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Abri Credit Union

Mortgage Loan Originator

Abri Credit Union, Romeoville, Illinois, United States, 60446

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Job Description

Job Description

Mortgage Loan Originator

As our Mortgage Loan Originator, you will: Interview applicants in-person and by phone to assess eligibility, creditworthiness, and product fit. Educate borrowers on loan options, terms, rates, fees, and process steps. Collect, analyze, and verify borrower financial and property documentation. Generate initial disclosures, gather supporting documents, and submit files for processing and underwriting. Act as primary contact for borrowers, realtors, attorneys, and title companies. Ensure complete, accurate, and compliant loan files per regulatory, secondary market, and internal guidelines. Manage rate locks, closing timelines, and coordinating with underwriting, processing, and closing staff. Review referrals and CRM leads, structure applications, and issue pre-approvals. Manage and maintain the loan origination system (LOS). Build and sustain relationships with members, referral partners, and real estate professionals to generate mortgage opportunities. Stay current on mortgage products, regulations, and industry trends. Assist with home equity loans and real estate servicing needs, including phone calls and in person inquiries. Provide training and support for real estate staff. Local travel may be required to attend closings, branch visits, or community events. Represent the credit union positively in community and business development activities.

Requirements: Associate's degree or equivalent experience Minimum of 3+ years' recent experience as a Mortgage Loan Officer in a financial institution or mortgage company Strong knowledge of mortgage products, underwriting processes, and compliance (e.g., RESPA, TILA) Proficiency in Microsoft Windows and Office Excellent communication, interpersonal, and customer service skills Ability to manage multiple files, prioritize, and meet deadlines in a fast-paced environment Capable of exercising tact and sound judgment and executes responsibilities in an ethical manner Able to work without close supervision Bilingual in Spanish a plus

Benefits: Our 401k Match is as high as 7.98% We offer Blue Cross health insurance with up to 90% employee/70% dependent premiums paid accrue 12 days of vacation per year 5 days of personal leave per year 13 paid holidays per year Our dress code is relaxed, business casual and company logo wear We have a team of trainers to get you ready to be fabulous on the job! For a full list of our benefits, click here Abri Credit Union Benefits Hours: M-F 9:00am-5:30pm (occasionally 6pm coverage as needed) Saturday (rotating) 9:00am-1:00pm

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