Capital One
Analyst, Specialty Underwriting and Portfolio Management - FIG
Capital One, Chicago, Illinois, United States, 60290
Overview
Analyst, Specialty Underwriting and Portfolio Management - FIG role at Capital One. The Financial Institutions Group (FIG) has an opening for an Analyst to join our Underwriting and Portfolio Management organization. The Analyst monitors, analyzes and reports on borrower performance data and ensures compliance with loan agreements and internal policies. The position supports underwriters and portfolio managers with risk identification and problem resolution, including preparation of risk ratings and approval materials. The Analyst serves as the primary day-to-day contact with FIG clients and assists in onboarding and approval of loan collateral to facilitate borrowing requests. Responsibilities
Perform financial and collateral analysis. Prepare reporting on performance trends, key indicators and industry-specific data. Monitor and enforce ongoing borrower compliance with all loan terms and documentation. Ensure borrower compliance with financial and portfolio covenants and reporting requirements. Demonstrate ownership of a portfolio of existing customers with minimal guidance. Escalate and resolve problem accounts in partnership with other teams and specialists. Build relationships across functions and businesses to foster collaboration between partner groups. Complete annual reviews and non-material modifications independently and on time. Write and prepare loan modification documents including credit approval memos for existing clients, with supervision. Shadow senior underwriters on reviewing and negotiating legal documentation. Review and approve periodic borrowing bases and advance requests. Facilitate internal and external portfolio reporting. Understand and employ all bank policies and procedures; stay up-to-date on all regulatory changes affecting bank compliance. Ensure data integrity of information in COF commercial loan systems. Understand and promote bank products and maintain client relationships. Qualifications
Bachelor's Degree or Military Experience At least 2 years of experience in financial analysis, budgeting or financial modeling Bachelor's Degree in Accounting, Finance, or other relevant fields (preferred) Previous experience in banking, commercial finance or asset management (preferred) Formal training in credit risk management (preferred) Strong analytical and technology aptitude; Advanced Excel skills Ability to communicate verbally in a concise and clear manner with clients, peers and associates Capital One will not sponsor a new applicant for employment authorization for this position Compensation and Benefits
Salary ranges: Chicago, IL: $115,900 - $132,200; McLean, VA: $127,500 - $145,500; other locations: pay ranges vary by location. Salaries for part-time roles prorated accordingly. This role is eligible for performance-based incentive compensation, including cash bonuses and/or long-term incentives (LTI). Capital One offers comprehensive benefits; eligibility varies by status and role. Learn more at Capital One Careers. Additional Information
This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) and promotes a drug-free workplace. Capital One will consider qualified applicants with criminal histories in accordance with applicable laws. For accommodations, contact Recruiting at 1-800-304-9102 or RecruitingAccommodation@capitalone.com. For recruiting process questions, email Careers@capitalone.com. Capital One does not provide, endorse nor guarantee third-party products or services available through this site. Job Details
Seniority level: Entry level Employment type: Full-time Job function: Finance and Sales Get notified about new Underwriting Analyst jobs in Chicago, IL.
#J-18808-Ljbffr
Analyst, Specialty Underwriting and Portfolio Management - FIG role at Capital One. The Financial Institutions Group (FIG) has an opening for an Analyst to join our Underwriting and Portfolio Management organization. The Analyst monitors, analyzes and reports on borrower performance data and ensures compliance with loan agreements and internal policies. The position supports underwriters and portfolio managers with risk identification and problem resolution, including preparation of risk ratings and approval materials. The Analyst serves as the primary day-to-day contact with FIG clients and assists in onboarding and approval of loan collateral to facilitate borrowing requests. Responsibilities
Perform financial and collateral analysis. Prepare reporting on performance trends, key indicators and industry-specific data. Monitor and enforce ongoing borrower compliance with all loan terms and documentation. Ensure borrower compliance with financial and portfolio covenants and reporting requirements. Demonstrate ownership of a portfolio of existing customers with minimal guidance. Escalate and resolve problem accounts in partnership with other teams and specialists. Build relationships across functions and businesses to foster collaboration between partner groups. Complete annual reviews and non-material modifications independently and on time. Write and prepare loan modification documents including credit approval memos for existing clients, with supervision. Shadow senior underwriters on reviewing and negotiating legal documentation. Review and approve periodic borrowing bases and advance requests. Facilitate internal and external portfolio reporting. Understand and employ all bank policies and procedures; stay up-to-date on all regulatory changes affecting bank compliance. Ensure data integrity of information in COF commercial loan systems. Understand and promote bank products and maintain client relationships. Qualifications
Bachelor's Degree or Military Experience At least 2 years of experience in financial analysis, budgeting or financial modeling Bachelor's Degree in Accounting, Finance, or other relevant fields (preferred) Previous experience in banking, commercial finance or asset management (preferred) Formal training in credit risk management (preferred) Strong analytical and technology aptitude; Advanced Excel skills Ability to communicate verbally in a concise and clear manner with clients, peers and associates Capital One will not sponsor a new applicant for employment authorization for this position Compensation and Benefits
Salary ranges: Chicago, IL: $115,900 - $132,200; McLean, VA: $127,500 - $145,500; other locations: pay ranges vary by location. Salaries for part-time roles prorated accordingly. This role is eligible for performance-based incentive compensation, including cash bonuses and/or long-term incentives (LTI). Capital One offers comprehensive benefits; eligibility varies by status and role. Learn more at Capital One Careers. Additional Information
This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) and promotes a drug-free workplace. Capital One will consider qualified applicants with criminal histories in accordance with applicable laws. For accommodations, contact Recruiting at 1-800-304-9102 or RecruitingAccommodation@capitalone.com. For recruiting process questions, email Careers@capitalone.com. Capital One does not provide, endorse nor guarantee third-party products or services available through this site. Job Details
Seniority level: Entry level Employment type: Full-time Job function: Finance and Sales Get notified about new Underwriting Analyst jobs in Chicago, IL.
#J-18808-Ljbffr