SBA Lending Officer

Job Description This is a remote position. Summary : This position is responsible for Small Business Administration (SBA) loan and deposit production and growing the Bank's small business portfolio across all geographic lending areas. Responsibilities include preparing and recommending SBA loan requests, including review, analysis, and ensuring compliance with the Bank's policies and guidelines. Duties and Responsibilities : Understand and comply with all applicable laws and regulations Maintain a thorough understanding of the Banks Commercial Loan Underwriting, Documentation, and SBA policies and procedures Structure and price SBA loans properly Perform due diligence on SBA loan requests, reviewing for compliance, understanding the applicant's business, management, industry, and preparing pre-flights for significant credit issues Use the Banks software and tools to submit and originate SBA loans Accurately enter data into the loan origination system, building customer and related entity relationships Develop a calling program to build SBA loan and deposit portfolios and expand relationships with SBA-related entities and professionals Serve as the primary contact for SBA customers, resolving issues related to deposits, treasury management, online banking, and loans Collaborate with underwriting to produce complete credit presentations, including reviewing financial covenants Manage Commercial Loan Documentation Analysts to ensure accuracy and organization of all loan documentation Order third-party reports, collect documentation, and ensure proper filing and compliance Monitor the loan portfolio for reporting, trend analysis, financial tracking, and covenant management Contribute to the Banks CRA portfolio Collaborate with bank and advisory departments to provide excellent service and referrals Participate in training and cross-training efforts Provide excellent customer service and support client acquisition and retention Knowledgeably discuss various loan programs and procedures Perform additional duties as assigned Salary Range : The salary range is a good faith estimate and varies based on qualifications, skills, experience, and location. Geographic Location : Irvine, CA : $89,200 - $109,800 (Annually) Naples, FL : $85,400 - $105,000 (Annually) Applicants must have current work authorization; we do not sponsor visas. Qualifications : Must perform each duty satisfactorily. Reasonable accommodations may be made for disabilities. Education and / or Experience : Bachelors degree in business, accounting, finance, or comparable experience 5-7 years of related experience Strong business development skills and experience in commercial lending and deposits Knowledge of loan documentation secured by various assets Experience with business entity documentation Customer service ethics and team-building skills Skills : Relationship building and negotiation skills Strong analytical and underwriting skills Excellent communication skills Ability to prioritize and work independently in a high-volume environment Proficiency in Microsoft Office applications Physical Demands : Regular sitting, use of hands, walking, occasional standing, climbing, stooping, and lifting up to 25 pounds. Vision abilities include close, distance, color, and peripheral vision. First Foundation is an equal opportunity employer, considering all qualified applicants without discrimination based on protected characteristics. #J-18808-Ljbffr