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Commercial Credit Analyst
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TieTalent Overview Santander is a global leader and innovator in the financial services industry. The Commercial Banking Credit Analyst Program offers a one-year, comprehensive training program. The program begins with two months of intensive classroom training followed by ten months of rotations in Underwriting & Portfolio Management and Originations, providing practical experience on live transactions for real clients across Commercial Banking. After graduation, analysts are placed within a Commercial Banking Underwriting & Portfolio Management team based on business needs. The Commercial Banking Credit Analyst Program provides foundational, technical underwriting skills and exposure to an executive leadership environment. The role emphasizes analytical mindset, communication, teamwork, and the ability to work in a fast-paced deal team to deliver client solutions. Responsibilities Complete the Commercial Credit Training Program curriculum Perform credit analysis and underwriting on new deals, renewals/reviews and modifications verifying compliance with credit policy Conduct due diligence on clients, industries and markets to identify key business drivers and risks Assist in the preparation of valuation and capital structure analysis in conjunction with credit approvals for new and existing clients Assist with legal closing process, preparing, reviewing, and validating documentation, ensuring compliance and conditions are met Communicate with all deal team members including: origination, underwriting, credit risk management, monitoring, and loan closing Monitor and assess client financials, collateral, loan covenants and risk ratings on a periodic basis Assess and formally review client risk through periodic Portfolio Reviews, Internal Audits, External Audits, and ad-hoc reviews Continuously monitor client financials/information to ensure performance to financial plan and compliance with credit agreement Prepare credit approval document and assist deal team in deal screen and approval meetings Prepare customer risk rating and financial statement analysis Qualifications Education: Bachelor's Degree, minimum 3.5 cumulative GPA preferred Experience: Demonstrated work ethic and proficiency in academics, internships, extracurricular activities, and relevant leadership positions Required Skills Strong intellectual curiosity, with the ability to ask insightful questions, think critically, problem solve, and probe for deeper understanding Commitment to excellence, high standards, openness to new challenges and learning experiences Strong written and verbal communication skills Possesses a strong work ethic, positive attitude, perseverance, resiliency, and data-driven decision making Ability to prioritize, manage and meet tight deadlines Strong attention to detail Ability to collaborate within a team and work independently Proficiency in Microsoft Word, Excel, and PowerPoint What Else You Need To Know The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $63,750.00 USD Maximum: $97,500.00 USD EEO Statement At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. What To Do Next If this sounds like a role you are interested in, please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact TAOps@santander.us to discuss your needs. Primary Location:
Boston, MA Other Locations:
Massachusetts-Boston Organization:
Santander Bank N.A. Seniority level Internship Employment type Full-time Job function Finance and Sales Industries: Technology, Information and Internet Referrals increase your chances of interviewing at TieTalent. Get notified about new Commercial Credit Analyst jobs in Boston, MA.
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Commercial Credit Analyst
role at
TieTalent Overview Santander is a global leader and innovator in the financial services industry. The Commercial Banking Credit Analyst Program offers a one-year, comprehensive training program. The program begins with two months of intensive classroom training followed by ten months of rotations in Underwriting & Portfolio Management and Originations, providing practical experience on live transactions for real clients across Commercial Banking. After graduation, analysts are placed within a Commercial Banking Underwriting & Portfolio Management team based on business needs. The Commercial Banking Credit Analyst Program provides foundational, technical underwriting skills and exposure to an executive leadership environment. The role emphasizes analytical mindset, communication, teamwork, and the ability to work in a fast-paced deal team to deliver client solutions. Responsibilities Complete the Commercial Credit Training Program curriculum Perform credit analysis and underwriting on new deals, renewals/reviews and modifications verifying compliance with credit policy Conduct due diligence on clients, industries and markets to identify key business drivers and risks Assist in the preparation of valuation and capital structure analysis in conjunction with credit approvals for new and existing clients Assist with legal closing process, preparing, reviewing, and validating documentation, ensuring compliance and conditions are met Communicate with all deal team members including: origination, underwriting, credit risk management, monitoring, and loan closing Monitor and assess client financials, collateral, loan covenants and risk ratings on a periodic basis Assess and formally review client risk through periodic Portfolio Reviews, Internal Audits, External Audits, and ad-hoc reviews Continuously monitor client financials/information to ensure performance to financial plan and compliance with credit agreement Prepare credit approval document and assist deal team in deal screen and approval meetings Prepare customer risk rating and financial statement analysis Qualifications Education: Bachelor's Degree, minimum 3.5 cumulative GPA preferred Experience: Demonstrated work ethic and proficiency in academics, internships, extracurricular activities, and relevant leadership positions Required Skills Strong intellectual curiosity, with the ability to ask insightful questions, think critically, problem solve, and probe for deeper understanding Commitment to excellence, high standards, openness to new challenges and learning experiences Strong written and verbal communication skills Possesses a strong work ethic, positive attitude, perseverance, resiliency, and data-driven decision making Ability to prioritize, manage and meet tight deadlines Strong attention to detail Ability to collaborate within a team and work independently Proficiency in Microsoft Word, Excel, and PowerPoint What Else You Need To Know The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $63,750.00 USD Maximum: $97,500.00 USD EEO Statement At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. What To Do Next If this sounds like a role you are interested in, please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact TAOps@santander.us to discuss your needs. Primary Location:
Boston, MA Other Locations:
Massachusetts-Boston Organization:
Santander Bank N.A. Seniority level Internship Employment type Full-time Job function Finance and Sales Industries: Technology, Information and Internet Referrals increase your chances of interviewing at TieTalent. Get notified about new Commercial Credit Analyst jobs in Boston, MA.
#J-18808-Ljbffr