Syntagma Group
Job Overview:
The Investment Analyst – Deal Structuring (Mortgage Finance) will support the origination, analysis, structuring, and execution of debt and equity investments backed by real estate, with a specific focus on mortgage finance. The role involves evaluating residential and commercial mortgage-backed transactions, analyzing deal economics, and preparing investment memoranda for internal approval.
Key Responsibilities:
Deal Evaluation & Structuring:
Analyze and structure complex mortgage-backed transactions.
Conduct financial modeling, scenario analysis, and risk assessment.
Review and assess loan terms, collateral valuation, borrower creditworthiness, and legal documentation.
Support the negotiation of deal terms, covenants, and security packages.
Due Diligence:
Perform due diligence on borrowers, properties, and markets.
Collaborate with internal teams (legal, credit, compliance) and external advisors (valuation firms, legal counsel, technical consultants).
Review third-party reports including appraisals, environmental assessments, and engineering reports.
Financial Analysis & Modeling:
Build and maintain dynamic cash flow models (loan amortization, IRR, DSCR, LTV, etc.).
Stress-test assumptions and identify sensitivities in deal structures.
Analyze securitization structures and prepayment risks.
Investment Memoranda & Presentations:
Prepare investment memos and presentations for investment committees.
Present findings and recommendations clearly and concisely to senior stakeholders.
Market & Sector Research:
Conduct macroeconomic and sector-specific research (housing markets, interest rates, credit trends).
Monitor regulatory developments impacting mortgage finance and real estate investments.
Portfolio Monitoring:
Assist with the ongoing monitoring of closed deals.
Track performance against underwritten assumptions and covenant compliance.
Key Requirements:
Education:
Bachelor’s degree in Finance, Economics, Real Estate, or related field.
CFA/CAIA/MBA is a plus.
Experience:
3+ years of experience in structured finance, investment banking, mortgage finance, or real estate private equity with US and European based assets.
Prior exposure to residential or commercial mortgage-backed securities (RMBS/CMBS), warehouse lines, or loan origination is highly desirable.
Skills:
Strong financial modeling and analytical skills. (VBA, C#, SQL)
Deep understanding of mortgage finance concepts (LTV, DSCR, prepayment risk, etc.).
Excellent proficiency in Excel, PowerPoint, and financial databases (e.g., Bloomberg, Intex).
Strong written and verbal communication skills.
High attention to detail and ability to manage multiple transactions in a fast-paced environment.
Team player with strong interpersonal skills and business acumen.
Preferred Qualifications:
Knowledge of securitization structures and capital market instruments.
Experience working on cross-border real estate transactions.
Familiarity with regulatory frameworks such as Basel III, Dodd-Frank, or local housing finance laws.