Manulife Financial
Overview
Manulife is a leading international financial services provider. Help shape the future you want to see — and discover that better can take you anywhere you want to go. The Senior Underwriting Director provides guidance to more junior staff and assists Underwriting Management with research and training of Underwriting Staff. The incumbent will also take the lead on high scope and complex Underwriting department projects. Position Responsibilities
Manage all aspects of potentially unlimited total line in close association with reinsurers.
Select and classify risk according to company philosophy and standards.
Participate in and provide a leadership resource for projects in the Underwriting Department.
Be an information resource for underwriters at all levels.
Combine appropriate attention to established standards of turnaround with higher level of service and professionalism.
Analyze and interpret medical, non-medical, and financial information.
Make decisions within approval limits.
Ensure that complete and appropriate underwriting requirements are completed while at the same time practicing effective expense management.
Management of reinsurance process to ensure maximum capacity while avoiding reinsurance “gridlock”.
Management/control of diversification process as “lead” underwriter on very largest of cases.
Manage referral/consultation process to ensure that timely and accurate decisions are provided.
Manage mortality on preferred block of business, through flex guidelines to ensure pricing/mortality expectations are met.
Ensure consistency and adherence to established departmental guidelines through referral process.
Actively participate in the development, implementation and management of New Business initiatives.
Actively participate in the ongoing training and professional development of underwriting team.
Act as resource/mentor to other members of the underwriting team, particularly at the consultant level.
Champion appeals and business decisions in concert with the Chief Underwriter.
Maintain positive and effective relationships with internal and external partners.
Required Qualifications
Post-secondary education or equivalent work experience.
Minimum 15 years underwriting experience.
Expert knowledge and understanding of medical, non-medical and financial underwriting principles and practices.
In depth knowledge of unique estate, business and insurance planning tools and techniques.
In depth/current knowledge of political, economic, financial and legislative events which may impact client needs.
Expert knowledge of company’s insurance product portfolio and ability to marry that knowledge with an understanding of producer/client need.
Expert knowledge of reinsurance, market place treaties, agreements and available capacity.
Exceptional priority management with ability to work effectively under deadlines, balance published service times with an appropriate customer.
Strong organizational, analytical and problem-solving skills.
Effective presentation skills.
Strong written and verbal communication skills.
Strong customer service orientation.
Knowledge of and ability to apply project management skills.
Expert knowledge of insurance contract law and state legislative requirements as they relate to the underwriting and issue of insurance contracts.
High level understanding of product pricing principals.
Balance appropriate attention to expense management against the need to secure sufficient and appropriate underwriting information to make the best decision for the client and the company.
Actively assist field personnel in positioning the Company as the lead underwriter in the market.
Actively pursue opportunities for development of self and team.
Develop and maintain effective working relationships with all field personnel and reinsurers.
Keep current and up to date with the changing compliance and insurance regulatory environment.
Keep current and up to date with changes in estate/insurance planning strategies.
Identify departmental problems, recommend solutions and assist in implementation of change including manual updates.
Preferred Qualifications
Applicable underwriting and insurance designations preferred.
Working Conditions
Some travel
Concentration
Visual
Exposure to Weather
When you join our team
We’ll empower you to learn and grow the career you want.
We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words.
As part of our global team, we’ll support you in shaping the future you want to see.
關於宏利和恒康 宏利金融公司是一家業界領先的國際金融服務商，致力於幫助人們實現「輕鬆投資理財，樂享豐盛人生」。若要進一步了解我們，請瀏覽相應網站。 宏利是平等機會僱主 在宏利／恒康，我們擁抱多元。我們致力於吸引、培養及挽留和所服務客戶同樣多元的員工，並從而營造包容的工作環境，接納文化和個體差異。我們矢志維持公平的招聘、挽留、晉升及薪酬制度，我們管理的所有實踐及項目不會因種族、血統、原籍地、膚色、族裔、國籍、宗教或宗教信仰、信仰、性別（包括懷孕及其相關情況）、性取向、遺傳特徵、退伍軍人身份、性別認同、性別表達、年齡、婚姻狀況、家庭狀況、殘疾或受適用法律保護的任何其他因素而區別對待。 我們的首要任務是消除障礙，為員工提供平等就業機會。人力資源部代表將盡力為應徵過程中提出要求的申請人提供合理協助。申請人要求提供協助所分享的信息將會按照適用法律及宏利／恒康政策儲存及使用。應徵過程中如需協助，請聯絡人力資源部所提供的郵件。 Salary and location 美國, 康乃狄克州 全職遠端工作 Working Arrangement
遠端工作
Salary range
is expected to be between $114,900.00 USD - $206,820.00 USD. If you are applying for this role outside of the primary location, please contact recruitment@manulife.com for the salary range for your location. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. Manulife/John Hancock offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans and other benefits. Our generous paid time off program includes holidays, personal days, vacation, sick time, and statutory leaves of absence where applicable. Know Your Rights | Family & Medical Leave | Employee Polygraph Protection | Right to Work | E-Verify | Pay Transparency Company: John Hancock Life Insurance Company (U.S.A.)
