The Independant Community Bankers of America (ICBA)
CREDIT MANAGER
The Independant Community Bankers of America (ICBA), Birmingham, Alabama, United States, 35275
CREDIT MANAGER POSITION
About Us:
Birmingham International Forest Products is a premier commodity trading company in the forest products industry and proud to be a part of a $7B employee-owned company, Forest City Trading Group. We're known for our entrepreneurial spirit, close-knit culture, and an unmatched commitment to excellence.
About the Role:
Are you a hands-on Credit Manager with experience in commercial credit worldlike manufacturing, distribution, or trading? Were looking for someone who knows how to assess risk, manage receivables, and build strong internal processes to keep business moving smoothly. In this role, youll step into a leadership position where youll own credit strategy and policy development, while working directly with sales and leadership teams.
At Birmingham International, we embody the ultimate work hard, play hard culture, where teamwork drives success and fun is always part of the journey. Were a vibrant community that celebrates big wins together both in the office and out!
Key Responsibilities:
Evaluate and verify the financial status and creditworthiness of new and existing customers
Set credit limits, process applications, and make approval or denial decisions based on company guidelines
Communicate credit decisions and findings to Traders and management, ensuring alignment across teams
Monitor and follow up on delinquent accounts, pursuing payment and maintaining detailed account records
Collaborate with internal teams and other FCTG subsidiaries / affiliates to share credit insights and mitigate overall risk
Lead, train and partner with assistant credit manager
Qualifications:
Bachelors degree in finance, Accounting, or Business Management preferred, but not required
At least two years of prior credit and collections experience required
Knowledge of credit insurance and the Bectran online application software is beneficial
What We're Looking:
Self-motivated team player with a strong work ethic
Number-driven individual with excellent attention to detail
Organized, reliable, and dependable
Analytical thinker who enjoys solving problems
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