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TikTok

Payment Risk Lead - USDS

TikTok, San Jose, California, United States, 95199

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Overview

Be among the first 25 applicants The Payment team of U.S. Data Security department of TikTok provides payment solutions, including payment acquisitions, disbursements, transaction monitoring, payment method management, foreign exchange conversion, accounting, and reconciliations to ensure that users have a smooth and secure payment experience on the TikTok platform. The organization follows a hybrid work schedule that requires employees to work in the office 3 days a week, or as directed by their manager/department. The specific requirements may change as the model is reviewed.

Responsibilities Own and maintain payment risk performance for an independent scenario or business line

Establish a holistic risk management framework for mitigating the risk of payment fraud, credit losses and financial abuse across consumers, merchants, and affiliates

Develop metrics and dashboards to monitor risk, perform scenario planning and simulation testing

Deep dive into fraud cases through data analysis to identify root causes of risk originations

Design risk strategy that introduces appropriate amounts of friction for suspicious users based on user characteristics and machine learning models

Develop risk solutions that detect, prevent and mitigate fraudulent or suspicious user behaviors

Collaborate with product, engineering and cross-functional teams to define risk product roadmaps and strategies

Communicate results regularly to stakeholders around the world, including executive leadership

Qualifications

Minimum Qualifications:

Master's degree (Ph.D. is a plus) in Statistics, Mathematics, Finance, Computer Science/Engineering or a similar quantitative field, or equivalent practical experience

5+ years of experience in the payment risk industry, with experience in risk management practices and fraud analytics

Strong analytical skillset and experience with analytics tools (Excel, SQL, R, Python, Hive, Spark, and other statistical or data analysis packages)

Experience in team management, with tech lead capabilities, people skills, cross-functional collaboration, and large-scale project organization

Preferred Qualifications:

Results-driven and able to work in a fast-paced environment with prioritization and ownership

Creative problem solving and critical thinking skills

Excellent written and verbal communication skills with ability to influence others and lead

About USDS

TikTok is the leading destination for short-form mobile video. U.S. Data Security (USDS) is a U.S.-based subsidiary created to provide heightened focus and governance to data protection policies and content assurance protocols to keep U.S. users safe. Our teams span Trust & Safety, Security & Privacy, Engineering, User & Product Ops, Corporate Functions, and more.

Data Security Statement

This role requires the ability to work with and support systems designed to protect sensitive data and information. As such, this role will be subject to strict national security-related screening.

Reasonable Accommodation

USDS is committed to providing reasonable accommodations in our recruitment processes for candidates with disabilities, pregnancy, sincerely held religious beliefs, or other reasons protected by applicable laws. If you need assistance or a reasonable accommodation, please reach out to us at https://tinyurl.com/USDS-RA

Job Information

Compensation details are provided in the posting where applicable. Base pay ranges may vary by city, location, and experience. This role may be eligible for bonuses, incentives, and stock units. Benefits may vary by location and employment type. Information about benefits is provided during the hiring process and is subject to change.

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