#J-18808-Ljbffr
Manulife is a leading international financial services provider. Help shape the future you want to see — and discover that better can take you anywhere you want to go. The Senior Underwriting Director provides guidance to more junior staff and assists Underwriting Management with research and training of Underwriting Staff. The incumbent will also take the lead on high scope and complex Underwriting department projects. Position Responsibilities
Manage all aspects of potentially unlimited total line in close association with reinsurers.
Select and classify risk according to company philosophy and standards.
Participate in and provide a leadership resource for projects in the Underwriting Department.
Be an information resource for underwriters at all levels.
Combine appropriate attention to established standards of turnaround with higher level of service and professionalism.
Analyze and interpret medical, non-medical, and financial information.
Make decisions within approval limits.
Ensure that complete and appropriate underwriting requirements are completed while at the same time practicing effective expense management.
Management of reinsurance process to ensure maximum capacity while avoiding reinsurance “gridlock”.
Management/control of diversification process as “lead” underwriter on very largest of cases.
Manage referral/consultation process to ensure that timely and accurate decisions are provided.
Manage mortality on preferred block of business, through flex guidelines to ensure pricing/mortality expectations are met.
Ensure consistency and adherence to established departmental guidelines through referral process.
Actively participate in the development, implementation and management of New Business initiatives.
Actively participate in the ongoing training and professional development of underwriting team.
Act as resource/mentor to other members of the underwriting team, particularly at the consultant level.
Champion appeals and business decisions in concert with the Chief Underwriter.
Maintain positive and effective relationships with internal and external partners.
Required Qualifications
Post-secondary education or equivalent work experience.
Minimum 15 years underwriting experience.
Expert knowledge and understanding of medical, non-medical and financial underwriting principles and practices.
In depth knowledge of unique estate, business and insurance planning tools and techniques.
In depth/current knowledge of political, economic, financial and legislative events which may impact client needs.
Expert knowledge of company’s insurance product portfolio and ability to marry that knowledge with an understanding of producer/client need.
Expert knowledge of reinsurance, market place treaties, agreements and available capacity.
Exceptional priority management with ability to work effectively under deadlines, balance published service times with an appropriate customer.
Strong organizational, analytical and problem-solving skills.
Effective presentation skills.
Strong written and verbal communication skills.
Strong customer service orientation.
Knowledge of and ability to apply project management skills.
Expert knowledge of insurance contract law and state legislative requirements as they relate to the underwriting and issue of insurance contracts.
High level understanding of product pricing principals.
Balance appropriate attention to expense management against the need to secure sufficient and appropriate underwriting information to make the best decision for the client and the company.
Actively assist field personnel in positioning the Company as the lead underwriter in the market.
Actively pursue opportunities for development of self and team.
Develop and maintain effective working relationships with all field personnel and reinsurers.
Keep current and up to date with the changing compliance and insurance regulatory environment.
Keep current and up to date with changes in estate/insurance planning strategies.
Identify departmental problems, recommend solutions and assist in implementation of change including manual updates.
Preferred Qualifications
Applicable underwriting and insurance designations preferred.
Working Conditions
Some travel
Concentration
Visual
Exposure to Weather
When you join our team
We’ll empower you to learn and grow the career you want.
We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words.
As part of our global team, we’ll support you in shaping the future you want to see.
關於宏利和恒康 宏利金融公司是一家業界領先的國際金融服務商，致力於幫助人們實現「輕鬆投資理財，樂享豐盛人生」。若要進一步了解我們，請瀏覽相應網站。 宏利是平等機會僱主 在宏利／恒康，我們擁抱多元。我們致力於吸引、培養及挽留和所服務客戶同樣多元的員工，並從而營造包容的工作環境，接納文化和個體差異。我們矢志維持公平的招聘、挽留、晉升及薪酬制度，我們管理的所有實踐及項目不會因種族、血統、原籍地、膚色、族裔、國籍、宗教或宗教信仰、信仰、性別（包括懷孕及其相關情況）、性取向、遺傳特徵、退伍軍人身份、性別認同、性別表達、年齡、婚姻狀況、家庭狀況、殘疾或受適用法律保護的任何其他因素而區別對待。 我們的首要任務是消除障礙，為員工提供平等就業機會。人力資源部代表將盡力為應徵過程中提出要求的申請人提供合理協助。申請人要求提供協助所分享的信息將會按照適用法律及宏利／恒康政策儲存及使用。應徵過程中如需協助，請聯絡人力資源部所提供的郵件。 Salary and location 美國, 康乃狄克州 全職遠端工作 Working Arrangement
遠端工作
Salary range
is expected to be between $114,900.00 USD - $206,820.00 USD. If you are applying for this role outside of the primary location, please contact recruitment@manulife.com for the salary range for your location. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. Manulife/John Hancock offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans and other benefits. Our generous paid time off program includes holidays, personal days, vacation, sick time, and statutory leaves of absence where applicable. Know Your Rights | Family & Medical Leave | Employee Polygraph Protection | Right to Work | E-Verify | Pay Transparency Company: John Hancock Life Insurance Company (U.S.A.)
#J-18808-Ljbffr