Raiz is hiring: Mortgage Production Assistant Manager in El Paso

Description

Our Company

At Raiz FCU, we share a passion for knowledge and a pursuit of growth. Grounded in our El Paso heritage as previously Teachers Federal Credit Union, since 1936 we are growing to help our community move into the future. We are inspired people, invested in you. At Raiz, we guide our members to focus on what could be and help them get there. This new path inspires us to look ahead and lead with passion.

Job Overview

This position reports to the Vice President of Real Estate and Business Services and is responsible for hiring, training, motivating, mentoring the mortgage units sales force, and managing the origination process for the credit union’s mortgage loans. The Mortgage Production Assistant Manager assists the VP in achieving departmental goals, including mortgage originator production volume, business development, pipeline management, and loan quality. The role oversees the mortgage origination staff, ensuring compliance with all regulatory, agency, investor, and Raiz policies, and is responsible for successful audits. The individual will also be expected to maintain personal mortgage loan production and lead by example in volume and quality.

This individual should possess strong leadership qualities, a sales-oriented mentality, analytical skills, and the ability to monitor and oversee the mortgage loan origination process and staff, including loan pricing and profitability.

The role requires a mentor who is:

• Trusted expert
• Effective communicator
• Community and member advocate
• Supportive guide during critical moments for members

Position Details

Exempt (Salaried)

6610 Continental Dr., El Paso, TX 79925

Salary Details

$61,517.00-$92,276.00

Qualifications

Skills and Experience

• Associate's degree or minimum 60 college credits
• At least 5 years of mortgage lending experience
• Minimum 3 years of supervisory or management experience
• Strong understanding of financial industry laws, mortgage processes, and documentation
• Knowledge of underwriting guidelines, HMDA reporting, appraisals, and title reports
• Excellent communication and business writing skills
• Ability to adapt quickly in a fast-paced environment
• High integrity, detail-oriented, with risk evaluation skills
• Leadership and supervisory skills
• Financial analysis and negotiation skills
• Proficiency in Microsoft Office and web-based applications

Role Description and Essential Duties

• Originates personal mortgage loans within or exceeding budgeted goals
• Develops and implements effective mortgage origination policies and procedures
• Ensures compliance with regulatory requirements and conducts periodic reviews
• Achieves origination goals, monitors staff productivity, and improves service delivery
• Tracks workflow, ensures documentation accuracy, and manages deadlines
• Prepares timely and accurate origination reports
• Coordinates staffing, schedules, and oversees origination activities
• Leads business development efforts and community engagement
• Provides leadership, conducts staff meetings, and manages performance evaluations
• Supports staff training and development
• Represents the credit union externally and maintains professional relationships
• Maintains communication with senior management and completes required documentation
• Stays updated on mortgage regulations and completes special projects
• Ensures work areas are maintained and complies with BSA rules