TieTalent
Overview
Join to apply for the
Commercial Credit Analyst
role at
TieTalent . Country: United States of America Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. We are seeking candidates for a one-year Commercial Credit Training Program. You will start as a Credit Analyst with 2 months of intensive classroom training followed by 10 months of rotations. This program provides foundational, technical underwriting skills and exposure to live client transactions across Commercial Banking. The program includes leadership and development training, a speaker series, mentoring, and group community volunteering. Following graduation, analysts are placed within a Commercial Banking Underwriting & Portfolio Management team based on business line needs. Responsibilities
Complete the Commercial Credit Training Program curriculum Perform credit analysis and underwriting on new deals, renewals/reviews and modifications verifying compliance with credit policy Conduct due diligence on clients, industries and markets to identify key business drivers and risks Assist in the preparation of valuation and capital structure analysis in conjunction with credit approvals for new and existing clients Assist with legal closing process, preparing, reviewing, and validating documentation, ensuring compliance and conditions are met Communicate with all deal team members including origination, underwriting, credit risk management, monitoring, and loan closing Monitor and assess client financials, collateral, loan covenants and risk ratings on a periodic basis Assess and formally review client risk through periodic Portfolio Reviews, Internal Audits, External Audits, and ad-hoc reviews Continuously monitor client financials/information to ensure performance to financial plan and compliance with credit agreement Prepare credit approval documents and assist deal team in deal screen and approval meetings Prepare customer risk rating and financial statement analysis Qualifications
Education: Bachelor's Degree, minimum 3.5 cumulative GPA preferred Experience: Demonstrated work ethic and proficiency in academics, internships, extracurricular activities, and leadership positions Required Skills
Strong intellectual curiosity, critical thinking, problem solving, and the ability to ask insightful questions Commitment to excellence, openness to new challenges and learning experiences Strong written and verbal communication skills Strong work ethic, positive attitude, perseverance, resiliency, and data-driven decision making Ability to prioritize, manage and meet tight deadlines Attention to detail Ability to collaborate within a team and work independently Proficiency in Microsoft Word, Excel, PowerPoint At Santander, we value and respect differences in our workforce and actively encourage everyone to apply. What Else You Need To Know
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions, the annual range is based on a 40-hour work week. Exact compensation may vary based on skills, experience, training, licensure and location. Base Pay Range: Minimum $63,750.00 USD – Maximum $97,500.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH EGuide (foleon.com) Risk Culture: We embrace a strong risk culture and expect proactive risk management at all levels. EEO Statement: Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required. Depending on location, occasional moving and lifting light equipment may be required. Employer Rights: This job description does not list all job duties. The employer reserves the right to revise this description and to terminate the employment relationship at any time for any reason. What to Do Next: If this sounds like a role you are interested in, please apply. We provide an inclusive and accessible application process. For accommodations, contact TAOps@santander.us. Primary Location: Boston, MA Other Locations: Massachusetts-Boston Organization: Santander Bank N.A. Seniority level
Internship Employment type
Full-time Job function
Finance and Sales Industries: Technology, Information and Internet
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Join to apply for the
Commercial Credit Analyst
role at
TieTalent . Country: United States of America Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. We are seeking candidates for a one-year Commercial Credit Training Program. You will start as a Credit Analyst with 2 months of intensive classroom training followed by 10 months of rotations. This program provides foundational, technical underwriting skills and exposure to live client transactions across Commercial Banking. The program includes leadership and development training, a speaker series, mentoring, and group community volunteering. Following graduation, analysts are placed within a Commercial Banking Underwriting & Portfolio Management team based on business line needs. Responsibilities
Complete the Commercial Credit Training Program curriculum Perform credit analysis and underwriting on new deals, renewals/reviews and modifications verifying compliance with credit policy Conduct due diligence on clients, industries and markets to identify key business drivers and risks Assist in the preparation of valuation and capital structure analysis in conjunction with credit approvals for new and existing clients Assist with legal closing process, preparing, reviewing, and validating documentation, ensuring compliance and conditions are met Communicate with all deal team members including origination, underwriting, credit risk management, monitoring, and loan closing Monitor and assess client financials, collateral, loan covenants and risk ratings on a periodic basis Assess and formally review client risk through periodic Portfolio Reviews, Internal Audits, External Audits, and ad-hoc reviews Continuously monitor client financials/information to ensure performance to financial plan and compliance with credit agreement Prepare credit approval documents and assist deal team in deal screen and approval meetings Prepare customer risk rating and financial statement analysis Qualifications
Education: Bachelor's Degree, minimum 3.5 cumulative GPA preferred Experience: Demonstrated work ethic and proficiency in academics, internships, extracurricular activities, and leadership positions Required Skills
Strong intellectual curiosity, critical thinking, problem solving, and the ability to ask insightful questions Commitment to excellence, openness to new challenges and learning experiences Strong written and verbal communication skills Strong work ethic, positive attitude, perseverance, resiliency, and data-driven decision making Ability to prioritize, manage and meet tight deadlines Attention to detail Ability to collaborate within a team and work independently Proficiency in Microsoft Word, Excel, PowerPoint At Santander, we value and respect differences in our workforce and actively encourage everyone to apply. What Else You Need To Know
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions, the annual range is based on a 40-hour work week. Exact compensation may vary based on skills, experience, training, licensure and location. Base Pay Range: Minimum $63,750.00 USD – Maximum $97,500.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH EGuide (foleon.com) Risk Culture: We embrace a strong risk culture and expect proactive risk management at all levels. EEO Statement: Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required. Depending on location, occasional moving and lifting light equipment may be required. Employer Rights: This job description does not list all job duties. The employer reserves the right to revise this description and to terminate the employment relationship at any time for any reason. What to Do Next: If this sounds like a role you are interested in, please apply. We provide an inclusive and accessible application process. For accommodations, contact TAOps@santander.us. Primary Location: Boston, MA Other Locations: Massachusetts-Boston Organization: Santander Bank N.A. Seniority level
Internship Employment type
Full-time Job function
Finance and Sales Industries: Technology, Information and Internet
#J-18808-Ljbffr