canada. We are hiring in hubs including Toronto and Seattle. Open roles will specify location eligibility. Office expectations are 2–3 days per week for those based in office locations; other arrangements exist for remote roles. A secure, reliable internet connection is required when working from locations other than a Gusto office. Equity, Inclusion & Privacy Gusto is an equal opportunity employer. We do not discriminate based on race, color, religion, national origin, age, sex, pregnancy, marital status, disability, genetic information, veteran status, gender identity or expression, sexual orientation, or other legally protected characteristics. We provide reasonable accommodations as needed. See our Applicant Privacy Notice for details on personal information handling. Security: Review our Fraudulent Activity Disclaimer and our Applicant Privacy Notice for how personal information is collected and processed. Seniority level
Mid-Senior level Employment type
Full-time Job function
Product Management and Marketing Industries: Software Development
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Read all the information about this opportunity carefully, then use the application button below to send your CV and application. Join to apply for the Senior Product Manager, Business Money role at Gusto. About Gusto Gusto is a modern, online people platform that helps small businesses take care of their teams. On top of full-service payroll, Gusto offers health insurance, 401(k)s, expert HR, and team management tools. Today, Gusto offices in Denver, San Francisco, and New York serve more than 400,000 businesses nationwide. Our mission is to create a world where work empowers a better life, and it starts here at Gusto. We are committed to a collaborative and inclusive workplace, both physically and virtually. By The Numbers: named #1 best software for small business of 2024 by G2; 2,700+ employees; over $500M in annual revenue; a large and growing SMB market with opportunities to impact SMBs. About the Team Gusto’s Business Money team is building the financial operating system for small businesses. We help owners manage money flows — from paying bills and running payroll on time to accessing capital and controlling expenses. We’re expanding beyond payroll into a comprehensive small business platform, and this role sits at the heart of that transformation. You’ll help build financial tools that give business owners more confidence and control over cash flow, enabling them to focus on building their business. What You’ll Do Day-to-Day
Own roadmap initiatives for Gusto’s business money products, focusing on expense management, cash flow, and related financial services features. Lead from the front to deliver financial solutions that support core operational needs, including issuing cards, scanning receipts, categorizing expenses, tracking mileage, and offering capital when needed. Collaborate with cross-functional teams (Product, Engineering, Design, Data, Risk, Compliance, Legal, Ops) to ship resilient, compliant, and delightful products. Partner with external vendors (issuing banks, card processors, loan platforms, accounting infrastructure) to deliver a reliable, integrated experience. Understand customers, particularly how financial stress affects small business owners, and craft effective product narratives. Define KPIs, build dashboards, and use data to drive prioritization, learning, and iteration. Own the business outcomes of your workstream as a growth-focused product owner. What We're Looking For
Bias toward action, comfort with ambiguity, and strong ownership. 5+ years of product management experience in fintech or adjacent industries. Hands-on experience in expense management, card issuing, or small business lending; bonus for ledgering, ACH/wire/RTP payments, or third-party vendor integrations. Ability to work in scrappy, 0→1 and 1→10 environments and drive impact with limited resources. Understanding of regulatory and operational complexity of financial products; ability to partner with Risk, Legal, and Compliance teams. If you don’t meet all criteria but are interested, please apply. We’re looking for someone excited to join the team. Compensation: Target cash compensation for this role is $152,000 to $190,000/yr in Denver and most major metro locations, and $184,000 to $230,000/yr for San Francisco, New York, and Seattle. Final offers are determined by location, experience, and expertise. Work Location and Accessibility Gusto has offices in Denver, San Francisco, and New York with remote team members across the US and Canada. We are hiring in hubs including Toronto and Seattle. Open roles will specify location eligibility. Office expectations are 2–3 days per week for those based in office locations; other arrangements exist for remote roles. A secure, reliable internet connection is required when working from locations other than a Gusto office. Equity, Inclusion & Privacy Gusto is an equal opportunity employer. We do not discriminate based on race, color, religion, national origin, age, sex, pregnancy, marital status, disability, genetic information, veteran status, gender identity or expression, sexual orientation, or other legally protected characteristics. We provide reasonable accommodations as needed. See our Applicant Privacy Notice for details on personal information handling. Security: Review our Fraudulent Activity Disclaimer and our Applicant Privacy Notice for how personal information is collected and processed. Seniority level
Mid-Senior level Employment type
Full-time Job function
Product Management and Marketing Industries: Software Development
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